(ASRNL) ASR Nederland - Ratings and Ratios

ASR Nederland N.V. operates as a leading insurance and financial services provider in the Netherlands, offering a comprehensive suite of products including non-life, life, and health insurance, pensions, mortgages, and asset management solutions. The company serves a diverse customer base, including individuals, entrepreneurs, and employers, through five distinct business segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. Its product portfolio includes individual and group disability insurance, sickness leave coverage, property and casualty insurance (encompassing motor, fire, liability, legal aid, travel, pet, and transport insurance), and basic and supplementary health insurance. Additionally, the company provides pension products, term life insurance, funeral capital insurance, and specialized mortgage solutions for first-time buyers, sustainable home modifications, and senior citizens. Asset management services include investment property management, corporate and government bond management, equities, and mortgages, as well as bespoke investment solutions and non-listed sector funds focused on retail, residential, and rural properties, science parks, and renewable energy projects such as wind farms and solar parks. The company also offers distribution and customer support services under the a.s.r., Aegon, Loyalis, TKP, and wijzeringeldzaken brands. Originally founded in 1720 as Fortis Verzekeringen Nederland N.V., the company rebranded as ASR Nederland N.V. in 2008 and is headquartered in Utrecht, Netherlands.

ASRNL is currently trading at 53.54 EUR with a 20-day average volume of 510,517 shares. The stock is trading above its SMA 20 (52.08), SMA 50 (51.09), and SMA 200 (46.38), signaling upward momentum. The ATR of 1.27 reflects moderate volatility. Based on the current technical setup, the stock may encounter resistance near 55.00 EUR, with support levels at 52.00 and 50.00 EUR. Over the next three months, the stock is expected to maintain its bullish trajectory, with potential price targets of 56.00 and 58.00 EUR, contingent on broader market conditions and earnings performance.

Fundamentally, ASRNL demonstrates strong financial health, with a market capitalization of 11,184.61M EUR and a return on equity (RoE) of 15.91%, indicating efficient profitability. The P/E ratio of 12.20, coupled with a forward P/E of 9.46, suggests undervaluation potential. The P/B ratio of 1.14 aligns with industry averages, while the P/S ratio of 0.74 reflects reasonable valuation relative to sales. These metrics, combined with the companys diversified revenue streams and strong market position, position ASRNL as a stable investment opportunity in the insurance sector.