(SPNO) Spar Nord Bank - Ratings and Ratios
Exchange: CO • Country: Denmark • Currency: DKK • Type: Common Stock • ISIN: DK0060036564
SPNO: Deposits, Loans, Mortgages, Asset Management, Trading
Spar Nord Bank A/S is a Denmark-based financial institution offering a comprehensive suite of banking and financial services to both retail and business customers. Established in 1824, the bank has a long-standing history of serving the Danish market. Its product portfolio includes deposits, loans, mortgage loans, life annuities, and guarantee services, as well as custodianship accounts. Additionally, Spar Nord Bank provides trading services in markets such as shares, corporate bonds, interest, and forex, alongside asset management and capital markets development. The bank is headquartered in Aalborg, Denmark, and operates with a focus on local communities while maintaining a robust presence in the regional banking sector.
From a technical perspective, Spar Nord Banks stock (Ticker: SPNO) is currently trading at 209.20 DKK, with a 20-day average volume of 22,894 shares. The stocks short-term and medium-term moving averages (SMA 20: 209.05, SMA 50: 208.91) indicate a relatively stable price trend, while the long-term SMA 200 (165.81) suggests significant upside potential. The Average True Range (ATR) of 0.88 reflects low volatility, indicating a stable trading environment.
From a fundamental standpoint, Spar Nord Bank boasts a market capitalization of 23,930.18M DKK, with a price-to-earnings (P/E) ratio of 11.19, signaling a moderate valuation relative to its earnings. The price-to-book (P/B) ratio of 1.64 indicates that the stock is trading at a premium to its book value, while the price-to-sales (P/S) ratio of 4.21 reflects a premium valuation relative to its revenue. The return on equity (RoE) of 15.11% highlights the banks strong profitability and efficient use of shareholder capital.
3-Month Forecast: Based on the convergence ofAdditional Sources for SPNO Stock
SPNO Stock Overview
Market Cap in USD | 3,640m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception |
SPNO Stock Ratings
Growth Rating | 92.4 |
Fundamental | 59.8 |
Dividend Rating | 16.2 |
Rel. Strength | 45.3 |
Analysts | - |
Fair Price Momentum | 282.73 DKK |
Fair Price DCF | 483.81 DKK |
SPNO Dividends
Dividend Yield 12m | 0.00% |
Yield on Cost 5y | % |
Annual Growth 5y | -100.00% |
Payout Consistency | 62.3% |
SPNO Growth Ratios
Growth Correlation 3m | 42.5% |
Growth Correlation 12m | 87.9% |
Growth Correlation 5y | 97.9% |
CAGR 5y | 41.91% |
CAGR/Max DD 5y | 1.53 |
Sharpe Ratio 12m | -0.09 |
Alpha | 66.18 |
Beta | -0.013 |
Volatility | 6.56% |
Current Volume | 7.9k |
Average Volume 20d | 19.5k |
As of April 27, 2025, the stock is trading at DKK 209.80 with a total of 7,873 shares traded.
Over the past week, the price has changed by +0.10%, over one month by +0.38%, over three months by +1.11% and over the past year by +73.39%.
Partly, yes. Based on ValueRay Fundamental Analyses, Spar Nord Bank (CO:SPNO) is currently (April 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 59.77 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPNO as of April 2025 is 282.73. This means that SPNO is currently undervalued and has a potential upside of +34.76% (Margin of Safety).
Spar Nord Bank has no consensus analysts rating.
According to ValueRays Forecast Model, SPNO Spar Nord Bank will be worth about 305.4 in April 2026. The stock is currently trading at 209.80. This means that the stock has a potential upside of +45.54%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 147.5 | -29.7% |
Analysts Target Price | - | - |
ValueRay Target Price | 305.4 | 45.5% |