(SPNO) Spar Nord Bank - Ratings and Ratios

Exchange: CO • Country: Denmark • Currency: DKK • Type: Common Stock • ISIN: DK0060036564

SPNO: Deposits, Loans, Mortgages, Asset Management, Trading

Spar Nord Bank A/S is a Denmark-based financial institution offering a comprehensive suite of banking and financial services to both retail and business customers. Established in 1824, the bank has a long-standing history of serving the Danish market. Its product portfolio includes deposits, loans, mortgage loans, life annuities, and guarantee services, as well as custodianship accounts. Additionally, Spar Nord Bank provides trading services in markets such as shares, corporate bonds, interest, and forex, alongside asset management and capital markets development. The bank is headquartered in Aalborg, Denmark, and operates with a focus on local communities while maintaining a robust presence in the regional banking sector.

From a technical perspective, Spar Nord Banks stock (Ticker: SPNO) is currently trading at 209.20 DKK, with a 20-day average volume of 22,894 shares. The stocks short-term and medium-term moving averages (SMA 20: 209.05, SMA 50: 208.91) indicate a relatively stable price trend, while the long-term SMA 200 (165.81) suggests significant upside potential. The Average True Range (ATR) of 0.88 reflects low volatility, indicating a stable trading environment.

From a fundamental standpoint, Spar Nord Bank boasts a market capitalization of 23,930.18M DKK, with a price-to-earnings (P/E) ratio of 11.19, signaling a moderate valuation relative to its earnings. The price-to-book (P/B) ratio of 1.64 indicates that the stock is trading at a premium to its book value, while the price-to-sales (P/S) ratio of 4.21 reflects a premium valuation relative to its revenue. The return on equity (RoE) of 15.11% highlights the banks strong profitability and efficient use of shareholder capital.

3-Month Forecast: Based on the convergence of and , Spar Nord Banks stock is expected to maintain its stable price trajectory in the near term. The stocks proximity to its SMA 20 and SMA 50 suggests a potential sideways movement, while the significant gap between the current price and SMA 200 indicates long-term bullish momentum. The low ATR of 0.88 further supports the case for limited volatility. Fundamentally, the banks strong RoE and moderate P/E ratio are likely to underpin investor confidence, leading to a forecast of gradual price appreciation over the next three months.

Additional Sources for SPNO Stock

Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle

SPNO Stock Overview

Market Cap in USD 3,640m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception

SPNO Stock Ratings

Growth Rating 92.4
Fundamental 59.8
Dividend Rating 16.2
Rel. Strength 45.3
Analysts -
Fair Price Momentum 282.73 DKK
Fair Price DCF 483.81 DKK

SPNO Dividends

Dividend Yield 12m 0.00%
Yield on Cost 5y %
Annual Growth 5y -100.00%
Payout Consistency 62.3%

SPNO Growth Ratios

Growth Correlation 3m 42.5%
Growth Correlation 12m 87.9%
Growth Correlation 5y 97.9%
CAGR 5y 41.91%
CAGR/Max DD 5y 1.53
Sharpe Ratio 12m -0.09
Alpha 66.18
Beta -0.013
Volatility 6.56%
Current Volume 7.9k
Average Volume 20d 19.5k
What is the price of SPNO stocks?
As of April 27, 2025, the stock is trading at DKK 209.80 with a total of 7,873 shares traded.
Over the past week, the price has changed by +0.10%, over one month by +0.38%, over three months by +1.11% and over the past year by +73.39%.
Is Spar Nord Bank a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Spar Nord Bank (CO:SPNO) is currently (April 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 59.77 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPNO as of April 2025 is 282.73. This means that SPNO is currently undervalued and has a potential upside of +34.76% (Margin of Safety).
Is SPNO a buy, sell or hold?
Spar Nord Bank has no consensus analysts rating.
What are the forecast for SPNO stock price target?
According to ValueRays Forecast Model, SPNO Spar Nord Bank will be worth about 305.4 in April 2026. The stock is currently trading at 209.80. This means that the stock has a potential upside of +45.54%.
Issuer Forecast Upside
Wallstreet Target Price 147.5 -29.7%
Analysts Target Price - -
ValueRay Target Price 305.4 45.5%