(AAME) Atlantic American - Ratings and Ratios

Atlantic American Corporation (NASDAQ:AAME) operates as a multi-line insurance provider in the United States, offering a diverse range of life, health, and property and casualty insurance products through its subsidiaries. The company is organized into two primary segments: American Southern and Bankers Fidelity. Its property and casualty insurance offerings include commercial automobile coverage for government entities, fleets, and motor pools; general liability insurance; and inland marine insurance. Additionally, the company provides surety bonds for construction projects, school bus contracts, and performance and payment obligations. On the life and health side, Atlantic American offers whole life insurance policies for individuals and groups, Medicare supplement insurance, and specialized health insurance products covering cancer, critical illnesses, short-term nursing care, accident-only, hospital indemnity, and disability benefits. These products are distributed through a network of independent agents and brokers. Established in 1937, the company is headquartered in Atlanta, Georgia, and functions as a subsidiary of Atlantic American / Delta Group.

From a technical perspective, AAME shares are currently trading at $1.48, below their 20-day SMA of $1.58 and 50-day SMA of $1.56, with a 200-day SMA of $1.61. The stock exhibits low volatility, as indicated by an ATR of $0.08, and average daily trading volume of 3,258 shares over the past 20 days. Fundamental analysis reveals a market capitalization of $32.64 million, with a price-to-book ratio of 0.30 and a price-to-sales ratio of 0.17. The companys return on equity (RoE) stands at -2.76%, reflecting current profitability challenges.