ACIC Dividend History & Analysis | 6.6% Yield

ACIC has a dividend yield of 6.6% and paid 0.75 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 6.59%
Payout Ratio 46.0%
Growth Rate CAGR 5y 20.14%
Consistency Lifetime 74.1%
Yield on Cost 5y 15.40%
Payout FCF 20.0%
Streak Years 1
Dividend Rating 74.00%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.

Top Dividend Payers in Property & Casualty Insurance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
ORI 9,693 M 8.74% 27.7%
COFA 2,766 M 8.70% 25.5%
FNF 14,758 M 4.86% 9.01%
DGICA 689 M 5.16% 6.38%
SAFT 1,181 M 4.77% 5.80%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
FNF 14,758 M 39.4% 33.9%
FIHL 1,997 M 25.0% 100%
IGIC 1,080 M 31.9% 89.6%
AGO 4,038 M 11.5% 99.3%
KNSL 9,128 M 11.5% 100%

Quality Dividend Peers in Property & Casualty Insurance

CB
Chubb
1.31% Yield

ACIC Dividend History: Last 46 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-01-02 2026-01-02 2026-01-09 Other 0.75 50% 6.31%
2025-01-02 2025-01-02 2025-01-10 Other 0.5 733.3% 3.84%
2022-03-08 2022-03-09 2022-03-16 Quarterly 0.06 0% 1.79%
2021-11-19 2021-11-22 2021-11-29 Quarterly 0.06 0% 1.29%
2021-08-09 2021-08-10 2021-08-17 Quarterly 0.06 0% 1.46%
2021-05-14 2021-05-17 2021-05-24 Quarterly 0.06 0% 1.05%
2021-03-01 2021-03-02 2021-03-09 Quarterly 0.06 0% 0.93%
2020-11-20 2020-11-23 2020-11-30 Quarterly 0.06 0% N/A
2020-08-10 2020-08-11 2020-08-18 Quarterly 0.06 0% N/A
2020-05-18 2020-05-19 2020-05-26 Quarterly 0.06 0% N/A
2020-03-03 2020-03-04 2020-03-11 Quarterly 0.06 0% N/A
2019-11-18 2019-11-19 2019-11-26 Quarterly 0.06 0% N/A
2019-08-13 2019-08-14 2019-08-21 Quarterly 0.06 0% N/A
2019-05-13 2019-05-14 2019-05-21 Quarterly 0.06 0% N/A
2019-03-05 2019-03-06 2019-03-13 Quarterly 0.06 0% N/A
2018-11-19 2018-11-20 2018-11-27 Quarterly 0.06 0% N/A
2018-08-10 2018-08-13 2018-08-20 Quarterly 0.06 0% N/A
2018-05-21 2018-05-22 2018-05-29 Quarterly 0.06 0% N/A
2018-03-06 2018-03-07 2018-03-14 Quarterly 0.06 0% N/A
2017-11-21 2017-11-22 2017-11-29 Quarterly 0.06 0% N/A
2017-08-17 2017-08-21 2017-08-28 Quarterly 0.06 0% N/A
2017-05-19 2017-05-23 2017-05-30 Quarterly 0.06 0% N/A
2017-03-06 2017-03-08 2017-03-15 Quarterly 0.06 0% N/A
2016-11-21 2016-11-23 2016-11-30 Quarterly 0.06 0% N/A
2016-08-19 2016-08-23 2016-08-31 Quarterly 0.06 0% N/A
2016-05-17 2016-05-19 2016-05-26 Quarterly 0.06 20% N/A
2016-03-02 2016-03-04 2016-03-18 Quarterly 0.05 0% N/A
2015-11-18 2015-11-20 2015-11-27 Quarterly 0.05 0% N/A
2015-08-19 2015-08-21 2015-08-28 Quarterly 0.05 0% N/A
2015-05-20 2015-05-22 2015-05-29 Quarterly 0.05 0% N/A
2015-02-25 2015-02-27 2015-03-06 Quarterly 0.05 25% N/A
2014-11-19 2014-11-21 2014-11-28 Quarterly 0.04 0% N/A
2014-08-13 2014-08-15 2014-08-22 Quarterly 0.04 0% N/A
2014-05-14 2014-05-16 2014-05-23 Quarterly 0.04 0% N/A
2014-03-12 2014-03-14 2014-03-21 Quarterly 0.04 33.3% N/A
2013-11-26 2013-11-29 2013-12-13 Quarterly 0.03 0% N/A
2013-08-28 2013-08-30 2013-09-13 Quarterly 0.03 0% N/A
2013-05-29 2013-05-31 2013-06-14 Quarterly 0.03 0% N/A
2013-03-18 2013-03-20 2013-03-27 Quarterly 0.03 0% N/A
2012-12-26 2012-12-28 2012-12-31 Quarterly 0.03 -40% N/A
2012-03-23 Quarterly 0.05 0% N/A
2011-11-28 2011-11-30 2011-12-15 Quarterly 0.05 0% N/A
2010-03-29 2010-03-31 2010-04-15 Quarterly 0.05 0% N/A
2009-11-25 2009-11-30 2009-12-15 Quarterly 0.05 0% N/A
2009-08-27 2009-08-31 2009-09-15 Quarterly 0.05 0% N/A
2009-05-27 2009-05-31 2009-06-15 Quarterly 0.05 0% N/A

ACIC Dividend FAQ

American Coastal Insurance Corp (NASDAQ: ACIC) writes commercial and personal property-and-casualty policies across the United States, focusing on homeowners, renters, condo owners, and residential association owners. Its product suite also includes equipment-breakdown, identity-theft, and cyber-security coverages, and distribution is handled through independent insurance agencies. The firm, originally United Insurance Holdings, rebranded in August 2023 and is headquartered in Saint Petersburg, Florida.

What is the Dividend Yield of ACIC?

As of February 2026, ACIC`s dividend yield is 6.59%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.75 USD by the current share price of 11.31.

Does ACIC pay a dividend?

As of February 2026, ACIC paid a dividend of 0.75 USD in the last 12 months. The last dividend was paid on 2026-01-02 and the payout was 0.75 USD.

How often does ACIC pay dividends?

ACIC pays dividends annually. Over the last 12 months, ACIC has issued 1 dividend payments. The last dividend payment was made on 2026-01-02.

ACIC dividend forecast

Based on historical data, the forecasted dividends per share for ACIC for the next 4 payments are between 0.884 (+17.9%) and 1.125 (+50.0%).
This represents a strong dividend growth compared to the last payment.

Will ACIC pay dividends in 2026?

The latest dividend paid per share was 0.75 USD with an Ex-Dividend Date of 2026-01-02. The next Ex-Dividend date for American Coastal (ACIC) is currently unknown.

What is the next Ex-Dividend Date for ACIC?

The next Ex-Dividend date for American Coastal (ACIC) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of ACIC?

ACIC's average dividend growth rate over the past 5 years is 20.1% per year.
Strong growth: ACIC's Dividend growth is outpacing inflation.

What is the Yield on Cost of ACIC?

ACIC's 5-Year Yield on Cost is 15.4%. If you bought ACIC's shares at 4.87 USD five years ago, your current annual dividend income (0.75 USD per share, trailing 12 months) equals 15.4% of your original purchase price.

What is the Payout Consistency of ACIC?

ACIC Payout Consistency is 74.1%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Unstable: American Coastal has an inconsistent track record of dividend payments over its lifetime.

Does ACIC have a good Dividend Yield?

ACIC`s 6.59% Dividend Yield is considered as high. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of ACIC?

The Dividend Payout Ratio of ACIC is 46.0%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of ACIC?

ACIC`s Overall Dividend Rating is 74.00%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

ACIC Outstanding Shares Analysis

What is the Trend in ACIC's Outstanding Shares?

American Coastal's outstanding shares have increased by approximately 4.5% annually over the past 3 years (Trend Reliability: 100.0%).

Watch carefully: The company is issuing new shares, diluting existing shareholders. Dividend growth may lag earnings growth as payouts are spread across more shares.

Has ACIC ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

Year Number of Shares Annual Growth Rate
2007 11,775,100
2008 10,548,900 -10.41%
2009 10,574,000 +0.24%
2010 10,573,900 -0%
2011 10,361,000 -2.01%
2012 11,427,100 +10.29%
2013 16,209,300 +41.85%
2014 20,905,000 +28.97%
2015 21,526,000 +2.97%
2016 21,645,100 +0.55%
2017 42,753,300 +97.52%
2018 42,692,500 -0.14%
2019 42,801,100 +0.25%
2020 42,896,300 +0.22%
2021 42,973,800 +0.18%
2022 43,101,900 +0.3%
2023 45,712,700 +6.06%
2024 49,442,100 +8.16%
2025 49,917,700 +0.96%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-06 03:11