(ACIW) ACI Worldwide - Ratings and Ratios

ACI Worldwide Inc is a leading software company that specializes in developing and implementing digital payment solutions for a wide range of industries, including banking, retail, and billers. The company's product portfolio is divided into three main segments: Banks, Merchants, and Billers, each catering to the unique needs of these industries. For instance, its ACI Acquiring solution enables businesses to process credit, debit, and prepaid card transactions, while also providing digital innovation and fraud prevention capabilities. Additionally, the company's ACI Issuing solution allows for the issuance of new payment offerings, further expanding the scope of digital payments.

The company's product offerings also include the ACI Enterprise Payments Platform, which provides payment processing and orchestration capabilities for digital payments. This platform is complemented by the ACI Low Value Real-Time Payments and ACI High Value Real-Time Payments solutions, which facilitate the processing of real-time payments. The ACI High Value Real-Time Payments engine, in particular, offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging, making it an attractive option for businesses that require high-volume payment processing. Furthermore, the company's ACI Payments Orchestration Platform optimizes payments, while its omni-channel payment platform provides a seamless payment experience across various channels.

ACI Worldwide Inc also offers a range of services, including electronic bill presentment and payment services, implementation services, and business and technical consultancy. Its electronic bill presentment and payment services cater to various sectors, such as consumer finance, insurance, healthcare, and government, among others. The company's implementation services include product installations, configurations, and custom software modifications, ensuring that its solutions are tailored to meet the specific needs of its clients. Moreover, its business and technical consultancy services provide on-site support, product education, and testing services, further enhancing the overall customer experience. The company's products and services are marketed under the ACI Worldwide brand, and it has established itself as a trusted partner for businesses seeking to facilitate digital payments.

With a history dating back to 1975, ACI Worldwide Inc has evolved significantly over the years, having changed its name from Transaction Systems Architects, Inc. to its current name in 2007. The company is headquartered in Elkhorn, Nebraska, and its common stock is listed on the NASDAQ stock exchange under the ticker symbol ACIW. As a leading player in the application software industry, ACI Worldwide Inc continues to innovate and expand its product offerings, solidifying its position in the digital payments landscape. Its website, https://www.aciworldwide.com, provides further information on its products and services, as well as its mission to facilitate digital payments globally.