AFRM 📈 Affirm Holdings - Overview
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US00827B1061
AFRM: Point-of-Sale Payment, Consumer Loans, Merchant Commerce Solutions
Affirm Holdings, Inc. operates a comprehensive payment network that spans the United States, Canada, and international markets, providing a range of financial solutions to consumers and merchants alike. The company's platform is designed to facilitate seamless transactions, offering point-of-sale payment solutions for consumers, as well as merchant commerce solutions that cater to the diverse needs of businesses. Additionally, Affirm's consumer-focused app enables users to manage their payments and access various financial services, further enhancing the overall payment experience.
The company's commerce platform is built on a network of agreements with originating banks and capital markets partners, allowing consumers to pay for purchases over time in a flexible and transparent manner. This approach has enabled Affirm to establish a broad merchant network, comprising small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The diversity of Affirm's merchant base is reflected in the range of industries it serves, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise, demonstrating the company's ability to adapt to various market sectors.
As a leading player in the payment solutions space, Affirm Holdings, Inc. has established a strong foundation since its founding in 2012. Headquartered in San Francisco, California, the company has developed a robust platform that supports its mission to deliver transparent and consumer-friendly payment options. With its common stock listed on the NASDAQ exchange under the ticker symbol AFRM, and classified under the GICS Sub Industry of Data Processing & Outsourced Services, Affirm is well-positioned to continue innovating and expanding its services to meet the evolving needs of consumers and merchants in the digital economy.
Additional Sources for AFRM Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
AFRM Stock Overview
Market Cap in USD | 22,882m |
Sector | Technology |
Industry | Software - Infrastructure |
GiC Sub-Industry | Data Processing & Outsourced Services |
IPO / Inception | 2021-01-13 |
AFRM Stock Ratings
Growth 5y | 5.58% |
Fundamental | -5.88% |
Dividend | - |
Rel. Strength Industry | 108 |
Analysts | 3.63/5 |
Fair Price Momentum | 63.27 USD |
Fair Price DCF | 21.40 USD |
AFRM Dividends
No Dividends PaidAFRM Growth Ratios
Growth Correlation 3m | 88.2% |
Growth Correlation 12m | 25.4% |
Growth Correlation 5y | -41.2% |
CAGR 5y | 7.65% |
CAGR/Mean DD 5y | 0.11 |
Sharpe Ratio 12m | 0.69 |
Alpha | -37.31 |
Beta | 3.10 |
Volatility | 103.44% |
Current Volume | 8708.3k |
Average Volume 20d | 8301.5k |
As of December 21, 2024, the stock is trading at USD 65.64 with a total of 8,708,323 shares traded.
Over the past week, the price has changed by -7.16%, over one month by +3.88%, over three months by +46.09% and over the past year by +44.23%.
Neither. Based on ValueRay Fundamental Analyses, Affirm Holdings is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -5.88 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of AFRM as of December 2024 is 63.27. This means that AFRM is currently overvalued and has a potential downside of -3.61%.
Affirm Holdings has received a consensus analysts rating of 3.63. Therefor, it is recommend to hold AFRM.
- Strong Buy: 5
- Buy: 4
- Hold: 9
- Sell: 0
- Strong Sell: 1
According to ValueRays Forecast Model, AFRM Affirm Holdings will be worth about 73.1 in December 2025. The stock is currently trading at 65.64. This means that the stock has a potential upside of +11.3%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 57.2 | -12.9% |
Analysts Target Price | 14.7 | -77.6% |
ValueRay Target Price | 73.1 | 11.3% |