(ALRS) Alerus Financial - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US01446U1034
ALRS: Banking, Loans, Mortgages, Retirement, Investments, Wealth Management
Alerus Financial Corporation, a bank holding company for Alerus Financial, National Association, provides a diverse range of financial services to businesses and consumers. Operating across four segments—Banking, Mortgage, Retirement and Benefit Services, and Wealth Management—the company offers deposit products such as demand deposits, money market accounts, and certificates of deposit, alongside treasury management services. Their loan portfolio includes commercial loans, residential mortgages, and consumer loans. Additionally, they provide retirement plan administration, investment advisory services, and wealth management solutions, including financial planning and trust services. With a presence in North Dakota, Minnesota, Arizona, Michigan, and Colorado, Alerus Financial Corporation, founded in 1879, is headquartered in Grand Forks, North Dakota.
Based on technical indicators, Alerus Financial Corp (NASDAQ:ALRS) shows a SMA 20 above the last price, suggesting potential bearish momentum. The ATR indicates moderate volatility. Fundamentally, with a P/B ratio of 1.05 and a RoE of 0.79, the stock may experience sideways movement in the next three months, possibly with slight declines due to these factors.
Additional Sources for ALRS Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
ALRS Stock Overview
Market Cap in USD | 472m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Diversified Financial Services |
IPO / Inception | 2001-01-02 |
ALRS Stock Ratings
Growth 5y | 5.34% |
Fundamental | 1.08% |
Dividend | 70.2% |
Rel. Strength | -25.5 |
Analysts | 3.6/5 |
Fair Price Momentum | 15.91 USD |
Fair Price DCF | 5.92 USD |
ALRS Dividends
Dividend Yield 12m | 4.14% |
Yield on Cost 5y | 5.53% |
Annual Growth 5y | 5.66% |
Payout Consistency | 97.5% |
ALRS Growth Ratios
Growth Correlation 3m | -28.3% |
Growth Correlation 12m | 18.2% |
Growth Correlation 5y | -20.2% |
CAGR 5y | 4.98% |
CAGR/Max DD 5y | 0.08 |
Sharpe Ratio 12m | 0.28 |
Alpha | -17.48 |
Beta | 0.752 |
Volatility | 31.72% |
Current Volume | 62.8k |
Average Volume 20d | 53k |
As of April 01, 2025, the stock is trading at USD 18.46 with a total of 62,754 shares traded.
Over the past week, the price has changed by -2.02%, over one month by -8.37%, over three months by -2.99% and over the past year by -10.05%.
Neither. Based on ValueRay Fundamental Analyses, Alerus Financial is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.08 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ALRS as of April 2025 is 15.91. This means that ALRS is currently overvalued and has a potential downside of -13.81%.
Alerus Financial has received a consensus analysts rating of 3.60. Therefor, it is recommend to hold ALRS.
- Strong Buy: 1
- Buy: 1
- Hold: 3
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, ALRS Alerus Financial will be worth about 19.1 in April 2026. The stock is currently trading at 18.46. This means that the stock has a potential upside of +3.41%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 23 | 24.6% |
Analysts Target Price | 22.4 | 21.3% |
ValueRay Target Price | 19.1 | 3.4% |