(ALRS) Alerus Financial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US01446U1034

ALRS: Banking, Loans, Mortgages, Retirement, Investments, Wealth Management

Alerus Financial Corporation, a bank holding company for Alerus Financial, National Association, provides a diverse range of financial services to businesses and consumers. Operating across four segments—Banking, Mortgage, Retirement and Benefit Services, and Wealth Management—the company offers deposit products such as demand deposits, money market accounts, and certificates of deposit, alongside treasury management services. Their loan portfolio includes commercial loans, residential mortgages, and consumer loans. Additionally, they provide retirement plan administration, investment advisory services, and wealth management solutions, including financial planning and trust services. With a presence in North Dakota, Minnesota, Arizona, Michigan, and Colorado, Alerus Financial Corporation, founded in 1879, is headquartered in Grand Forks, North Dakota.

Based on technical indicators, Alerus Financial Corp (NASDAQ:ALRS) shows a SMA 20 above the last price, suggesting potential bearish momentum. The ATR indicates moderate volatility. Fundamentally, with a P/B ratio of 1.05 and a RoE of 0.79, the stock may experience sideways movement in the next three months, possibly with slight declines due to these factors.

Additional Sources for ALRS Stock

ALRS Stock Overview

Market Cap in USD 472m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Diversified Financial Services
IPO / Inception 2001-01-02

ALRS Stock Ratings

Growth 5y 5.34%
Fundamental 1.08%
Dividend 70.2%
Rel. Strength -25.5
Analysts 3.6/5
Fair Price Momentum 15.91 USD
Fair Price DCF 5.92 USD

ALRS Dividends

Dividend Yield 12m 4.14%
Yield on Cost 5y 5.53%
Annual Growth 5y 5.66%
Payout Consistency 97.5%

ALRS Growth Ratios

Growth Correlation 3m -28.3%
Growth Correlation 12m 18.2%
Growth Correlation 5y -20.2%
CAGR 5y 4.98%
CAGR/Max DD 5y 0.08
Sharpe Ratio 12m 0.28
Alpha -17.48
Beta 0.752
Volatility 31.72%
Current Volume 62.8k
Average Volume 20d 53k
What is the price of ALRS stocks?
As of April 01, 2025, the stock is trading at USD 18.46 with a total of 62,754 shares traded.
Over the past week, the price has changed by -2.02%, over one month by -8.37%, over three months by -2.99% and over the past year by -10.05%.
Is Alerus Financial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Alerus Financial is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.08 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ALRS as of April 2025 is 15.91. This means that ALRS is currently overvalued and has a potential downside of -13.81%.
Is ALRS a buy, sell or hold?
Alerus Financial has received a consensus analysts rating of 3.60. Therefor, it is recommend to hold ALRS.
  • Strong Buy: 1
  • Buy: 1
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecast for ALRS stock price target?
According to ValueRays Forecast Model, ALRS Alerus Financial will be worth about 19.1 in April 2026. The stock is currently trading at 18.46. This means that the stock has a potential upside of +3.41%.
Issuer Forecast Upside
Wallstreet Target Price 23 24.6%
Analysts Target Price 22.4 21.3%
ValueRay Target Price 19.1 3.4%