(AROW) Arrow Financial - Ratings and Ratios

Arrow Financial Corporation (NASDAQ:AROW) is a bank holding company with a rich history dating back to 1851. Headquartered in Glens Falls, New York, the company operates across eight counties in northeastern New York, including Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady. Arrow Financial provides a comprehensive suite of financial services, including commercial and consumer banking, retirement planning, trust and estate administration, insurance agency services, and investment advisory services. Its deposit products range from demand deposits and interest-bearing checking accounts to savings deposits, time deposits, and other time deposits. The companys lending portfolio is diverse, encompassing commercial loans, commercial real estate loans, residential real estate loans, consumer installment loans, personal lines of credit, and automobile loans. Additionally, Arrow Financial offers indirect lending programs and holds a real estate investment trust. The companys insurance agency services include group health care policies, life insurance, and property and casualty insurance products, while its investment advisory services focus on proprietary mutual funds. Arrow Financial has established itself as a key financial institution in its regional market, with a strong emphasis on community banking and personalized financial solutions.

From a technical and fundamental perspective, Arrow Financial Corporation (NASDAQ:AROW) is currently trading at $26.76, slightly above its 20-day simple moving average (SMA) of $26.71 but below its 50-day SMA of $27.35 and 200-day SMA of $27.80. The average trading volume over the past 20 days is 39,698 shares, with an average true range (ATR) of 0.84, indicating moderate volatility. On the fundamental side, the company has a market capitalization of $571.29 million, with a price-to-earnings (P/E) ratio of 17.39 and a price-to-book (P/B) ratio of 1.10. The price-to-sales (P/S) ratio stands at 3.26, and the return on equity (RoE) is 7.41%. Based on these metrics, the stock appears fairly valued, with a stable financial position and moderate growth prospects.