ATLC 📈 Atlanticus Holdings - Overview
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US04914Y1029
ATLC: Credit Cards, Consumer Loans, Auto Loans, Financing Services
Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia. Web URL: https://www.atlanticus.com
Additional Sources for ATLC Stock
News:
Wall Street Journal
Benzinga
Yahoo Finance
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
ATLC Stock Overview
Market Cap in USD | 866m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 1999-04-23 |
ATLC Stock Ratings
Growth 5y | 58.9% |
Fundamental | 48.0% |
Dividend | 0.30% |
Rel. Strength Industry | 73.4 |
Analysts | 4.29/5 |
Fair Price Momentum | 63.42 USD |
Fair Price DCF | 498.17 USD |
ATLC Dividends
Dividend Yield 12m | 0.00% |
Yield on Cost 5y | % |
Annual Growth 5y | 0.00% |
Payout Consistency | 1.0% |
ATLC Growth Ratios
Growth Correlation 3m | 95.8% |
Growth Correlation 12m | 43.9% |
Growth Correlation 5y | 38.3% |
CAGR 5y | 46.10% |
CAGR/Mean DD 5y | 1.09 |
Sharpe Ratio 12m | 1.12 |
Alpha | 4.08 |
Beta | 2.21 |
Volatility | 50.90% |
Current Volume | 103.4k |
Average Volume 20d | 63.1k |
What is the price of ATLC stocks?
As of December 21, 2024, the stock is trading at USD 57.50 with a total of 103,408 shares traded.
Over the past week, the price has changed by -4.79%, over one month by +11.72%, over three months by +64.33% and over the past year by +57.15%.
As of December 21, 2024, the stock is trading at USD 57.50 with a total of 103,408 shares traded.
Over the past week, the price has changed by -4.79%, over one month by +11.72%, over three months by +64.33% and over the past year by +57.15%.
Is Atlanticus Holdings a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Atlanticus Holdings (NASDAQ:ATLC) is currently (December 2024) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 48.00 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ATLC as of December 2024 is 63.42. This means that ATLC is currently undervalued and has a potential upside of +10.3% (Margin of Safety).
Partly, yes. Based on ValueRay Fundamental Analyses, Atlanticus Holdings (NASDAQ:ATLC) is currently (December 2024) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 48.00 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ATLC as of December 2024 is 63.42. This means that ATLC is currently undervalued and has a potential upside of +10.3% (Margin of Safety).
Is ATLC a buy, sell or hold?
Atlanticus Holdings has received a consensus analysts rating of 4.29. Therefor, it is recommend to buy ATLC.
Atlanticus Holdings has received a consensus analysts rating of 4.29. Therefor, it is recommend to buy ATLC.
- Strong Buy: 4
- Buy: 1
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecast for ATLC stock price target?
According to ValueRays Forecast Model, ATLC Atlanticus Holdings will be worth about 68.5 in December 2025. The stock is currently trading at 57.50. This means that the stock has a potential upside of +19.11%.
According to ValueRays Forecast Model, ATLC Atlanticus Holdings will be worth about 68.5 in December 2025. The stock is currently trading at 57.50. This means that the stock has a potential upside of +19.11%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 53 | -7.8% |
Analysts Target Price | 45.5 | -20.9% |
ValueRay Target Price | 68.5 | 19.1% |