(ATLO) Ames National - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0310011004
ATLO: Banking, Loans, Deposits, Investments, Cash Management, Wealth Management
Ames National Corporation (NASDAQ:ATLO) is a multi-bank holding company with operations spanning central, north central, and south-central Iowa, primarily serving Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties. Established in 1903 and headquartered in Ames, Iowa, the company provides a comprehensive suite of banking products and services tailored to individual and business clients. Its deposit offerings include checking and savings accounts, money market accounts, and certificates of deposit. The loan portfolio encompasses commercial and agricultural real estate loans, residential mortgages, equipment financing, consumer loans for vehicles and personal purchases, and agricultural and business operating lines of credit. Additionally, the company originates mortgage loans for secondary market sale. Beyond core banking services, Ames National Corporation offers cash management solutions, merchant credit card processing, safe deposit boxes, wire transfers, and ATM access, as well as wealth management, farm management, investment, and custodial services. The firm also provides online, mobile, and private banking options to enhance client convenience.
From a financial perspective, Ames National Corporation operates with a market capitalization of $158.35 million, reflecting its established presence in the regional banking sector. The stock currently trades at $18.44, with a price-to-earnings (P/E) ratio of 17.98, indicating moderate valuation relative to earnings. The price-to-book (P/B) ratio of 0.96 suggests the stock may be undervalued compared to its book value. The average 20-day trading volume is 12,181 shares, with short-term technical indicators showing the SMA 20 at $18.40 and SMA 50 at $17.47, while the SMA 200 stands at $18.11. The Average True Range (ATR) of 0.38 highlights relatively low volatility in recent trading activity.
3-Month Forecast: - Technical Outlook: The stock is likely to consolidate near current levels, with potential resistance at $18.50 and support at $17.30. The SMA 20 slightly above the last price suggests short-term sideways movement. - Fundamental Outlook: With a P/B ratio below 1 and a moderate P/E, the stock may attract value investors. However, the lack of forward P/E data could limit near-term upside momentum. Expect stable performance with potential upside driven by undervaluation.Additional Sources for ATLO Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
ATLO Stock Overview
| Market Cap in USD | 158m |
| Sector | Financial Services |
| Industry | Banks - Regional |
| GiC Sub-Industry | Regional Banks |
| IPO / Inception | 2000-02-15 |
ATLO Stock Ratings
| Growth 5y | -7.96% |
| Fundamental | 28.5% |
| Dividend | 56.2% |
| Rel. Strength | -20.5 |
| Analysts | - |
| Fair Price Momentum | 16.30 USD |
| Fair Price DCF | 37.70 USD |
ATLO Dividends
| Dividend Yield 12m | 5.25% |
| Yield on Cost 5y | 6.03% |
| Annual Growth 5y | 0.40% |
| Payout Consistency | 94.0% |
ATLO Growth Ratios
| Growth Correlation 3m | 54.1% |
| Growth Correlation 12m | -59.2% |
| Growth Correlation 5y | -3.7% |
| CAGR 5y | 2.60% |
| CAGR/Max DD 5y | 0.07 |
| Sharpe Ratio 12m | -0.57 |
| Alpha | -13.90 |
| Beta | 0.553 |
| Volatility | 18.62% |
| Current Volume | 6.4k |
| Average Volume 20d | 10.8k |
As of March 30, 2025, the stock is trading at USD 17.71 with a total of 6,370 shares traded.
Over the past week, the price has changed by -0.34%, over one month by -4.78%, over three months by +8.98% and over the past year by -5.15%.
Neither. Based on ValueRay Fundamental Analyses, Ames National is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 28.52 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ATLO as of March 2025 is 16.30. This means that ATLO is currently overvalued and has a potential downside of -7.96%.
Ames National has no consensus analysts rating.
According to ValueRays Forecast Model, ATLO Ames National will be worth about 18.5 in March 2026. The stock is currently trading at 17.71. This means that the stock has a potential upside of +4.35%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 18.5 | 4.3% |