(BCML) BayCom - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US07272M1071

BCML: Banking, Loans, Deposit, Credit, Online

BayCom Corp (NASDAQ:BCML) is a bank holding company for United Business Bank, specializing in financial services for small and mid-sized businesses, professionals, and individuals. The firm offers a range of deposit products, including demand, savings, money market, and time deposit accounts. Its lending portfolio includes commercial and multifamily real estate loans, commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans, and consumer loans such as installment loans and personal lines of credit. Additionally, it provides a suite of banking services, including online and mobile banking, treasury management, wire transfers, debit cards, and cash management solutions. The bank operates through branches in Northern and Southern California, Las Vegas, Denver, Seattle, and Central New Mexico. Originally known as Bay Commercial Bank, the company rebranded as BayCom Corp in 2017. Headquartered in Walnut Creek, California, BayCom Corp has been serving clients since its incorporation in 2004.

As of the latest data, BayCom Corp has a market capitalization of $302.95M, with a price-to-earnings ratio of 12.97 and a forward P/E of 11.86. The stock trades at a price-to-book ratio of 0.95, indicating a modest valuation relative to its book value. The average daily trading volume over the past 20 days is 17,523 shares, with a last price of $27.50. The stocks short-term moving averages (SMA 20: $28.08, SMA 50: $27.37) suggest recent price stability, while the SMA 200 ($24.10) reflects longer-term growth. The average true range (ATR) of 0.75 signals moderate volatility.

- Average Volume 20d: 17,523 - Last Price: $27.50 - SMA 20: $28.08 - SMA 50: $27.37 - SMA 200: $24.10 - ATR: 0.75 - Market Cap: $302.95M - P/E: 12.97 - P/E Forward: 11.86 - P/B: 0.95 - P/S: 3.15 - RoE: 7.43 3-Month Forecast: Based on the convergence of the SMA 20 and SMA 50 above the SMA 200, BCML may experience short-term price consolidation. The ATR of 0.75 suggests moderate volatility, with potential price fluctuations within a $26.75 to $28.25 range. Fundamentally, the P/E ratio of 12.97, below the industry average, indicates undervaluation, which could attract investors. The P/B ratio of 0.95 further supports the case for upside potential. Expect BCML to trade sideways to slightly upward in the next three months, driven by stable earnings and a strong balance sheet.

Additional Sources for BCML Stock

BCML Stock Overview

Market Cap in USD 278m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2004-08-09

BCML Stock Ratings

Growth 5y 77.1%
Fundamental 60.2%
Dividend 59.2%
Rel. Strength 6.05
Analysts 5/5
Fair Price Momentum 26.94 USD
Fair Price DCF 66.89 USD

BCML Dividends

Dividend Yield 12m 1.43%
Yield on Cost 5y 2.97%
Annual Growth 5y 40.10%
Payout Consistency 100.0%

BCML Growth Ratios

Growth Correlation 3m -28.1%
Growth Correlation 12m 87.3%
Growth Correlation 5y 81.3%
CAGR 5y 16.66%
CAGR/Max DD 5y 0.48
Sharpe Ratio 12m 0.61
Alpha 19.30
Beta 0.822
Volatility 32.18%
Current Volume 18.2k
Average Volume 20d 17.4k
What is the price of BCML stocks?
As of March 31, 2025, the stock is trading at USD 25.50 with a total of 18,184 shares traded.
Over the past week, the price has changed by -1.66%, over one month by -5.82%, over three months by -3.92% and over the past year by +26.52%.
Is BayCom a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, BayCom (NASDAQ:BCML) is currently (March 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 60.21 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BCML as of March 2025 is 26.94. This means that BCML is currently overvalued and has a potential downside of 5.65%.
Is BCML a buy, sell or hold?
BayCom has received a consensus analysts rating of 5.00. Therefor, it is recommend to buy BCML.
  • Strong Buy: 3
  • Buy: 0
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecast for BCML stock price target?
According to ValueRays Forecast Model, BCML BayCom will be worth about 29.9 in March 2026. The stock is currently trading at 25.50. This means that the stock has a potential upside of +17.37%.
Issuer Forecast Upside
Wallstreet Target Price 31.7 24.2%
Analysts Target Price 29.8 17%
ValueRay Target Price 29.9 17.4%