(BCML) BayCom - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US07272M1071
BCML: Banking, Loans, Deposit, Credit, Online
BayCom Corp (NASDAQ:BCML) is a bank holding company for United Business Bank, specializing in financial services for small and mid-sized businesses, professionals, and individuals. The firm offers a range of deposit products, including demand, savings, money market, and time deposit accounts. Its lending portfolio includes commercial and multifamily real estate loans, commercial and industrial loans, SBA loans, construction and land loans, agriculture-related loans, and consumer loans such as installment loans and personal lines of credit. Additionally, it provides a suite of banking services, including online and mobile banking, treasury management, wire transfers, debit cards, and cash management solutions. The bank operates through branches in Northern and Southern California, Las Vegas, Denver, Seattle, and Central New Mexico. Originally known as Bay Commercial Bank, the company rebranded as BayCom Corp in 2017. Headquartered in Walnut Creek, California, BayCom Corp has been serving clients since its incorporation in 2004.
As of the latest data, BayCom Corp has a market capitalization of $302.95M, with a price-to-earnings ratio of 12.97 and a forward P/E of 11.86. The stock trades at a price-to-book ratio of 0.95, indicating a modest valuation relative to its book value. The average daily trading volume over the past 20 days is 17,523 shares, with a last price of $27.50. The stocks short-term moving averages (SMA 20: $28.08, SMA 50: $27.37) suggest recent price stability, while the SMA 200 ($24.10) reflects longer-term growth. The average true range (ATR) of 0.75 signals moderate volatility.
Additional Sources for BCML Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
BCML Stock Overview
Market Cap in USD | 278m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 2004-08-09 |
BCML Stock Ratings
Growth 5y | 77.1% |
Fundamental | 60.2% |
Dividend | 59.2% |
Rel. Strength | 6.05 |
Analysts | 5/5 |
Fair Price Momentum | 26.94 USD |
Fair Price DCF | 66.89 USD |
BCML Dividends
Dividend Yield 12m | 1.43% |
Yield on Cost 5y | 2.97% |
Annual Growth 5y | 40.10% |
Payout Consistency | 100.0% |
BCML Growth Ratios
Growth Correlation 3m | -28.1% |
Growth Correlation 12m | 87.3% |
Growth Correlation 5y | 81.3% |
CAGR 5y | 16.66% |
CAGR/Max DD 5y | 0.48 |
Sharpe Ratio 12m | 0.61 |
Alpha | 19.30 |
Beta | 0.822 |
Volatility | 32.18% |
Current Volume | 18.2k |
Average Volume 20d | 17.4k |
As of March 31, 2025, the stock is trading at USD 25.50 with a total of 18,184 shares traded.
Over the past week, the price has changed by -1.66%, over one month by -5.82%, over three months by -3.92% and over the past year by +26.52%.
Yes, based on ValueRay Fundamental Analyses, BayCom (NASDAQ:BCML) is currently (March 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 60.21 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BCML as of March 2025 is 26.94. This means that BCML is currently overvalued and has a potential downside of 5.65%.
BayCom has received a consensus analysts rating of 5.00. Therefor, it is recommend to buy BCML.
- Strong Buy: 3
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, BCML BayCom will be worth about 29.9 in March 2026. The stock is currently trading at 25.50. This means that the stock has a potential upside of +17.37%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 31.7 | 24.2% |
Analysts Target Price | 29.8 | 17% |
ValueRay Target Price | 29.9 | 17.4% |