(BFIN) BankFinancial - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US06643P1049
BFIN: Banking, Loans, Deposits, Insurance, Wealth Management
BankFinancial Corporation (NASDAQ:BFIN) is a bank holding company for BankFinancial, National Association, offering a comprehensive suite of financial services. These include banking, financial planning, and fiduciary services tailored for individuals, families, and businesses. The company provides deposit products such as savings, NOW, checking, money market, IRAs, and other retirement accounts, along with certificates of deposit. Its loan portfolio is diversified, covering multi-family residential real estate loans, non-residential real estate loans, commercial loans, equipment leases, consumer loans, and one-to-four family residential real estate loans. Additional services include cash management, funds transfers, bill payment, online and mobile banking, trust, wealth management, and general insurance agency services. The company also provides trust and financial planning services and sells property and casualty insurance products. Operating through full-service banking offices in Cook, DuPage, Lake, and Will Counties, Illinois, BankFinancial Corporation also offers services through its online platform, bankfinancial.com. Founded in 1924, the company is headquartered in Burr Ridge, Illinois.
BankFinancial Corporation operates with a focus on community banking, leveraging its local presence to deliver personalized financial solutions. With a strong emphasis on customer relationships, the company has established itself as a trusted financial partner in its operating regions. Its product and service offerings are designed to meet the diverse needs of its clientele, ranging from individual account holders to small and medium-sized businesses. The companys strategic approach includes maintaining a balanced mix of loans and deposits, ensuring liquidity, and managing risk effectively. BankFinancial Corporations commitment to financial stability and customer satisfaction has positioned it as a reliable player in the regional banking sector.
Additional Sources for BFIN Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
BFIN Stock Overview
Market Cap in USD | 160m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 2005-06-28 |
BFIN Stock Ratings
Growth 5y | 62.0% |
Fundamental | 17.6% |
Dividend | 43.7% |
Rel. Strength | 6.48 |
Analysts | 4/5 |
Fair Price Momentum | 13.17 USD |
Fair Price DCF | 10.14 USD |
BFIN Dividends
Dividend Yield 12m | 3.26% |
Yield on Cost 5y | 5.30% |
Annual Growth 5y | 0.00% |
Payout Consistency | 92.4% |
BFIN Growth Ratios
Growth Correlation 3m | 42.1% |
Growth Correlation 12m | 91.1% |
Growth Correlation 5y | 64.3% |
CAGR 5y | 11.15% |
CAGR/Max DD 5y | 0.32 |
Sharpe Ratio 12m | -0.15 |
Alpha | 20.18 |
Beta | 0.58 |
Volatility | 23.83% |
Current Volume | 10.5k |
Average Volume 20d | 13k |
As of March 30, 2025, the stock is trading at USD 12.82 with a total of 10,502 shares traded.
Over the past week, the price has changed by -1.31%, over one month by -1.69%, over three months by +3.75% and over the past year by +26.35%.
Neither. Based on ValueRay Fundamental Analyses, BankFinancial is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 17.59 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BFIN as of March 2025 is 13.17. This means that BFIN is currently overvalued and has a potential downside of 2.73%.
BankFinancial has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy BFIN.
- Strong Buy: 1
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, BFIN BankFinancial will be worth about 14.6 in March 2026. The stock is currently trading at 12.82. This means that the stock has a potential upside of +13.65%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 13.5 | 5.3% |
Analysts Target Price | 12.8 | -0.5% |
ValueRay Target Price | 14.6 | 13.7% |