(BFIN) BankFinancial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US06643P1049

BFIN: Banking, Loans, Deposits, Insurance, Wealth Management

BankFinancial Corporation (NASDAQ:BFIN) is a bank holding company for BankFinancial, National Association, offering a comprehensive suite of financial services. These include banking, financial planning, and fiduciary services tailored for individuals, families, and businesses. The company provides deposit products such as savings, NOW, checking, money market, IRAs, and other retirement accounts, along with certificates of deposit. Its loan portfolio is diversified, covering multi-family residential real estate loans, non-residential real estate loans, commercial loans, equipment leases, consumer loans, and one-to-four family residential real estate loans. Additional services include cash management, funds transfers, bill payment, online and mobile banking, trust, wealth management, and general insurance agency services. The company also provides trust and financial planning services and sells property and casualty insurance products. Operating through full-service banking offices in Cook, DuPage, Lake, and Will Counties, Illinois, BankFinancial Corporation also offers services through its online platform, bankfinancial.com. Founded in 1924, the company is headquartered in Burr Ridge, Illinois.

BankFinancial Corporation operates with a focus on community banking, leveraging its local presence to deliver personalized financial solutions. With a strong emphasis on customer relationships, the company has established itself as a trusted financial partner in its operating regions. Its product and service offerings are designed to meet the diverse needs of its clientele, ranging from individual account holders to small and medium-sized businesses. The companys strategic approach includes maintaining a balanced mix of loans and deposits, ensuring liquidity, and managing risk effectively. BankFinancial Corporations commitment to financial stability and customer satisfaction has positioned it as a reliable player in the regional banking sector.

Ticker Symbol: BFIN Exchange: NASDAQ Type: common stock Country Origin: United States GICS Sub Industry: Regional Banks Based on and , here is a 3-month forecast for BankFinancial Corporation (NASDAQ:BFIN): The stock is currently trading at $12.63, with a 20-day average volume of 16,227 shares. The SMA 20 ($13.00) and SMA 50 ($12.65) suggest near-term resistance levels, while the SMA 200 ($11.66) indicates longer-term support. The ATR of $0.37 reflects moderate volatility. From a perspective, the stock may face resistance at $13.00 in the near term. If it breaks above this level, upside potential could extend to $13.50. Conversely, a drop below $12.00 could trigger a decline toward $11.50. On the side, the companys market cap of $164.98M and P/E of 40.12 suggest a premium valuation compared to peers. The forward P/E of 21.74 indicates expectations of improved earnings. The P/B of 1.04 reflects a fair valuation relative to book value, while the P/S of 3.35 and RoE of 4.98 point to moderate profitability. Over the next three months, BFIN is expected to trade in a range of $12.00 to $13.50, with potential upside driven by earnings growth and stabilizing net interest margins. However, elevated valuation multiples and competitive pressures in the regional banking sector could limit significant upward movement.

Additional Sources for BFIN Stock

BFIN Stock Overview

Market Cap in USD 160m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2005-06-28

BFIN Stock Ratings

Growth 5y 62.0%
Fundamental 17.6%
Dividend 43.7%
Rel. Strength 6.48
Analysts 4/5
Fair Price Momentum 13.17 USD
Fair Price DCF 10.14 USD

BFIN Dividends

Dividend Yield 12m 3.26%
Yield on Cost 5y 5.30%
Annual Growth 5y 0.00%
Payout Consistency 92.4%

BFIN Growth Ratios

Growth Correlation 3m 42.1%
Growth Correlation 12m 91.1%
Growth Correlation 5y 64.3%
CAGR 5y 11.15%
CAGR/Max DD 5y 0.32
Sharpe Ratio 12m -0.15
Alpha 20.18
Beta 0.58
Volatility 23.83%
Current Volume 10.5k
Average Volume 20d 13k
What is the price of BFIN stocks?
As of March 30, 2025, the stock is trading at USD 12.82 with a total of 10,502 shares traded.
Over the past week, the price has changed by -1.31%, over one month by -1.69%, over three months by +3.75% and over the past year by +26.35%.
Is BankFinancial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, BankFinancial is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 17.59 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BFIN as of March 2025 is 13.17. This means that BFIN is currently overvalued and has a potential downside of 2.73%.
Is BFIN a buy, sell or hold?
BankFinancial has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy BFIN.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0
What are the forecast for BFIN stock price target?
According to ValueRays Forecast Model, BFIN BankFinancial will be worth about 14.6 in March 2026. The stock is currently trading at 12.82. This means that the stock has a potential upside of +13.65%.
Issuer Forecast Upside
Wallstreet Target Price 13.5 5.3%
Analysts Target Price 12.8 -0.5%
ValueRay Target Price 14.6 13.7%