(BHF) Brighthouse Financial - Ratings and Ratios

Brighthouse Financial, Inc. (NASDAQ: BHF) is a U.S.-based financial services company specializing in annuity and life insurance products. Established in 1863, the firm has a long-standing presence in the insurance industry. Headquartered in Charlotte, North Carolina, Brighthouse operates through three distinct business segments: Annuities, Life, and Run-off.

The Annuities segment offers a range of products, including variable, fixed, index-linked, and income annuities. These products are designed to meet contract holders needs for tax-deferred wealth accumulation, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life insurance policies, catering to policyholders seeking financial security and protected wealth transfer solutions.

The Run-off segment is focused on managing legacy products, including structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life policies with secondary guarantees. This segment is essentially winding down older, less core businesses, optimizing capital allocation, and reducing operational complexity.

Brighthouse Financial, Inc. is listed on the NASDAQ exchange under the ticker symbol BHF. As of recent data, the company has a market capitalization of approximately $3.44 billion. Its trailing P/E ratio stands at 12.04, with a forward P/E of 3.03, indicating expectations of significant earnings growth. The price-to-book (P/B) ratio is 0.69, suggesting the market values the company below its book value, while the price-to-sales (P/S) ratio of 0.71 reflects its valuation relative to revenue.

For investors and fund managers, Brighthouse Financials diversified product portfolio and focus on de-risking its balance sheet are key considerations. The companys ability to manage its run-off businesses while growing its core annuity and life insurance segments will be critical to its long-term profitability and shareholder value creation.