(BLFY) Blue Foundry Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US09549B1044

BLFY: Deposits, Loans, Credit, Banking Services

Blue Foundry Bancorp (NASDAQ:BLFY) is a bank holding company for Blue Foundry Bank, a savings bank providing a range of banking products and services to individuals and businesses in the U.S. The bank offers deposit products such as savings, time, and non-interest bearing accounts, as well as demand accounts. Its loan portfolio includes one-to-four family residential property loans, multi-family residential real estate loans, non-residential real estate loans, consumer loans, construction loans, and commercial and industrial loans. Additionally, the bank provides junior liens and home equity lines of credit. The company, rebranded from Boiling Springs Bancorp in July 2019, has operated since 1939 and is headquartered in Rutherford, New Jersey.

Blue Foundry Bancorp focuses on serving its local communities, offering personalized banking services tailored to meet the financial needs of its customers. The banks product offerings are designed to support both individual and business clients, with a emphasis on residential and commercial lending. Its deposit products are structured to provide flexibility and competitive rates, while its loan offerings cater to various customer needs, from home purchases to business expansion.

The banks strategic rebranding in 2019 reflects its commitment to modernizing its services while maintaining a community-focused approach. Blue Foundry Bancorp operates through its main office in Rutherford, New Jersey, and serves customers across its local markets. The banks operations are supported by a team of experienced professionals dedicated to delivering high-quality banking solutions.

Based on the provided and , here is a 3-month forecast: - Price Outlook: The stock is currently trading at $9.93, slightly above its 20-day SMA ($9.84) and 50-day SMA ($9.72) but below its 200-day SMA ($10.02). This indicates a neutral to slightly bearish trend in the medium term. - Volatility: The Average True Range (ATR) of 0.29 suggests low volatility, indicating stable price movements in the near term. - Valuation: The forward P/E of 625.00 signals high expectations for future earnings, while the current P/B of 0.66 reflects undervaluation relative to book value. The negative RoE of -3.58% raises concerns about profitability. - Momentum: The stocks average volume of 42,195 shares over the past 20 days is relatively low, suggesting limited market interest. - 3-Month Forecast: Expect the stock to remain in a consolidation phase, with potential upside limited by the high forward P/E and downside supported by the low P/B ratio. The negative RoE may weigh on investor sentiment, leading to a sideways to slightly bearish trend.

Additional Sources for BLFY Stock

BLFY Stock Overview

Market Cap in USD 206m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2021-07-16

BLFY Stock Ratings

Growth 5y -29.4%
Fundamental -11.8%
Dividend 0.0%
Rel. Strength -16.5
Analysts 3/5
Fair Price Momentum 8.23 USD
Fair Price DCF 5.72 USD

BLFY Dividends

No Dividends Paid

BLFY Growth Ratios

Growth Correlation 3m -20.9%
Growth Correlation 12m 35.5%
Growth Correlation 5y -75.3%
CAGR 5y -8.59%
CAGR/Max DD 5y -0.16
Sharpe Ratio 12m -0.14
Alpha -7.47
Beta 0.618
Volatility 27.83%
Current Volume 33.4k
Average Volume 20d 39.3k
What is the price of BLFY stocks?
As of March 30, 2025, the stock is trading at USD 9.25 with a total of 33,358 shares traded.
Over the past week, the price has changed by -1.91%, over one month by -4.64%, over three months by -5.52% and over the past year by -0.43%.
Is Blue Foundry Bancorp a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Blue Foundry Bancorp is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -11.79 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BLFY as of March 2025 is 8.23. This means that BLFY is currently overvalued and has a potential downside of -11.03%.
Is BLFY a buy, sell or hold?
Blue Foundry Bancorp has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold BLFY.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for BLFY stock price target?
According to ValueRays Forecast Model, BLFY Blue Foundry Bancorp will be worth about 8.9 in March 2026. The stock is currently trading at 9.25. This means that the stock has a potential downside of -3.89%.
Issuer Forecast Upside
Wallstreet Target Price 10.5 13.5%
Analysts Target Price 11 18.9%
ValueRay Target Price 8.9 -3.9%