(BSBK) Bogota Financial - Ratings and Ratios

Bogota Financial Corp (NASDAQ:BSBK) is a bank holding company for Bogota Savings Bank, providing a range of banking services in the United States. Established in 1893, the company has a long-standing presence in New Jersey, operating through multiple branches and a loan production office. Its product offerings include deposit accounts such as demand, savings, money market, and certificate of deposit accounts. Additionally, the bank provides various loan products, including residential, commercial real estate, consumer, and construction loans, as well as investment securities management.

The company operates through several locations in New Jersey, including Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, with a loan production office in Spring Lake. As a subsidiary of Bogota Financial, MHC, the bank focuses on serving its local communities with personalized banking solutions. Its financial position is supported by a market capitalization of $103.29 million, with a price-to-book ratio of 0.77, indicating its assets are valued below book value.

From a technical perspective, BSBKs stock has shown stability, with a 20-day moving average of 7.90 and a 50-day moving average of 7.84. The average true range (ATR) of 0.25 suggests moderate volatility. On the fundamental side, the return on equity (RoE) is currently negative at -1.76%, which may raise concerns about profitability. However, the price-to-sales ratio of 8.73 indicates a premium valuation relative to its revenue.

Looking ahead, the stock is expected to trade within a narrow range over the next three months, supported by its stable moving averages. The SMA 200 at 7.59 could act as a support level, while resistance may be encountered near the SMA 20 at 7.90. Given the low ATR of 0.25, price fluctuations are likely to remain subdued. The negative RoE could weigh on investor sentiment, but the attractive P/B ratio of 0.77 may attract value investors. Overall, the stock is projected to remain range-bound with limited upside potential in the near term.