(BSRR) Sierra Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US82620P1021

BSRR: Checking Accounts, Savings Accounts, Loans, Credit Cards, Banking Services

Sierra Bancorp (NASDAQ:BSRR) is a bank holding company for Bank of the Sierra, offering a comprehensive suite of retail and commercial banking services tailored to individuals and businesses across California. The bank provides a range of deposit products, including checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans, catering to diverse financial needs. Additionally, the bank delivers automated banking solutions such as ATMs, electronic point-of-sale payment options, online banking, automated telephone banking, remote deposit capture, and automated payroll services for business clients. Established in 1977, Sierra Bancorp is headquartered in Porterville, California, and operates with a focus on community banking and financial stability.

As of the latest data, Sierra Bancorps technical indicators show an average 20-day volume of 45,366 shares, with a last price of $30.56. The stocks moving averages are SMA 20 at $30.76, SMA 50 at $29.79, and SMA 200 at $27.38, indicating recent upward momentum. The Average True Range (ATR) is 0.97, suggesting moderate volatility. On the fundamental side, the company has a market capitalization of $437.32 million, a trailing P/E of 10.90, and a forward P/E of 10.82, signaling reasonable valuation. The price-to-book (P/B) ratio is 1.22, and the price-to-sales (P/S) ratio is 2.98, with a return on equity (RoE) of 10.17%, reflecting solid profitability metrics.

Based on the provided and , Sierra Bancorps stock is expected to maintain its current trajectory with the following outlook: - Price Action: With the SMA 20 slightly above the last price and the SMA 50 trending upward, BSRR may experience short-term consolidation around the $30-$31 range. - Volatility: The ATR of 0.97 suggests that price fluctuations will remain moderate, with potential swings of $0.50-$1.00 per session. - Valuation: The P/E ratio of 10.90, coupled with a forward P/E of 10.82, indicates that the stock is fairly valued, with limited upside in the near term unless driven by earnings surprises or external factors. - Volume: Average daily volume of 45,366 shares may lead to occasional liquidity-driven price movements, particularly on news or earnings releases. Overall, Sierra Bancorp is projected to remain stable, with a neutral to slightly bullish bias over the next three months, supported by its solid fundamental position and moderate technical momentum.

Additional Sources for BSRR Stock

BSRR Stock Overview

Market Cap in USD 398m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1994-11-02

BSRR Stock Ratings

Growth 5y 55.1%
Fundamental 52.1%
Dividend 65.6%
Rel. Strength 26.7
Analysts 3.4/5
Fair Price Momentum 30.04 USD
Fair Price DCF 92.69 USD

BSRR Dividends

Dividend Yield 12m 3.40%
Yield on Cost 5y 6.73%
Annual Growth 5y 3.28%
Payout Consistency 94.9%

BSRR Growth Ratios

Growth Correlation 3m -4.7%
Growth Correlation 12m 79.2%
Growth Correlation 5y 36.8%
CAGR 5y 14.61%
CAGR/Max DD 5y 0.34
Sharpe Ratio 12m -0.20
Alpha 37.68
Beta 0.889
Volatility 35.73%
Current Volume 17.3k
Average Volume 20d 32.7k
What is the price of BSRR stocks?
As of March 30, 2025, the stock is trading at USD 28.23 with a total of 17,292 shares traded.
Over the past week, the price has changed by -4.18%, over one month by -7.62%, over three months by -1.71% and over the past year by +51.17%.
Is Sierra Bancorp a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Sierra Bancorp (NASDAQ:BSRR) is currently (March 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 52.05 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BSRR as of March 2025 is 30.04. This means that BSRR is currently overvalued and has a potential downside of 6.41%.
Is BSRR a buy, sell or hold?
Sierra Bancorp has received a consensus analysts rating of 3.40. Therefor, it is recommend to hold BSRR.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0
What are the forecast for BSRR stock price target?
According to ValueRays Forecast Model, BSRR Sierra Bancorp will be worth about 32.4 in March 2026. The stock is currently trading at 28.23. This means that the stock has a potential upside of +14.91%.
Issuer Forecast Upside
Wallstreet Target Price 34.3 21.3%
Analysts Target Price 33.3 17.8%
ValueRay Target Price 32.4 14.9%