(BYFC) Broadway Financial - Ratings and Ratios

Broadway Financial Corporation (NASDAQ:BYFC) serves as the holding company for City First Bank, National Association, a U.S.-based financial institution specializing in community banking services. Established in 1946 and headquartered in Los Angeles, California, the company provides a diverse range of banking products and services tailored to individual and institutional clients. Its deposit offerings include savings accounts, checking accounts, interest-bearing checking accounts, money market accounts, and fixed-term certificates of deposit. The bank also originates mortgage loans secured by multi-family residential properties, single-family homes, and commercial real estate, including charter schools, community facilities, and churches. Additionally, it offers commercial business loans, construction loans, and consumer loans. Broadway Financial Corporation further invests in securities issued by federal government agencies and residential mortgage-backed securities, enhancing its portfolio diversification.

From a technical perspective, BYFCs average 20-day trading volume is 2,676 shares, with a last price of $7.26. The stocks SMA 20 and SMA 50 are $7.54 and $7.57, respectively, while the SMA 200 stands at $6.47. The ATR is 0.38, indicating relatively low volatility. On the fundamental side, the company has a market cap of $63.51 million, a P/E ratio of 24.50, and a P/B ratio of 0.51. The P/S ratio is 2.12, and the return on equity (RoE) is 1.13.

3-Month Forecast: - Technical Outlook: The stock is currently trading below its SMA 20 and SMA 50, suggesting near-term bearish momentum. However, the SMA 200 remains below the current price, indicating long-term bullish potential. - Volatility: The low ATR of 0.38 suggests minimal price fluctuations in the near term. - Fundamental Outlook: The high P/E ratio of 24.50 signals investor confidence in future earnings, though the P/B ratio of 0.51 reflects undervaluation relative to book value. The RoE of 1.13 indicates modest profitability. Overall, the stock is likely to experience sideways movement with potential upside driven by improving fundamentals.