(CBSH) Commerce Bancshares - Ratings and Ratios

Commerce Bancshares, Inc. (NASDAQ:CBSH) is a bank holding company for Commerce Bank, offering a diverse range of financial services to individuals and businesses across the United States. Established in 1865 and headquartered in Kansas City, Missouri, the company operates through three primary segments: Consumer, Commercial, and Wealth. The Consumer segment provides retail banking products, including consumer loans, mortgages, credit cards, and deposit services. The Commercial segment focuses on corporate banking, including lending, cash management, and international services. The Wealth segment offers trust, estate planning, investment management, and brokerage services. Commerce Bancshares also provides online and mobile banking solutions, securities brokerage, insurance, and specialty lending services.

The company has a strong presence in the Midwest, with a reputation for personalized service and a comprehensive suite of financial products. Its Wealth segment, in particular, caters to high-net-worth individuals, offering tailored investment and estate planning solutions. Commerce Bancshares has consistently demonstrated financial stability, with a focus on long-term growth and shareholder value. Its commitment to innovation and customer satisfaction has positioned it as a trusted name in regional banking.

3-Month Forecast: Based on , CBSH is trading near its 50-day and 200-day moving averages, indicating a stable trend. The Average True Range (ATR) of 2.22 suggests moderate volatility. Support is likely to hold around $59, while resistance may emerge near $63.50. From a perspective, the P/E ratio of 14.86 aligns with industry averages, while the forward P/E of 16.39 signals expectations of future earnings growth. The price-to-book ratio of 2.30 reflects strong equity positioning, and the return on equity of 15.90% highlights efficient profitability. Over the next three months, CBSH is expected to trade sideways within the $59-$63.50 range, with potential for moderate upside if earnings exceed expectations.