(CHCO) City Holding - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1778351056

CHCO: Banking, Loans, Investment, Trust, Wealth, Mortgage

City Holding Company (NASDAQ:CHCO) is a well-established regional bank holding company, operating primarily through its subsidiary, City National Bank of West Virginia. Founded in 1957 and headquartered in Charleston, West Virginia, the company has built a robust presence in the Mid-Atlantic region, offering a comprehensive suite of financial services tailored to both individual and commercial clients. Its product offerings span traditional banking services such as checking, savings, and money market accounts, certificates of deposit, and individual retirement accounts, alongside a diverse range of loan products. These include commercial and industrial loans, commercial real estate loans, residential mortgages, home equity loans and lines of credit, and consumer loans secured by various collateral. Additionally, the company provides mortgage banking services, including origination, servicing, and secondary marketing of mortgages, as well as construction and land development loans.

On the commercial side, City Holding Company offers a range of deposit and cash management services, including treasury management, lockbox services, and merchant credit card processing. Wealth management, trust, and investment services are also a significant part of its offerings, catering to both individual and institutional clients. The company has a strong technological infrastructure, providing online and mobile banking, ATM, and debit card services. With a market capitalization of approximately $1.757 billion, the company trades on the NASDAQ exchange under the ticker symbol CHCO. Its financial metrics reflect a price-to-earnings ratio of 15.14 and a forward P/E of 16.10, with a price-to-book ratio of 2.40 and a price-to-sales ratio of 6.07. These metrics provide investors with a clear view of the companys valuation relative to its earnings, book value, and revenue. For more detailed information, visit their website at https://www.bankatcity.com.

Additional Sources for CHCO Stock

CHCO Stock Overview

Market Cap in USD 1,654m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1993-02-19

CHCO Stock Ratings

Growth 5y 75.1%
Fundamental 75.1%
Dividend 64.4%
Rel. Strength 4.17
Analysts 3/5
Fair Price Momentum 116.75 USD
Fair Price DCF 202.79 USD

CHCO Dividends

Dividend Yield 12m 2.66%
Yield on Cost 5y 5.22%
Annual Growth 5y 5.18%
Payout Consistency 93.3%

CHCO Growth Ratios

Growth Correlation 3m -26.2%
Growth Correlation 12m 67.6%
Growth Correlation 5y 96.8%
CAGR 5y 13.87%
CAGR/Max DD 5y 0.62
Sharpe Ratio 12m -0.53
Alpha 10.32
Beta 0.474
Volatility 22.45%
Current Volume 91.1k
Average Volume 20d 74.2k
What is the price of CHCO stocks?
As of April 09, 2025, the stock is trading at USD 110.43 with a total of 91,066 shares traded.
Over the past week, the price has changed by -5.97%, over one month by -3.65%, over three months by -4.95% and over the past year by +11.29%.
Is City Holding a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, City Holding (NASDAQ:CHCO) is currently (April 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 75.10 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of CHCO as of April 2025 is 116.75. This means that CHCO is currently overvalued and has a potential downside of 5.72%.
Is CHCO a buy, sell or hold?
City Holding has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold CHCO.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 6
  • Sell: 0
  • Strong Sell: 0
What are the forecast for CHCO stock price target?
According to ValueRays Forecast Model, CHCO City Holding will be worth about 127.1 in April 2026. The stock is currently trading at 110.43. This means that the stock has a potential upside of +15.05%.
Issuer Forecast Upside
Wallstreet Target Price 121.7 10.2%
Analysts Target Price 127.3 15.3%
ValueRay Target Price 127.1 15.1%