(DGICA) Donegal Group A - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US2577012014

DGICA: Automobile, Homeowners, Commercial, Workers' Compensation, Liability Insurance

Donegal Group Inc., an insurance holding company, provides property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. Donegal Group Inc. also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company. Web URL: https://www.donegalgroup.com

Additional Sources for DGICA Stock

DGICA Stock Overview

Market Cap in USD 490m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 2001-04-24

DGICA Stock Ratings

Growth 5y 47.8%
Fundamental 21.0%
Dividend 69.6%
Rel. Strength Industry -86
Analysts 3/5
Fair Price Momentum 14.53 USD
Fair Price DCF 26.11 USD

DGICA Dividends

Dividend Yield 12m 4.73%
Yield on Cost 5y 6.09%
Annual Growth 5y 2.95%
Payout Consistency 100.0%

DGICA Growth Ratios

Growth Correlation 3m -12.7%
Growth Correlation 12m 69.1%
Growth Correlation 5y 78.4%
CAGR 5y 5.21%
CAGR/Mean DD 5y 0.61
Sharpe Ratio 12m 0.15
Alpha -9.09
Beta 0.44
Volatility 21.89%
Current Volume 75.4k
Average Volume 20d 81.4k
What is the price of DGICA stocks?
As of January 22, 2025, the stock is trading at USD 14.55 with a total of 75,406 shares traded.
Over the past week, the price has changed by +1.25%, over one month by -5.09%, over three months by +0.80% and over the past year by +4.91%.
Is Donegal Group A a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Donegal Group A is currently (January 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 20.97 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of DGICA as of January 2025 is 14.53. This means that DGICA is currently overvalued and has a potential downside of -0.14%.
Is DGICA a buy, sell or hold?
Donegal Group A has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold DGICA.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for DGICA stock price target?
According to ValueRays Forecast Model, DGICA Donegal Group A will be worth about 15.8 in January 2026. The stock is currently trading at 14.55. This means that the stock has a potential upside of +8.66%.
Issuer Forecast Upside
Wallstreet Target Price 16.5 13.4%
Analysts Target Price 16.5 13.4%
ValueRay Target Price 15.8 8.7%