(EEFT) Euronet Worldwide - Overview
Stock: ATM, POS, Prepaid, Remittance, Currency
EPS (Earnings per Share)
Revenue
| Risk 5d forecast | |
|---|---|
| Volatility | 42.3% |
| Relative Tail Risk | -5.63% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.68 |
| Alpha | -41.35 |
| Character TTM | |
|---|---|
| Beta | 1.096 |
| Beta Downside | 1.125 |
| Drawdowns 3y | |
|---|---|
| Max DD | 43.99% |
| CAGR/Max DD | -0.29 |
Description: EEFT Euronet Worldwide January 10, 2026
Euronet Worldwide, Inc. (NASDAQ:EEFT) delivers payment-processing and transaction-distribution services across three operating segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment covers ATM cash-withdrawal and deposit services, ATM network participation, outsourced ATM/POS management, card issuing and merchant acquiring, as well as value-added services such as dynamic currency conversion, prepaid mobile top-up, and fraud management. The epay segment focuses on prepaid mobile airtime and electronic content distribution, while the Money Transfer segment provides consumer-to-consumer and account-to-account remittance services through physical locations, its riamoneytransfer.com portal, and the xe.com brand, which also offers foreign-exchange data and risk-management tools.
Key recent metrics (FY 2023) show revenue of roughly $2.2 billion with an adjusted EBITDA margin near 30%, reflecting the high-margin nature of outsourced ATM and card-processing services. The company’s ATM network grew by about 5 % YoY, driven by continued demand for cash in emerging markets and by its banknote-recycling technology, which improves unit economics. Macro-level drivers include the global rise in digital-payment adoption (projected CAGR ≈ 9 % through 2028) and resilient cross-border remittance flows, which together support the Money Transfer segment’s growth potential.
If you’re looking for a deeper quantitative assessment, a quick dive into ValueRay’s platform can help surface the underlying financial and valuation levers for EEFT.
Piotroski VR‑10 (Strict, 0-10) 8.0
| Net Income: 304.3m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA -5.59 > 1.0 |
| NWC/Revenue: 13.58% < 20% (prev 23.45%; Δ -9.87% < -1%) |
| CFO/TA 0.07 > 3% & CFO 462.2m > Net Income 304.3m |
| Net Debt (438.1m) to EBITDA (701.5m): 0.62 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (44.8m) vs 12m ago -5.77% < -2% |
| Gross Margin: 39.87% > 18% (prev 0.23%; Δ 3963 % > 0.5%) |
| Asset Turnover: 66.58% > 50% (prev 62.02%; Δ 4.57% > 0%) |
| Interest Coverage Ratio: 6.22 > 6 (EBITDA TTM 701.5m / Interest Expense TTM 91.4m) |
Altman Z'' 2.79
| A: 0.09 (Total Current Assets 4.24b - Total Current Liabilities 3.67b) / Total Assets 6.28b |
| B: 0.35 (Retained Earnings 2.19b / Total Assets 6.28b) |
| C: 0.09 (EBIT TTM 568.2m / Avg Total Assets 6.28b) |
| D: 0.42 (Book Value of Equity 2.12b / Total Liabilities 5.00b) |
| Altman-Z'' Score: 2.79 = A |
Beneish M -3.32
| DSRI: 1.01 (Receivables 297.2m/273.2m, Revenue 4.18b/3.90b) |
| GMI: 0.59 (GM 39.87% / 23.46%) |
| AQI: 1.07 (AQ_t 0.24 / AQ_t-1 0.23) |
| SGI: 1.07 (Revenue 4.18b / 3.90b) |
| TATA: -0.03 (NI 304.3m - CFO 462.2m) / TA 6.28b) |
| Beneish M-Score: -3.32 (Cap -4..+1) = AA |
What is the price of EEFT shares?
Over the past week, the price has changed by +3.53%, over one month by -2.09%, over three months by +3.95% and over the past year by -22.84%.
Is EEFT a buy, sell or hold?
- StrongBuy: 6
- Buy: 1
- Hold: 3
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the EEFT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 99.7 | 32.9% |
| Analysts Target Price | 99.7 | 32.9% |
| ValueRay Target Price | 67.1 | -10.5% |
EEFT Fundamental Data Overview February 03, 2026
P/E Forward = 6.7204
P/S = 0.7284
P/B = 2.4262
P/EG = 0.5168
Revenue TTM = 4.18b USD
EBIT TTM = 568.2m USD
EBITDA TTM = 701.5m USD
Long Term Debt = 1.07b USD (from longTermDebt, last quarter)
Short Term Debt = 1.29b USD (from shortTermDebt, last quarter)
Debt = 2.46b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 438.1m USD (from netDebt column, last quarter)
Enterprise Value = 3.48b USD (3.05b + Debt 2.46b - CCE 2.02b)
Interest Coverage Ratio = 6.22 (Ebit TTM 568.2m / Interest Expense TTM 91.4m)
EV/FCF = 10.43x (Enterprise Value 3.48b / FCF TTM 334.1m)
FCF Yield = 9.59% (FCF TTM 334.1m / Enterprise Value 3.48b)
FCF Margin = 7.99% (FCF TTM 334.1m / Revenue TTM 4.18b)
Net Margin = 7.28% (Net Income TTM 304.3m / Revenue TTM 4.18b)
Gross Margin = 39.87% ((Revenue TTM 4.18b - Cost of Revenue TTM 2.52b) / Revenue TTM)
Gross Margin QoQ = 83.64% (prev 26.08%)
Tobins Q-Ratio = 0.56 (Enterprise Value 3.48b / Total Assets 6.28b)
Interest Expense / Debt = 0.92% (Interest Expense 22.5m / Debt 2.46b)
Taxrate = 30.58% (55.1m / 180.2m)
NOPAT = 394.5m (EBIT 568.2m * (1 - 30.58%))
Current Ratio = 1.15 (Total Current Assets 4.24b / Total Current Liabilities 3.67b)
Debt / Equity = 1.95 (Debt 2.46b / totalStockholderEquity, last quarter 1.26b)
Debt / EBITDA = 0.62 (Net Debt 438.1m / EBITDA 701.5m)
Debt / FCF = 1.31 (Net Debt 438.1m / FCF TTM 334.1m)
Total Stockholder Equity = 1.29b (last 4 quarters mean from totalStockholderEquity)
RoA = 4.84% (Net Income 304.3m / Total Assets 6.28b)
RoE = 23.65% (Net Income TTM 304.3m / Total Stockholder Equity 1.29b)
RoCE = 24.10% (EBIT 568.2m / Capital Employed (Equity 1.29b + L.T.Debt 1.07b))
RoIC = 11.24% (NOPAT 394.5m / Invested Capital 3.51b)
WACC = 5.79% (E(3.05b)/V(5.51b) * Re(9.95%) + D(2.46b)/V(5.51b) * Rd(0.92%) * (1-Tc(0.31)))
Discount Rate = 9.95% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.44%
[DCF Debug] Terminal Value 87.04% ; FCFF base≈475.1m ; Y1≈511.5m ; Y5≈628.0m
Fair Price DCF = 431.5 (EV 18.58b - Net Debt 438.1m = Equity 18.14b / Shares 42.0m; r=5.90% [WACC]; 5y FCF grow 8.66% → 2.90% )
EPS Correlation: 3.94 | EPS CAGR: -33.16% | SUE: -4.0 | # QB: 0
Revenue Correlation: 80.18 | Revenue CAGR: 9.63% | SUE: -3.64 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.45 | Chg30d=-0.003 | Revisions Net=+0 | Analysts=7
EPS next Year (2026-12-31): EPS=11.05 | Chg30d=-0.037 | Revisions Net=-2 | Growth EPS=+13.4% | Growth Revenue=+7.1%