ESQ 📈 Esquire Financial Holdings - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US29667J1016

ESQ: Banking, Loans, Deposits, Cash Management, Merchant Services

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. In addition, it offers cash management, cash sweep, online and mobile banking, individual retirement accounts, and working capital lines of credit. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Web URL: https://www.esquirebank.com

Additional Sources for ESQ Stock

ESQ Stock Overview

Market Cap in USD 655m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2017-06-27

ESQ Stock Ratings

Growth 5y 90.3%
Fundamental 16.8%
Dividend 55.1%
Rel. Strength Industry 72.5
Analysts 4/5
Fair Price Momentum 92.41 USD
Fair Price DCF 136.45 USD

ESQ Dividends

Dividend Yield 12m 0.76%
Yield on Cost 5y 2.34%
Annual Growth 5y 30.25%
Payout Consistency 100.0%

ESQ Growth Ratios

Growth Correlation 3m 94%
Growth Correlation 12m 76.2%
Growth Correlation 5y 96.4%
CAGR 5y 25.25%
CAGR/Mean DD 5y 2.00
Sharpe Ratio 12m 1.45
Alpha 35.04
Beta 0.73
Volatility 30.71%
Current Volume 26.6k
Average Volume 20d 57.7k
What is the price of ESQ stocks?
As of December 26, 2024, the stock is trading at USD 79.13 with a total of 26,553 shares traded.
Over the past week, the price has changed by +0.25%, over one month by +2.14%, over three months by +24.97% and over the past year by +56.44%.
Is Esquire Financial Holdings a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Esquire Financial Holdings is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 16.81 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ESQ as of December 2024 is 92.41. This means that ESQ is currently undervalued and has a potential upside of +16.78% (Margin of Safety).
Is ESQ a buy, sell or hold?
Esquire Financial Holdings has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy ESQ.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0
What are the forecast for ESQ stock price target?
According to ValueRays Forecast Model, ESQ Esquire Financial Holdings will be worth about 101.9 in December 2025. The stock is currently trading at 79.13. This means that the stock has a potential upside of +28.78%.
Issuer Forecast Upside
Wallstreet Target Price 80 1.1%
Analysts Target Price 57.5 -27.3%
ValueRay Target Price 101.9 28.8%