(FBIZ) First Business Financial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3193901002

FBIZ: Banking, Lending, Wealth Management, Treasury Services, Consulting

First Business Financial Services, Inc. (NASDAQ:FBIZ) is a bank holding company for First Business Bank, specializing in tailored financial solutions for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals across Wisconsin, Kansas, and Missouri. Established in 1909 and headquartered in Madison, Wisconsin, the company offers a diverse range of financial products and services, including real estate lending, commercial and industrial loans, asset-based lending, accounts receivable financing, equipment financing loans and leases, floorplan financing, vendor financing, SBA lending and servicing, treasury management solutions, and company retirement services. Additionally, it provides private wealth management services, including asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services. The company also offers bank consulting services, such as investment portfolio administration and asset liability management, along with commercial deposit accounts.

From a technical standpoint, FBIZ is currently trading at $52.38, slightly below its 20-day SMA of $53.18 but above its 50-day SMA of $48.88 and 200-day SMA of $43.30. The stocks Average True Range (ATR) of 1.40 indicates moderate volatility. The 20-day average volume is 35,603 shares, reflecting modest trading activity.

Fundamentally, FBIZ has a market capitalization of $431.95 million, with a trailing P/E ratio of 10.02 and a forward P/E of 10.11, suggesting reasonable valuation relative to earnings. The price-to-book (P/B) ratio of 1.31 indicates the stock is trading slightly above its book value. The price-to-sales (P/S) ratio of 2.99 reflects a premium for its revenue generation capabilities. The return on equity (RoE) of 12.69% highlights the companys ability to generate profits from shareholder equity.

3-Month Forecast: Based on the intersection of and , FBIZ is expected to experience consolidation in the near term. The stock may trade sideways between $48 and $55, with potential upside driven by strong earnings or macroeconomic stability. Support levels at $48.88 (50-day SMA) and resistance at $53.18 (20-day SMA) are critical thresholds. The low ATR of 1.40 suggests manageable volatility, while the P/E ratio of 10.02 indicates undervaluation relative to historical averages. The RoE of 12.69% supports long-term growth potential, though short-term price movement will likely hinge on broader market conditions and investor sentiment.

Additional Sources for FBIZ Stock

FBIZ Stock Overview

Market Cap in USD 395m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2005-10-07

FBIZ Stock Ratings

Growth 5y 91.8%
Fundamental 69.8%
Dividend 84.5%
Rel. Strength 13.1
Analysts 4.4/5
Fair Price Momentum 55.91 USD
Fair Price DCF 92.63 USD

FBIZ Dividends

Dividend Yield 12m 2.82%
Yield on Cost 5y 11.20%
Annual Growth 5y 13.62%
Payout Consistency 99.0%

FBIZ Growth Ratios

Growth Correlation 3m 34.7%
Growth Correlation 12m 89.5%
Growth Correlation 5y 90.9%
CAGR 5y 32.90%
CAGR/Max DD 5y 0.93
Sharpe Ratio 12m 0.49
Alpha 32.87
Beta 0.883
Volatility 28.52%
Current Volume 20.6k
Average Volume 20d 26.2k
What is the price of FBIZ stocks?
As of April 02, 2025, the stock is trading at USD 47.78 with a total of 20,581 shares traded.
Over the past week, the price has changed by -1.12%, over one month by -8.59%, over three months by +6.68% and over the past year by +36.36%.
Is First Business Financial a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, First Business Financial (NASDAQ:FBIZ) is currently (April 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 69.83 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FBIZ as of April 2025 is 55.91. This means that FBIZ is currently undervalued and has a potential upside of +17.02% (Margin of Safety).
Is FBIZ a buy, sell or hold?
First Business Financial has received a consensus analysts rating of 4.40. Therefor, it is recommend to buy FBIZ.
  • Strong Buy: 2
  • Buy: 3
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecast for FBIZ stock price target?
According to ValueRays Forecast Model, FBIZ First Business Financial will be worth about 63.7 in April 2026. The stock is currently trading at 47.78. This means that the stock has a potential upside of +33.4%.
Issuer Forecast Upside
Wallstreet Target Price 60.2 26%
Analysts Target Price 55.6 16.4%
ValueRay Target Price 63.7 33.4%