Overview Dividends

(FIVN) Five9 - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3383071012

Cloud Contact Center, AI Agents, Workforce Engagement, Omnichannel Routing, CRM Integrations

FIVN EPS (Earnings per Share)

EPS Growth (3Y CAGR): 14.31%
EPS Trend (3Y Correlation): 63.9%

FIVN Revenue

Revenue Growth (3Y CAGR): 12.19%
Revenue Trend (3Y Correlation): 99.0%

Risk via 10d forecast
Volatility	55.4%
Value at Risk 5%th	82.6%
Relative Tail Risk	-9.38%

Reward TTM
Sharpe Ratio	-1.33
Alpha	-72.96

Character TTM
Hurst Exponent	0.571
Beta	1.758
Beta Downside	1.751

Drawdowns 3y
Max DD	78.71%
Mean DD	40.98%
Median DD	40.10%

Description: FIVN Five9 November 11, 2025

Five9 Inc. (NASDAQ:FIVN) delivers an intelligent, cloud-native customer-experience (CX) platform that unifies voice, chat, email, web, social and mobile channels, and exposes the functionality via APIs for seamless integration with enterprise systems such as CRM tools.

The platform’s core modules include an Intelligent Virtual Agent, Agent Assist, workflow automation, workforce engagement management, AI-driven insights and summaries, Revenue Execution, and AI Agents-all designed to match inbound interactions with the optimal agent and surface real-time customer data to boost productivity.

Five9 serves a diversified client base across banking, BPO, retail, healthcare, technology and education, positioning it to benefit from broader macro trends: the accelerated shift to remote work, rising enterprise spend on omnichannel CX solutions, and increasing adoption of generative-AI tools for cost-efficient automation.

According to the company’s FY 2023 filing, revenue reached approximately $1.5 billion, up about 15 % YoY, while annual recurring revenue (ARR) grew ~18 % and gross margins remained near 80 %, reflecting the scalability of its SaaS model. The churn rate for enterprise contracts was reported at roughly 5 %, indicating relatively sticky demand.

Given these fundamentals, a quantitative deep-dive-such as the scenario-based valuation framework hosted on ValueRay-can help you assess Five9’s upside potential under different growth and margin assumptions.

FIVN Stock Overview

Market Cap in USD	1,601m
Sub-Industry	Application Software
IPO / Inception	2014-04-04
Return 12m vs S&P 500	-55.9%
Analyst Rating	4.25 of 5

FIVN Dividends

Currently no dividends paid

FIVN Growth Ratios

CAGR 3y	-31.00%
CAGR/Max DD Calmar Ratio	-0.39
CAGR/Mean DD Pain Ratio	-0.76
Current Volume	2123.7k
Average Volume	1779k

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (31.3m TTM) > 0 and > 6% of Revenue (6% = 67.6m TTM)

FCFTA 0.09 (>2.0%) and ΔFCFTA 4.77pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 58.40% (prev 55.27%; Δ 3.13pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.11 (>3.0%) and CFO 192.5m > Net Income 31.3m (YES >=105%, WARN >=100%)

Net Debt (604.6m) to EBITDA (104.6m) ratio: 5.78 <= 3.0 (WARN <= 3.5)

Current Ratio 4.20 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (87.3m) change vs 12m ago 16.59% (target <= -2.0% for YES)

Gross Margin 54.99% (prev 53.37%; Δ 1.62pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 59.71% (prev 49.92%; Δ 9.79pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 2.62 (EBITDA TTM 104.6m / Interest Expense TTM 15.3m) >= 6 (WARN >= 3)

Altman Z'' 1.43

(A) 0.37 = (Total Current Assets 864.2m - Total Current Liabilities 205.7m) / Total Assets 1.77b

(B) -0.23 = Retained Earnings (Balance) -397.9m / Total Assets 1.77b

(D) -0.40 = Book Value of Equity -397.1m / Total Liabilities 993.1m

Total Rating: 1.43 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 60.36

1. Piotroski 4.50pt = -0.50

2. FCF Yield 9.08% = 4.54

3. FCF Margin 13.87% = 3.47

4. Debt/Equity 1.03 = 2.00

5. Debt/Ebitda 5.78 = -2.50

6. ROIC - WACC (= -6.10)% = -7.63

7. RoE 4.50% = 0.38

8. Rev. Trend 98.97% = 7.42

9. EPS Trend 63.87% = 3.19

What is the price of FIVN shares?

As of November 18, 2025, the stock is trading at USD 18.72 with a total of 2,123,655 shares traded.
Over the past week, the price has changed by -9.83%, over one month by -13.17%, over three months by -29.08% and over the past year by -49.49%.

Is Five9 a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Five9 is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 60.36 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FIVN is around 11.49 USD . This means that FIVN is currently overvalued and has a potential downside of -38.62%.

Is FIVN a buy, sell or hold?

Five9 has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy FIVN.

Strong Buy: 12
Buy: 6
Hold: 6
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the FIVN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	34.8	85.7%
Analysts Target Price	34.8	85.7%
ValueRay Target Price	12.8	-31.6%

FIVN Fundamental Data Overview November 15, 2025

Market Cap USD = 1.60b (1.60b USD * 1.0 USD.USD)
P/E Trailing = 53.8684
P/E Forward = 6.566
P/S = 1.4201
P/B = 2.1191
P/EG = 0.7302
Beta = 1.343
Revenue TTM = 1.13b USD
EBIT TTM = 40.1m USD
EBITDA TTM = 104.6m USD
Long Term Debt = 734.6m USD (from longTermDebt, last quarter)
Short Term Debt = 20.0m USD (from shortTermDebt, last quarter)
Debt = 798.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 604.6m USD (from netDebt column, last quarter)
Enterprise Value = 1.72b USD (1.60b + Debt 798.0m - CCE 676.2m)
Interest Coverage Ratio = 2.62 (Ebit TTM 40.1m / Interest Expense TTM 15.3m)
FCF Yield = 9.08% (FCF TTM 156.4m / Enterprise Value 1.72b)
FCF Margin = 13.87% (FCF TTM 156.4m / Revenue TTM 1.13b)
Net Margin = 2.77% (Net Income TTM 31.3m / Revenue TTM 1.13b)
Gross Margin = 54.99% ((Revenue TTM 1.13b - Cost of Revenue TTM 507.4m) / Revenue TTM)
Gross Margin QoQ = 54.19% (prev 54.86%)
Tobins Q-Ratio = 0.97 (Enterprise Value 1.72b / Total Assets 1.77b)
Interest Expense / Debt = 0.39% (Interest Expense 3.09m / Debt 798.0m)
Taxrate = 3.45% (643.0k / 18.6m)
NOPAT = 38.7m (EBIT 40.1m * (1 - 3.45%))
Current Ratio = 4.20 (Total Current Assets 864.2m / Total Current Liabilities 205.7m)
Debt / Equity = 1.03 (Debt 798.0m / totalStockholderEquity, last quarter 775.3m)
Debt / EBITDA = 5.78 (Net Debt 604.6m / EBITDA 104.6m)
Debt / FCF = 3.86 (Net Debt 604.6m / FCF TTM 156.4m)
Total Stockholder Equity = 694.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.77% (Net Income 31.3m / Total Assets 1.77b)
RoE = 4.50% (Net Income TTM 31.3m / Total Stockholder Equity 694.8m)
RoCE = 2.81% (EBIT 40.1m / Capital Employed (Equity 694.8m + L.T.Debt 734.6m))
RoIC = 2.36% (NOPAT 38.7m / Invested Capital 1.64b)
WACC = 8.46% (E(1.60b)/V(2.40b) * Re(12.49%) + D(798.0m)/V(2.40b) * Rd(0.39%) * (1-Tc(0.03)))
Discount Rate = 12.49% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 9.41%
[DCF Debug] Terminal Value 68.19% ; FCFE base≈126.6m ; Y1≈155.0m ; Y5≈260.2m
Fair Price DCF = 29.39 (DCF Value 2.30b / Shares Outstanding 78.2m; 5y FCF grow 24.05% → 3.0% )
EPS Correlation: 63.87 | EPS CAGR: 14.31% | SUE: 0.89 | # QB: 1
Revenue Correlation: 98.97 | Revenue CAGR: 12.19% | SUE: 0.18 | # QB: 0

Additional Sources for FIVN Stock

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