(HMST) HomeStreet - Ratings and Ratios

HomeStreet, Inc. (NASDAQ:HMST) is a bank holding company for HomeStreet Bank, offering a diverse range of commercial, mortgage, and consumer banking services across the Western United States. The company provides personal and business banking products, including checking, savings, money market accounts, and certificates of deposit, along with credit cards, insurance, and treasury management services. Its loan portfolio includes commercial real estate (CRE), multifamily, construction, and land development loans, as well as single-family, home equity, and other consumer loans. HomeStreet Bank operates through a network of branches and ATMs, serving small and medium-sized businesses, real estate investors, professional firms, and individuals. The company, originally founded as Continental Mortgage and Loan Company in 1921, is headquartered in Seattle, Washington.

HomeStreet, Inc. has a market capitalization of $189.33 million, with a forward P/E ratio of 49.02, indicating expectations for future earnings growth. The stock currently trades at $9.86, with a 20-day average volume of 104,034 shares. Technically, the stock is below its 20-day ($10.16), 50-day ($10.42), and 200-day ($12.12) moving averages, suggesting bearish momentum. The average true range (ATR) of 0.49 reflects moderate volatility. On a fundamental basis, the companys price-to-book (P/B) ratio of 0.47 and price-to-sales (P/S) ratio of 2.50 suggest undervaluation relative to book value but a premium to sales. However, the return on equity (RoE) of -36.36% raises concerns about profitability.