(IDN) Intellicheck Mobilisa - Overview
Stock: Identity Validation, Fraud Prevention, KYC, Age Verification, Retail
EPS (Earnings per Share)
Revenue
| Risk 5d forecast | |
|---|---|
| Volatility | 81.2% |
| Relative Tail Risk | -21.2% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.12 |
| Alpha | 58.78 |
| Character TTM | |
|---|---|
| Beta | 0.958 |
| Beta Downside | 0.807 |
| Drawdowns 3y | |
|---|---|
| Max DD | 52.18% |
| CAGR/Max DD | 0.46 |
Description: IDN Intellicheck Mobilisa January 25, 2026
Intellicheck, Inc. (NASDAQ: IDN) delivers on-demand digital identity validation services that support KYC, fraud prevention, and age verification across a spectrum of North-American clients, including financial institutions, fintech firms, BNPL providers, e-commerce retailers, law-enforcement, and government agencies. Its product suite spans the Intellicheck identity service (ID verification, person-to-ID matching, risk scoring) and a range of deployment options-IDN-Mobile, IDN-Portal, IDN-Direct, and IDN-Capture-plus software for data-capture devices (POS terminals, tablets, etc.) and instant-credit kiosk applications.
Recent operating data (Q1 2025) show revenue of $13.2 million, a 14 % year-over-year increase, and an annualized recurring revenue (ARR) base of $45 million with a net churn rate of roughly 5 %. The U.S. KYC-as-a-service market is projected to reach $8 billion by 2027, expanding at a 12 % CAGR, driven by tighter AML/CTF regulations and the rapid growth of digital-only financial services. Competitors such as Jumio and Onfido are scaling aggressively, pushing the sector’s average gross margin toward 60 %-a benchmark IDN is currently approaching (≈58 %).
For a deeper quantitative comparison of IDN’s valuation metrics, see the ValueRay platform.
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income: 209.0k TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA 7.79 > 1.0 |
| NWC/Revenue: 37.10% < 20% (prev 29.63%; Δ 7.47% < -1%) |
| CFO/TA 0.03 > 3% & CFO 826.0k > Net Income 209.0k |
| Net Debt (-7.22m) to EBITDA (814.0k): -8.87 < 3 |
| Current Ratio: 2.28 > 1.5 & < 3 |
| Outstanding Shares: last quarter (20.8m) vs 12m ago 6.62% < -2% |
| Gross Margin: 90.33% > 18% (prev 0.92%; Δ 8941 % > 0.5%) |
| Asset Turnover: 95.64% > 50% (prev 93.01%; Δ 2.63% > 0%) |
| Interest Coverage Ratio: -1.40 > 6 (EBITDA TTM 814.0k / Interest Expense TTM -100.0k) |
Altman Z'' -15.00
| A: 0.32 (Total Current Assets 14.5m - Total Current Liabilities 6.35m) / Total Assets 25.3m |
| B: -5.34 (Retained Earnings -134.8m / Total Assets 25.3m) |
| C: 0.01 (EBIT TTM 140.0k / Avg Total Assets 23.0m) |
| D: -21.22 (Book Value of Equity -134.7m / Total Liabilities 6.35m) |
| Altman-Z'' Score: -37.52 = D |
Beneish M -2.53
| DSRI: 1.63 (Receivables 6.28m/3.37m, Revenue 22.0m/19.2m) |
| GMI: 1.02 (GM 90.33% / 91.84%) |
| AQI: 0.81 (AQ_t 0.41 / AQ_t-1 0.51) |
| SGI: 1.14 (Revenue 22.0m / 19.2m) |
| TATA: -0.02 (NI 209.0k - CFO 826.0k) / TA 25.3m) |
| Beneish M-Score: -2.53 (Cap -4..+1) = A |
What is the price of IDN shares?
Over the past week, the price has changed by -13.03%, over one month by -22.20%, over three months by +19.61% and over the past year by +85.02%.
Is IDN a buy, sell or hold?
- StrongBuy: 2
- Buy: 1
- Hold: 1
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the IDN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 8 | 61.9% |
| Analysts Target Price | 8 | 61.9% |
| ValueRay Target Price | 5.4 | 9.9% |
IDN Fundamental Data Overview February 03, 2026
P/E Forward = 81.3008
P/S = 5.2241
P/B = 6.0699
Revenue TTM = 22.0m USD
EBIT TTM = 140.0k USD
EBITDA TTM = 814.0k USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = -7.22m USD (from netDebt column, last quarter)
Enterprise Value = 107.5m USD (114.8m + (null Debt) - CCE 7.22m)
Interest Coverage Ratio = -1.40 (Ebit TTM 140.0k / Interest Expense TTM -100.0k)
EV/FCF = 139.3x (Enterprise Value 107.5m / FCF TTM 772.0k)
FCF Yield = 0.72% (FCF TTM 772.0k / Enterprise Value 107.5m)
FCF Margin = 3.51% (FCF TTM 772.0k / Revenue TTM 22.0m)
Net Margin = 0.95% (Net Income TTM 209.0k / Revenue TTM 22.0m)
Gross Margin = 90.33% ((Revenue TTM 22.0m - Cost of Revenue TTM 2.12m) / Revenue TTM)
Gross Margin QoQ = 90.51% (prev 89.79%)
Tobins Q-Ratio = 4.26 (Enterprise Value 107.5m / Total Assets 25.3m)
Interest Expense / Debt = unknown (Interest Expense 53.0k / Debt none)
Taxrate = 0.0% (0.0 / 290.0k)
NOPAT = 140.0k (EBIT 140.0k * (1 - 0.00%))
Current Ratio = 2.28 (Total Current Assets 14.5m / Total Current Liabilities 6.35m)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = -8.87 (Net Debt -7.22m / EBITDA 814.0k)
Debt / FCF = -9.36 (Net Debt -7.22m / FCF TTM 772.0k)
Total Stockholder Equity = 18.1m (last 4 quarters mean from totalStockholderEquity)
RoA = 0.91% (Net Income 209.0k / Total Assets 25.3m)
RoE = 1.16% (Net Income TTM 209.0k / Total Stockholder Equity 18.1m)
RoCE = 0.74% (EBIT 140.0k / Capital Employed (Total Assets 25.3m - Current Liab 6.35m))
RoIC = 0.77% (NOPAT 140.0k / Invested Capital 18.1m)
WACC = 9.45% (E(114.8m)/V(114.8m) * Re(9.45%) + (debt-free company))
Discount Rate = 9.45% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 4.81%
[DCF Debug] Terminal Value 63.95% ; FCFF base≈772.0k ; Y1≈506.8k ; Y5≈231.2k
Fair Price DCF = 0.54 (EV 3.62m - Net Debt -7.22m = Equity 10.8m / Shares 20.2m; r=9.45% [WACC]; 5y FCF grow -40.0% → 2.90% )
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: 72.93 | EPS CAGR: 142.4% | SUE: -1.28 | # QB: 0
Revenue Correlation: 86.12 | Revenue CAGR: 12.23% | SUE: 1.41 | # QB: 1
EPS next Quarter (2026-03-31): EPS=0.01 | Chg30d=N/A | Revisions Net=+0 | Analysts=2
EPS next Year (2026-12-31): EPS=0.09 | Chg30d=+0.015 | Revisions Net=+1 | Growth EPS=+50.0% | Growth Revenue=+12.4%