(JFIN) Jiayin - Ratings and Ratios

Jiayin Group Inc. (NASDAQ:JFIN) is a fintech company specializing in online consumer finance services in the Peoples Republic of China. Established in 2011 and headquartered in Shanghai, the company operates a digital platform that bridges individual borrowers with financial institutions, facilitating efficient loan transactions. Beyond its core lending services, Jiayin provides referral services for investment products offered by financial service providers, as well as technology development and guarantee services. The company functions as a subsidiary of New Dream Capital Holdings Limited and is accessible via its website at https://www.jiayinfintech.cn.

From a technical standpoint, JFIN has shown recent strength, with its last price of $9.81 trading above its SMA 20 ($9.30) and SMA 50 ($7.91). The stocks SMA 200 of $6.51 further underscores its upward trajectory. The ATR of $0.57 indicates moderate volatility. Based on this data, the stock is expected to maintain its bullish momentum over the next three months, with a potential target price range of $11.00 to $12.50, contingent on maintaining its current trend and volatility levels.

Fundamentally, Jiayin Group Inc. boasts a market cap of $527.14M USD, with a trailing P/E of 3.35 and a forward P/E of 1.76, signaling undervaluation relative to its earnings potential. The P/B ratio of 1.40 and P/S ratio of 0.09 further highlight the stocks attractive valuation metrics. With an impressive RoE of 40.30%, the company demonstrates strong profitability. Over the next three months, these fundamentals are expected to drive continued investor interest, potentially leading to further price appreciation.