(KINS) Kingstone Companies - Ratings and Ratios

Kingstone Companies, Inc. (NASDAQ: KINS), a U.S.-based property and casualty insurance provider, specializes in delivering tailored insurance solutions to individuals across the United States. Through its subsidiary, the company offers a diverse portfolio of personal line insurance products, including homeowners and dwelling fire policies, cooperative/condominium insurance, renters insurance, and personal umbrella policies. Additionally, it provides niche insurance products such as for-hire vehicle physical damage policies for livery, car services, and taxicabs, as well as canine legal liability policies. The company also engages in reinsurance activities to complement its core offerings. Kingstone distributes its products through a network of retail and wholesale agents and brokers, ensuring broad market reach and accessibility. Originally founded in 1886 as DCAP Group, Inc., the company rebranded as Kingstone Companies, Inc. in July 2009 and is headquartered in Kingston, New York.

As of the latest data, Kingstone Companies, Inc. operates with a market capitalization of $137.49 million, reflecting its established presence in the property and casualty insurance sector. The companys trailing P/E ratio of 26.49 indicates a premium valuation relative to its earnings, while its forward P/E of 10.48 suggests investor expectations of improved profitability. With a price-to-book ratio of 3.36, the market values Kingstones equity significantly higher than its book value, potentially signaling growth expectations. The return on equity (RoE) of 15.72% highlights efficient profitability relative to shareholder equity. The companys price-to-sales ratio of 1.34 aligns with industry norms, indicating reasonable valuation relative to revenue.