LPRO 📈 Open Lending - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US68373J1043

LPRO: Cloud-based, Lending, Analytics, Insurance, Automotive

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas. Web URL: https://www.openlending.com

Additional Sources for LPRO Stock

LPRO Stock Overview

Market Cap in USD 699m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Diversified Capital Markets
IPO / Inception 2018-03-06

LPRO Stock Ratings

Growth 5y -56.0%
Fundamental -25.8%
Dividend -
Rel. Strength Industry -197
Analysts 3.8/5
Fair Price Momentum 4.96 USD
Fair Price DCF 8.02 USD

LPRO Dividends

No Dividends Paid

LPRO Growth Ratios

Growth Correlation 3m 35.2%
Growth Correlation 12m -41%
Growth Correlation 5y -77.6%
CAGR 5y -10.76%
CAGR/Mean DD 5y -0.21
Sharpe Ratio 12m -0.42
Alpha -47.54
Beta 0.73
Volatility 64.06%
Current Volume 277.7k
Average Volume 20d 299.4k
What is the price of LPRO stocks?
As of January 03, 2025, the stock is trading at USD 5.97 with a total of 277,653 shares traded.
Over the past week, the price has changed by +0.34%, over one month by -6.13%, over three months by +1.02% and over the past year by -29.10%.
Is Open Lending a good stock to buy?
Probably not. Based on ValueRay Fundamental Analyses, Open Lending (NASDAQ:LPRO) is currently (January 2025) not a good stock to buy. It has a ValueRay Fundamental Rating of -25.75 and therefor a somewhat negative outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LPRO as of January 2025 is 4.96. This means that LPRO is currently overvalued and has a potential downside of -16.92%.
Is LPRO a buy, sell or hold?
Open Lending has received a consensus analysts rating of 3.80. Therefor, it is recommend to hold LPRO.
  • Strong Buy: 3
  • Buy: 2
  • Hold: 5
  • Sell: 0
  • Strong Sell: 0
What are the forecast for LPRO stock price target?
According to ValueRays Forecast Model, LPRO Open Lending will be worth about 5.4 in January 2026. The stock is currently trading at 5.97. This means that the stock has a potential downside of -9.05%.
Issuer Forecast Upside
Wallstreet Target Price 7.3 21.4%
Analysts Target Price 11.1 85.9%
ValueRay Target Price 5.4 -9%