(LX) Lexinfintech Holdings - Ratings and Ratios

Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: US5288771034

LX: Online Loans, Installment Payments, E-commerce, Financial Services, Technology

LexinFintech Holdings Ltd., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company offers Fenqile.com, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, improve operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China. Web URL: https://www.lexin.com

Additional Sources for LX Stock

LX Stock Overview

Market Cap in USD 527m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2017-12-21

LX Stock Ratings

Growth 5y -42.7%
Fundamental 57.3%
Dividend 36.1%
Rel. Strength Industry 780
Analysts 4.75/5
Fair Price Momentum 6.94 USD
Fair Price DCF 497.25 USD

LX Dividends

Dividend Yield 12m 2.11%
Yield on Cost 5y 1.05%
Annual Growth 5y 9.07%
Payout Consistency 100.0%

LX Growth Ratios

Growth Correlation 3m 88.7%
Growth Correlation 12m 64.9%
Growth Correlation 5y -73.3%
CAGR 5y -13.00%
CAGR/Mean DD 5y -0.19
Sharpe Ratio 12m 2.23
Alpha 280.50
Beta 1.05
Volatility 63.96%
Current Volume 2935.7k
Average Volume 20d 2658.7k
What is the price of LX stocks?
As of January 23, 2025, the stock is trading at USD 6.55 with a total of 2,935,742 shares traded.
Over the past week, the price has changed by +4.63%, over one month by +9.35%, over three months by +107.94% and over the past year by +307.97%.
Is Lexinfintech Holdings a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Lexinfintech Holdings (NASDAQ:LX) is currently (January 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 57.32 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LX as of January 2025 is 6.94. This means that LX is currently overvalued and has a potential downside of 5.95%.
Is LX a buy, sell or hold?
Lexinfintech Holdings has received a consensus analysts rating of 4.75. Therefor, it is recommend to buy LX.
  • Strong Buy: 3
  • Buy: 1
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecast for LX stock price target?
According to ValueRays Forecast Model, LX Lexinfintech Holdings will be worth about 7.5 in January 2026. The stock is currently trading at 6.55. This means that the stock has a potential upside of +14.5%.
Issuer Forecast Upside
Wallstreet Target Price 2.6 -60.2%
Analysts Target Price 2.6 -60.2%
ValueRay Target Price 7.5 14.5%