(LX) Lexinfintech Holdings - Ratings and Ratios

LexinFintech Holdings Ltd. (NASDAQ:LX) operates as a leading online consumer finance platform in China, offering a range of financial services through its subsidiaries. The company provides installment purchase loans, personal installment loans, and direct sales of electronics, home appliances, and general merchandise through its Fenqile.com platform. Additionally, it offers scenario-based lending through Lehua Card, a buy-now-pay-later service called Maiya, and an online investment platform named Juzi Licai. LexinFintech also delivers technology-driven platform services to financial institutions, aimed at enhancing revenue, risk management, operational efficiency, and collection rates. The company provides additional services such as technical support, consulting, software development, financing guarantees, and financial technology solutions. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, China. The company was previously known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017.

From a technical perspective, LX is currently trading at $8.91, with a 20-day average volume of 4,080,913 shares. The stock is above its 20-day SMA ($8.35) and 50-day SMA ($7.11), but significantly above its 200-day SMA ($3.60), indicating a bullish trend. The Average True Range (ATR) of 0.53 suggests moderate volatility. Key support levels are identified at $5.5, $3.7, $3.2, and $1.7.

Fundamentally, LexinFintech has a market capitalization of $526.92 million, with a trailing P/E ratio of 4.73 and a forward P/E of 2.35, indicating undervaluation relative to future earnings expectations. The P/B ratio of 1.08 reflects a modest premium to book value, while the P/S ratio of 0.11 highlights strong revenue generation per share. The return on equity (RoE) stands at 7.19%, reflecting adequate profitability.