Overview Dividends

(MELI) MercadoLibre - Ratings and Ratios

Exchange: NASDAQ • Country: Uruguay • Currency: USD • Type: Common Stock • ISIN: US58733R1023

Marketplace, Payments, Credit, Shipping, Advertising

MELI EPS (Earnings per Share)

EPS Growth (3Y CAGR): 40.75%
EPS Trend (3Y Correlation): 79.2%

MELI Revenue

Revenue Growth (3Y CAGR): 38.89%
Revenue Trend (3Y Correlation): 99.5%

Risk via 10d forecast
Volatility	53.3%
Value at Risk 5%th	65.9%

Reward
Sharpe Ratio	0.51
Alpha	-23.08

Character
Hurst Exponent	0.510
Beta	1.415

Drawdowns 3y
Max DD	25.39%
Mean DD	7.98%

Description: MELI MercadoLibre September 25, 2025

MercadoLibre Inc. (NASDAQ:MELI) runs a multi-segment online commerce ecosystem across Brazil, Mexico, Argentina and other Latin-American markets, anchored by the Mercado Libre Marketplace that is reachable via web or mobile app.

Through its fintech arm, Mercado Pago, the firm offers a full suite of digital-payment services, including a wallet, short-term credit (Mercado Credito), and an investment product (Mercado Fondo) that lets users earn yields on idle balances.

Complementary logistics (Mercado Envios), classified listings (vehicles, real-estate, services), advertising solutions (Mercado Ads) and subscription-based storefronts (Mercado Shops) round out the platform, creating a “flywheel” that ties merchants, buyers and financial services together.

Founded in 1999 and headquartered in Montevideo, Uruguay, the company is classified under the GICS sub-industry Broadline Retail and trades as common stock under the ticker MELI.

Key recent metrics (as of FY 2023) include ≈ 82 million active users, a 45 % YoY increase in gross merchandise volume (GMV), and fintech revenues accounting for roughly 55 % of total revenue-highlighting the growing importance of digital payments in a region where internet penetration is still expanding (≈ 70 % in Brazil, 65 % in Mexico). Inflationary pressures and currency volatility remain material risks, but they also drive consumer shift toward online price-comparison and cash-less transactions.

If you want a data-driven, quantitative view of MELI’s valuation dynamics, a quick look at ValueRay’s analyst toolkit can help you surface the most material assumptions and scenario outcomes.

MELI Stock Overview

Market Cap in USD	106,900m
Sub-Industry	Broadline Retail
IPO / Inception	2007-08-10
Return 12m vs S&P 500	-7.40%
Analyst Rating	4.40 of 5

MELI Dividends

Currently no dividends paid

MELI Growth Ratios

CAGR	29.98%
CAGR/Max DD Calmar Ratio	1.18
CAGR/Mean DD Pain Ratio	3.76
Current Volume	821.9k
Average Volume	497.5k

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (2.08b TTM) > 0 and > 6% of Revenue (6% = 1.57b TTM)

FCFTA 0.22 (>2.0%) and ΔFCFTA -4.44pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 16.31% (prev 18.50%; Δ -2.19pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.25 (>3.0%) and CFO 9.05b > Net Income 2.08b (YES >=105%, WARN >=100%)

Net Debt (-7.16b) to EBITDA (3.32b) ratio: -2.16 <= 3.0 (WARN <= 3.5)

Current Ratio 1.17 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (50.7m) change vs 12m ago 0.00% (target <= -2.0% for YES)

Gross Margin 45.14% (prev 46.28%; Δ -1.14pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 88.32% (prev 83.89%; Δ 4.43pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 16.35 (EBITDA TTM 3.32b / Interest Expense TTM 158.0m) >= 6 (WARN >= 3)

Altman Z'' 1.98

(A) 0.12 = (Total Current Assets 28.80b - Total Current Liabilities 24.52b) / Total Assets 36.69b

(B) 0.14 = Retained Earnings (Balance) 5.25b / Total Assets 36.69b

(D) 0.16 = Book Value of Equity 4.76b / Total Liabilities 30.47b

Total Rating: 1.98 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 81.50

1. Piotroski 6.0pt = 1.0

2. FCF Yield 8.26% = 4.13

3. FCF Margin 30.30% = 7.50

4. Debt/Equity 0.33 = 2.45

5. Debt/Ebitda -2.16 = 2.50

7. RoE 39.03% = 2.50

8. Rev. Trend 99.48% = 7.46

9. EPS Trend 79.20% = 3.96

What is the price of MELI shares?

As of November 11, 2025, the stock is trading at USD 2092.04 with a total of 821,901 shares traded.
Over the past week, the price has changed by -9.69%, over one month by -1.95%, over three months by -8.73% and over the past year by +6.67%.

Is MercadoLibre a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, MercadoLibre (NASDAQ:MELI) is currently (November 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 81.50 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of MELI is around 1979.17 USD . This means that MELI is currently overvalued and has a potential downside of -5.4%.

Is MELI a buy, sell or hold?

MercadoLibre has received a consensus analysts rating of 4.40. Therefore, it is recommended to buy MELI.

Strong Buy: 15
Buy: 6
Hold: 3
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the MELI price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	2877.4	37.5%
Analysts Target Price	2877.4	37.5%
ValueRay Target Price	2256.7	7.9%

MELI Fundamental Data Overview November 09, 2025

Market Cap USD = 106.90b (106.90b USD * 1.0 USD.USD)
P/E Trailing = 51.5424
P/E Forward = 32.2581
P/S = 4.0812
P/B = 19.9364
P/EG = 1.0413
Beta = 1.415
Revenue TTM = 26.19b USD
EBIT TTM = 2.58b USD
EBITDA TTM = 3.32b USD
Long Term Debt = 2.81b USD (from longTermDebt, last fiscal year)
Short Term Debt = 3.08b USD (from shortTermDebt, last fiscal year)
Debt = 2.04b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -7.16b USD (from netDebt column, last quarter)
Enterprise Value = 96.02b USD (106.90b + Debt 2.04b - CCE 12.91b)
Interest Coverage Ratio = 16.35 (Ebit TTM 2.58b / Interest Expense TTM 158.0m)
FCF Yield = 8.26% (FCF TTM 7.94b / Enterprise Value 96.02b)
FCF Margin = 30.30% (FCF TTM 7.94b / Revenue TTM 26.19b)
Net Margin = 7.93% (Net Income TTM 2.08b / Revenue TTM 26.19b)
Gross Margin = 45.14% ((Revenue TTM 26.19b - Cost of Revenue TTM 14.37b) / Revenue TTM)
Gross Margin QoQ = 43.31% (prev 45.57%)
Tobins Q-Ratio = 2.62 (Enterprise Value 96.02b / Total Assets 36.69b)
Interest Expense / Debt = 1.72% (Interest Expense 35.0m / Debt 2.04b)
Taxrate = -89.21% (out of range, set to none) (-215.0m / 241.0m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.17 (Total Current Assets 28.80b / Total Current Liabilities 24.52b)
Debt / Equity = 0.33 (Debt 2.04b / totalStockholderEquity, last quarter 6.22b)
Debt / EBITDA = -2.16 (Net Debt -7.16b / EBITDA 3.32b)
Debt / FCF = -0.90 (Net Debt -7.16b / FCF TTM 7.94b)
Total Stockholder Equity = 5.32b (last 4 quarters mean from totalStockholderEquity)
RoA = 5.66% (Net Income 2.08b / Total Assets 36.69b)
RoE = 39.03% (Net Income TTM 2.08b / Total Stockholder Equity 5.32b)
RoCE = 31.79% (EBIT 2.58b / Capital Employed (Equity 5.32b + L.T.Debt 2.81b))
RoIC = -346.8% (out of range, set to none) (EBIT 2.58b / (Assets 36.69b - Curr.Liab 24.52b - Cash 12.91b))
WACC = 11.02% (E(106.90b)/V(108.94b) * Re(11.23%) + (debt cost/tax rate unavailable))
Discount Rate = 11.23% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 0.00%
[DCF Debug] Terminal Value 71.79% ; FCFE base≈7.12b ; Y1≈8.78b ; Y5≈14.99b
Fair Price DCF = 3027 (DCF Value 153.46b / Shares Outstanding 50.7m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 79.20 | EPS CAGR: 40.75% | SUE: -1.59 | # QB: 0
Revenue Correlation: 99.48 | Revenue CAGR: 38.89% | SUE: 0.73 | # QB: 0

Additional Sources for MELI Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle