(MFIN) Medallion Financial - Ratings and Ratios

Medallion Financial Corp. (NASDAQ:MFIN) is a specialty finance company operating in the United States, primarily focused on consumer and commercial lending. The company is divided into four main segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. It provides financing for recreational vehicles, boats, and equipment; home improvement projects such as window replacements, siding, and pools; senior and subordinated loans for businesses; and loans for taxi medallions. Additionally, the company offers debt, mezzanine, and equity investments for various industries and conducts banking activities, including deposit raising. Incorporated in 1995, Medallion Financial Corp. is headquartered in New York City.

The companys stock is listed on the NASDAQ exchange under the ticker symbol MFIN. It falls under the Consumer Finance sub-industry and has a market capitalization of $192.38 million. Medallion Financial Corp. maintains a price-to-earnings (P/E) ratio of 4.93 and a price-to-book (P/B) ratio of 0.53, indicating potential undervaluation relative to its book value. The return on equity (RoE) stands at 11.05%, reflecting moderate profitability. The average trading volume over the past 20 days is 40,330 shares, with a last price of $8.10. The stocks technical indicators show an SMA20 of $8.46, SMA50 of $9.00, and SMA200 of $8.47, with an ATR of 0.29, suggesting moderate volatility.

Looking ahead, Medallion Financial Corp.s stock is expected to remain range-bound over the next three months, influenced by its current technical and fundamental positioning. The stock is trading slightly below its SMA20 and SMA50 but remains near its SMA200, which could act as a support level. The low ATR suggests that price fluctuations will likely remain contained, with potential resistance around the SMA50 ($9.00) and support near the SMA200 ($8.47). Based on its valuation metrics, particularly the low P/B ratio and moderate RoE, the stock may attract value investors seeking undervalued financial sector plays. However, the lack of a forward P/E and the stocks current price action below its short-term moving averages may weigh on near-term momentum. Overall, the stock is projected to trade in a range of $7.80 to $9.20 over the next three months, with limited upside unless broader market sentiment or company-specific fundamentals improve.