(NECB) Northeast Community Bancorp - Ratings and Ratios

Northeast Community Bancorp, Inc. (NASDAQ:NECB) serves as the holding company for NorthEast Community Bank, a financial institution dedicated to providing a range of banking and financial services to individuals and businesses. The bank offers a diverse suite of deposit products, including checking accounts, money market accounts, regular savings accounts, non-interest-bearing demand accounts, and certificates of deposit. Its lending portfolio encompasses construction loans, commercial and industrial loans, multifamily and mixed-use real estate loans, non-residential real estate loans, and consumer loans. Additionally, the bank invests in liquid assets such as U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit from federally insured institutions, as well as securities from federal agencies, state, and municipal governments. NorthEast Community Bank also provides financial planning and investment advisory services, along with life insurance products and fixed-rate annuities. The bank operates full-service branches across multiple counties in New York and Massachusetts, including locations in Bronx, Orange, Rockland, and Sullivan Counties in New York, and Essex, Middlesex, and Norfolk Counties in Massachusetts. It also maintains loan production offices in White Plains, New York, New City, Danvers, and other locations. Established in 1934, Northeast Community Bancorp is headquartered in White Plains, New York, and is known for its community-focused approach to banking.

Based on the provided data, here is a 3-month forecast for Northeast Community Bancorp, Inc. (NASDAQ:NECB):

Technical Outlook: The stock is currently trading below its 20-day and 50-day moving averages (SMA20: 24.09, SMA50: 24.56), indicating short-term downward pressure. The 200-day moving average (SMA200: 23.08) provides a potential support level. With an ATR of 0.73, volatility is moderate, suggesting price fluctuations within a narrow range over the next quarter.

Fundamental Outlook: The company’s P/E ratio of 6.67 reflects undervaluation relative to peers, while the P/B ratio of 0.95 indicates the stock is trading near its book value. A RoE of 15.81% highlights strong profitability. These factors, combined with a stable market cap of $303.38M, suggest resilience in the face of economic uncertainties. Expect the stock to trade in the range of $22.50 to $24.50 over the next three months, with potential upside driven by improving macroeconomic conditions and continued strong earnings.