(OCCI) OFS Credit - Overview
Stock: Credit, Fund, Debt, Securities
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 24.34% |
| Yield on Cost 5y | 30.45% |
| Yield CAGR 5y | -10.70% |
| Payout Consistency | 93.7% |
| Payout Ratio | 46.9% |
| Risk 5d forecast | |
|---|---|
| Volatility | 41.1% |
| Relative Tail Risk | -5.49% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.86 |
| Alpha | -35.61 |
| Character TTM | |
|---|---|
| Beta | 0.705 |
| Beta Downside | 0.585 |
| Drawdowns 3y | |
|---|---|
| Max DD | 34.14% |
| CAGR/Max DD | -0.12 |
Description: OCCI OFS Credit January 18, 2026
OFS Credit Company, Inc. (NASDAQ: OCCI) is a publicly traded common-stock vehicle that functions as a fund of OFS Advisor, operating within the U.S. Asset Management & Custody Banks sub-industry. Its primary business model is to generate fee-based income by managing and allocating capital across a portfolio of credit-focused investments.
Key industry metrics that can affect OCCI’s outlook include: (1) total assets under management (AUM) in the U.S. asset-management sector, which grew ~4% YoY in Q4 2023 according to Cerulli Associates; (2) net interest margin trends, as higher rates typically boost earnings for credit-oriented funds but also raise funding costs; and (3) regulatory capital requirements for custody banks, which can compress profit margins if tightened. Assuming OCCI’s AUM tracks the broader sector, a modest AUM increase of 2-3% could lift fee revenue by roughly $3-5 million, though the exact impact is uncertain without disclosed figures.
For a deeper, data-driven assessment of OCCI’s valuation and risk profile, you may find it useful to explore the analytics on ValueRay, where you can compare its metrics against peer benchmarks and scenario models.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income: -9.91m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.13 > 0.02 and ΔFCF/TA 25.44 > 1.0 |
| NWC/Revenue: 9.91% < 20% (prev 73.76%; Δ -63.85% < -1%) |
| CFO/TA 0.13 > 3% & CFO 34.5m > Net Income -9.91m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 2.27 > 1.5 & < 3 |
| Outstanding Shares: last quarter (27.8m) vs 12m ago 49.12% < -2% |
| Gross Margin: 86.54% > 18% (prev 0.85%; Δ 8569 % > 0.5%) |
| Asset Turnover: 16.94% > 50% (prev 12.75%; Δ 4.18% > 0%) |
| Interest Coverage Ratio: 2.75 > 6 (EBITDA TTM -6.92m / Interest Expense TTM 5.54m) |
Altman Z'' -0.87
| A: 0.02 (Total Current Assets 7.68m - Total Current Liabilities 3.38m) / Total Assets 270.8m |
| B: -0.24 (Retained Earnings -65.8m / Total Assets 270.8m) |
| C: 0.06 (EBIT TTM 15.2m / Avg Total Assets 255.8m) |
| D: -0.56 (Book Value of Equity -65.8m / Total Liabilities 117.8m) |
| Altman-Z'' Score: -0.87 = CCC |
What is the price of OCCI shares?
Over the past week, the price has changed by -6.54%, over one month by -10.56%, over three months by -3.98% and over the past year by -23.70%.
Is OCCI a buy, sell or hold?
- StrongBuy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the OCCI price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 5.5 | 28.2% |
| Analysts Target Price | 5.5 | 28.2% |
| ValueRay Target Price | 5.4 | 26.8% |
OCCI Fundamental Data Overview February 03, 2026
P/B = 0.8406
Revenue TTM = 43.3m USD
EBIT TTM = 15.2m USD
EBITDA TTM = -6.92m USD
Long Term Debt = unknown (none)
Short Term Debt = 26.0m USD (from shortTermDebt, last fiscal year)
Debt = 113.9m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 100.4m USD (from netDebt column, last quarter)
Enterprise Value = 229.0m USD (128.6m + Debt 113.9m - CCE 13.5m)
Interest Coverage Ratio = 2.75 (Ebit TTM 15.2m / Interest Expense TTM 5.54m)
EV/FCF = 6.63x (Enterprise Value 229.0m / FCF TTM 34.5m)
FCF Yield = 15.08% (FCF TTM 34.5m / Enterprise Value 229.0m)
FCF Margin = 79.72% (FCF TTM 34.5m / Revenue TTM 43.3m)
Net Margin = -22.88% (Net Income TTM -9.91m / Revenue TTM 43.3m)
Gross Margin = 86.54% ((Revenue TTM 43.3m - Cost of Revenue TTM 5.83m) / Revenue TTM)
Gross Margin QoQ = 72.53% (prev none%)
Tobins Q-Ratio = 0.85 (Enterprise Value 229.0m / Total Assets 270.8m)
Interest Expense / Debt = 1.89% (Interest Expense 2.15m / Debt 113.9m)
Taxrate = 21.0% (US default 21%)
NOPAT = 12.0m (EBIT 15.2m * (1 - 21.00%))
Current Ratio = 2.27 (Total Current Assets 7.68m / Total Current Liabilities 3.38m)
Debt / Equity = 0.74 (Debt 113.9m / totalStockholderEquity, last quarter 153.0m)
Debt / EBITDA = -14.51 (negative EBITDA) (Net Debt 100.4m / EBITDA -6.92m)
Debt / FCF = 2.91 (Net Debt 100.4m / FCF TTM 34.5m)
Total Stockholder Equity = 161.9m (last 4 quarters mean from totalStockholderEquity)
RoA = -3.88% (Net Income -9.91m / Total Assets 270.8m)
RoE = -6.12% (Net Income TTM -9.91m / Total Stockholder Equity 161.9m)
RoCE = 5.69% (EBIT 15.2m / Capital Employed (Total Assets 270.8m - Current Liab 3.38m))
RoIC = 4.75% (NOPAT 12.0m / Invested Capital 253.4m)
WACC = 5.21% (E(128.6m)/V(242.6m) * Re(8.51%) + D(113.9m)/V(242.6m) * Rd(1.89%) * (1-Tc(0.21)))
Discount Rate = 8.51% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 32.24%
[DCF Debug] Terminal Value 86.38% ; FCFF base≈34.5m ; Y1≈34.7m ; Y5≈37.1m
Fair Price DCF = 35.87 (EV 1.11b - Net Debt 100.4m = Equity 1.01b / Shares 28.0m; r=5.90% [WACC]; 5y FCF grow 0.0% → 2.90% )
EPS Correlation: -81.67 | EPS CAGR: -50.00% | SUE: -4.0 | # QB: 0
Revenue Correlation: 88.27 | Revenue CAGR: 18.84% | SUE: -0.34 | # QB: 0
EPS next Quarter (2026-04-30): EPS=0.30 | Chg30d=+0.005 | Revisions Net=-1 | Analysts=1
EPS current Year (2026-10-31): EPS=1.25 | Chg30d=+0.070 | Revisions Net=-1 | Growth EPS=-6.0% | Growth Revenue=+10.2%