(OPRT) Oportun Financial - Ratings and Ratios

Oportun Financial Corporation (NASDAQ:OPRT) is a financial services provider specializing in consumer lending. The company offers personal loans and credit cards, primarily targeting underserved communities. Its operations include online and phone-based services, as well as partnerships with retail and Lending as a Service (LaaS) providers. Founded in 2005, Oportun is headquartered in San Carlos, California, and has established a presence in markets with limited access to traditional banking services. The company emphasizes financial inclusion and uses alternative credit scoring models to serve customers who may not have a traditional credit history.

Web URL: https://www.oportun.com

Based on the provided data, here is a 3-month forecast for Oportun Financial Corp:

Over the next three months, OPRT is expected to experience moderate volatility, with potential upward momentum driven by its low P/S ratio of 0.37 and recent price strength above its 20-day and 50-day SMAs. However, the negative return on equity (-22.25%) and lack of a trailing P/E suggest ongoing profitability challenges. Average trading volume of 858,431 shares over 20 days indicates moderate liquidity, while an ATR of 0.41 signals manageable price fluctuations. The stock may consolidate near current levels, with potential for short-term gains if it breaks above resistance at $7.50.