(ORRF) Orrstown Financial - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US6873801053

ORRF: Loans, Deposits, Investments, Advisory, Insurance, Brokerage

Orrstown Financial Services, Inc. serves as the financial holding company for Orrstown Bank, offering a comprehensive suite of banking and financial services tailored to retail, commercial, non-profit, and government clients across the United States. Their deposit products encompass a variety of options such as checking, savings, time, demand, money market deposits, and certificates of deposit, catering to diverse financial needs. On the lending side, the company provides an extensive range of solutions, including commercial loans for real estate and equipment, consumer loans like home equity and lines of credit, residential mortgages, acquisition and development loans, municipal loans, and other specialized loans. Additionally, Orrstown Financial Services offers fiduciary services, including trustee, executor, and investment advisory roles under the Orrstown Financial Advisors name, as well as insurance and brokerage services through third-party arrangements.

Founded in 1919, Orrstown Financial Services is headquartered in Harrisburg, Pennsylvania, with a legacy of over a century in financial services. Their commitment to personalized service and community involvement underscores their operational ethos. For more information, visit their official website at https://www.orrstown.com.

Looking ahead, the next three months for Orrstown Financial Services Inc (NASDAQ:ORRF) are expected to be influenced by both technical and fundamental factors. Technically, the stock is currently trading near its 200-day moving average of 33.37, with the 50-day SMA at 35.17 indicating potential resistance. Support levels may be around the 20-day SMA of 33.94. The Average True Range (ATR) of 0.86 suggests moderate volatility, potentially leading to a trading range between 32.50 and 34.50.

Fundamentally, the companys market cap of 640.84M USD and P/E ratio of 22.33 indicate a premium valuation, though the forward P/E of 7.43 suggests anticipated earnings growth. The price-to-book ratio of 1.24 reflects a modest premium over book value. With a return on equity (RoE) of 3.10%, the companys profitability is under scrutiny. Investors should monitor these metrics closely as they may influence the stocks performance in the coming quarter.

Additional Sources for ORRF Stock

ORRF Stock Overview

Market Cap in USD 526m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1999-05-13

ORRF Stock Ratings

Growth 5y 73.3%
Fundamental -3.24%
Dividend 66.4%
Rel. Strength -0.4
Analysts 4/5
Fair Price Momentum 25.73 USD
Fair Price DCF 24.37 USD

ORRF Dividends

Dividend Yield 12m 3.06%
Yield on Cost 5y 8.29%
Annual Growth 5y 4.81%
Payout Consistency 80.8%

ORRF Growth Ratios

Growth Correlation 3m -93.5%
Growth Correlation 12m 53.4%
Growth Correlation 5y 80.8%
CAGR 5y 18.98%
CAGR/Max DD 5y 0.45
Sharpe Ratio 12m -0.38
Alpha 6.81
Beta 0.866
Volatility 28.84%
Current Volume 151.9k
Average Volume 20d 133.4k
What is the price of ORRF stocks?
As of April 09, 2025, the stock is trading at USD 26.47 with a total of 151,947 shares traded.
Over the past week, the price has changed by -10.82%, over one month by -13.50%, over three months by -23.98% and over the past year by +6.41%.
Is Orrstown Financial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Orrstown Financial is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -3.24 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ORRF as of April 2025 is 25.73. This means that ORRF is currently overvalued and has a potential downside of -2.8%.
Is ORRF a buy, sell or hold?
Orrstown Financial has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy ORRF.
  • Strong Buy: 1
  • Buy: 1
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0
What are the forecast for ORRF stock price target?
According to ValueRays Forecast Model, ORRF Orrstown Financial will be worth about 28.5 in April 2026. The stock is currently trading at 26.47. This means that the stock has a potential upside of +7.59%.
Issuer Forecast Upside
Wallstreet Target Price 40 51.1%
Analysts Target Price 44.7 68.8%
ValueRay Target Price 28.5 7.6%