OZK 📈 Bank Ozk - Overview

Bank OZK operates as a regional bank, providing a wide range of financial services to individuals, businesses, and institutions across the United States. Its deposit services include various types of accounts, such as non-interest bearing checking, interest-bearing transaction accounts, business sweep accounts, savings accounts, money market accounts, and individual retirement accounts. The company also offers time deposits and reciprocal deposits, allowing customers to manage their funds effectively. Additionally, Bank OZK provides trust and wealth services, including personal trusts, custodial accounts, investment management accounts, and retirement accounts, which cater to the financial planning needs of its clients.

The company's trust services extend to corporate clients as well, offering trustee, paying agent, and registered transfer agent services, among others. Bank OZK's treasury management services are designed to help businesses streamline their financial operations, with features such as automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, and automated credit line transfer. The company also provides reconciliation, positive pay, and commercial card services, as well as zero balance and investment sweep accounts, to help businesses manage their cash flow and liquidity. Furthermore, Bank OZK offers a variety of loan products, including real estate loans, consumer loans, small business loans, and commercial and industrial loans, to support the growth and development of its clients.

Bank OZK's lending services also include indirect recreational vehicle and marine loans, equipment financing, agricultural loans, government-guaranteed loans, lines of credit, and homebuilder financing. The company provides mortgage and other lending products, as well as lender and structured financing services, to cater to the diverse needs of its clients. In addition to its lending and deposit services, Bank OZK offers a range of convenience services, including ATMs, telephone banking, online banking, and mobile banking. The company also provides credit and debit cards, safe deposit boxes, and other products and services to support the daily financial needs of its customers. With a history dating back to 1903, Bank OZK has established itself as a reputable regional bank, with its headquarters located in Little Rock, Arkansas, and can be found online at https://www.ozk.com.

As a publicly traded company, Bank OZK's common stock is listed on the NASDAQ stock exchange under the ticker symbol OZK, with the ISIN code US06417N1037. The company is classified under the GICS Sub Industry of Regional Banks, reflecting its focus on providing financial services to individuals, businesses, and institutions within its regional footprint. With a strong foundation built over more than a century, Bank OZK continues to evolve and expand its services to meet the changing needs of its clients and the broader financial landscape. The company's name change from Bank of the Ozarks to Bank OZK in July 2018 marked a significant milestone in its history, as it continues to navigate the complexities of the modern banking industry.