(PCB) PCB Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US69320M1099

PCB: Deposits, Loans, Treasury Management, Online Banking, Mobile Banking

PCB Bancorp (NASDAQ:PCB) is a bank holding company for PCB Bank, offering a comprehensive suite of financial services tailored to small to medium-sized businesses, professionals, and individuals primarily in Southern California. The bank’s deposit products include demand, savings, money market, and time deposits, along with certificates of deposit. Its lending portfolio spans commercial real estate loans, residential mortgages, SBA loans, construction loans, and consumer loans such as auto loans and unsecured lines of credit. Additionally, the bank provides a range of digital banking solutions, including online bill payment, mobile banking with remote check deposit, and treasury management services like wire transfers and automated clearing house (ACH) services. PCB Bancorp operates a network of full-service branches in Los Angeles and Orange Counties, California, as well as locations in Texas, New Jersey, and New York. It also maintains loan production offices in key markets across the U.S., including Virginia, Georgia, Washington, and Colorado. Formerly known as Pacific City Financial Corporation, the company rebranded as PCB Bancorp in July 2019. Founded in 2003, PCB Bancorp is headquartered in Los Angeles, California.

Web URL: https://www.mypcbbank.com

3-Month Forecast: Based on and , PCB Bancorp (NASDAQ:PCB) is expected to trade in a narrow range near its current price of $19.65. The stock is currently near its 20-day SMA ($19.76) and slightly above its 50-day SMA ($19.60), indicating short-term sideways momentum. The 200-day SMA ($18.09) provides longer-term support, suggesting the stock is in an uptrend. With an ATR of $0.57, daily price fluctuations are expected to remain moderate. The shows a P/B ratio of 0.94, indicating the stock is trading near book value, while the P/E of 11.11 reflects reasonable valuation. Expect the stock to remain range-bound with potential for slight upside if it breaks above the 20-day SMA resistance level.

Additional Sources for PCB Stock

PCB Stock Overview

Market Cap in USD 283m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2014-06-04

PCB Stock Ratings

Growth 5y 67.2%
Fundamental 40.3%
Dividend 84.8%
Rel. Strength Industry 2.2
Analysts 3/5
Fair Price Momentum 16.94 USD
Fair Price DCF 22.35 USD

PCB Dividends

Dividend Yield 12m 5.04%
Yield on Cost 5y 11.44%
Annual Growth 5y 17.61%
Payout Consistency 99.5%

PCB Growth Ratios

Growth Correlation 3m -48.7%
Growth Correlation 12m 85.2%
Growth Correlation 5y 54.1%
CAGR 5y 18.09%
CAGR/Max DD 5y 0.39
Sharpe Ratio 12m 0.82
Alpha 12.05
Beta 0.93
Volatility 29.44%
Current Volume 18.8k
Average Volume 20d 22.2k
What is the price of PCB stocks?
As of March 12, 2025, the stock is trading at USD 18.46 with a total of 18,811 shares traded.
Over the past week, the price has changed by -4.99%, over one month by -7.48%, over three months by -13.77% and over the past year by +22.50%.
Is PCB Bancorp a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, PCB Bancorp (NASDAQ:PCB) is currently (March 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 40.34 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PCB as of March 2025 is 16.94. This means that PCB is currently overvalued and has a potential downside of -8.23%.
Is PCB a buy, sell or hold?
PCB Bancorp has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold PCB.
  • Strong Buy: 0
  • Buy: 0
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecast for PCB stock price target?
According to ValueRays Forecast Model, PCB PCB Bancorp will be worth about 20.3 in March 2026. The stock is currently trading at 18.46. This means that the stock has a potential upside of +10.13%.
Issuer Forecast Upside
Wallstreet Target Price 22.5 21.9%
Analysts Target Price 23 24.6%
ValueRay Target Price 20.3 10.1%