(PEGA) Pegasystems - Ratings and Ratios
Software, Customer Hub, Customer Service, Platform, Cloud
PEGA EPS (Earnings per Share)
PEGA Revenue
Description: PEGA Pegasystems
Pegasystems Inc. is a leading provider of enterprise software solutions, offering a comprehensive portfolio of products and services that enable businesses to drive digital transformation and customer engagement. The companys flagship product, Pega Infinity, is a suite of AI-powered software solutions that includes Pega Customer Decision Hub, Pega Customer Service, and Pega Platform, among others.
Key performance indicators (KPIs) that highlight the companys strengths include its revenue growth rate, customer acquisition rate, and customer retention rate. With a strong presence in various industries, including financial services, healthcare, and insurance, Pegasystems has established itself as a trusted partner for businesses seeking to leverage technology to drive growth and innovation. The companys focus on AI-powered solutions and customer-centric approach has enabled it to stay ahead of the competition.
From a financial perspective, Pegasystems market capitalization of $8.9 billion and return on equity (ROE) of 37.38% indicate a strong financial position. The companys price-to-earnings (P/E) ratio of 48.34 and forward P/E ratio of 30.77 suggest that investors have high expectations for its future growth prospects. Additionally, the companys ability to maintain a high gross margin and operating margin is a testament to its efficient business model and ability to execute on its strategy.
As a Trading Analyst, its essential to monitor Pegasystems sales growth, operating expenses, and cash flow generation to gauge its ability to sustain its growth momentum. The companys investment in research and development, as well as its partnerships with technology providers and application developers, are critical factors that will drive its future success. By analyzing these KPIs and staying up-to-date on industry trends, investors can make informed decisions about Pegasystems stock.
PEGA Stock Overview
| Market Cap in USD | 9,385m |
| Sub-Industry | Application Software |
| IPO / Inception | 1996-07-18 |
PEGA Stock Ratings
| Growth Rating | 64.0% |
| Fundamental | 85.3% |
| Dividend Rating | 18.8% |
| Return 12m vs S&P 500 | 32.5% |
| Analyst Rating | 4.21 of 5 |
PEGA Dividends
| Dividend Yield 12m | 0.16% |
| Yield on Cost 5y | 0.14% |
| Annual Growth 5y | -6.94% |
| Payout Consistency | 62.9% |
| Payout Ratio | 2.4% |
PEGA Growth Ratios
| Growth Correlation 3m | 5.1% |
| Growth Correlation 12m | 66.3% |
| Growth Correlation 5y | -27.6% |
| CAGR 5y | 52.34% |
| CAGR/Max DD 3y (Calmar Ratio) | 1.18 |
| CAGR/Mean DD 3y (Pain Ratio) | 4.85 |
| Sharpe Ratio 12m | 1.32 |
| Alpha | 31.99 |
| Beta | 1.087 |
| Volatility | 42.94% |
| Current Volume | 1358.1k |
| Average Volume 20d | 1035.2k |
| Stop Loss | 52.3 (-4.5%) |
| Signal | -0.15 |
Piotroski VR‑10 (Strict, 0-10) 7.5
| Net Income (220.2m TTM) > 0 and > 6% of Revenue (6% = 100.6m TTM) |
| FCFTA 0.31 (>2.0%) and ΔFCFTA 10.18pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 14.68% (prev 3.70%; Δ 10.98pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.31 (>3.0%) and CFO 416.2m > Net Income 220.2m (YES >=105%, WARN >=100%) |
| Net Debt (-122.5m) to EBITDA (337.3m) ratio: -0.36 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.41 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (182.2m) change vs 12m ago 2.92% (target <= -2.0% for YES) |
| Gross Margin 75.47% (prev 74.77%; Δ 0.71pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 117.2% (prev 96.98%; Δ 20.18pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 67.02 (EBITDA TTM 337.3m / Interest Expense TTM 4.46m) >= 6 (WARN >= 3) |
Altman Z'' 3.39
| (A) 0.19 = (Total Current Assets 845.6m - Total Current Liabilities 599.6m) / Total Assets 1.32b |
| (B) 0.15 = Retained Earnings (Balance) 195.7m / Total Assets 1.32b |
| (C) 0.21 = EBIT TTM 298.6m / Avg Total Assets 1.43b |
| (D) 0.28 = Book Value of Equity 193.1m / Total Liabilities 699.9m |
| Total Rating: 3.39 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 85.33
| 1. Piotroski 7.50pt = 2.50 |
| 2. FCF Yield 4.53% = 2.27 |
| 3. FCF Margin 24.48% = 6.12 |
| 4. Debt/Equity 0.13 = 2.49 |
| 5. Debt/Ebitda -0.36 = 2.50 |
| 6. ROIC - WACC (= 33.66)% = 12.50 |
| 7. RoE 38.39% = 2.50 |
| 8. Rev. Trend 55.95% = 4.20 |
| 9. EPS Trend 5.17% = 0.26 |
What is the price of PEGA shares?
Over the past week, the price has changed by -0.13%, over one month by -8.61%, over three months by +6.78% and over the past year by +54.29%.
Is Pegasystems a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PEGA is around 46.50 USD . This means that PEGA is currently overvalued and has a potential downside of -15.13%.
Is PEGA a buy, sell or hold?
- Strong Buy: 7
- Buy: 3
- Hold: 4
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PEGA price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 64.7 | 18.1% |
| Analysts Target Price | 64.7 | 18.1% |
| ValueRay Target Price | 52.5 | -4.1% |
Last update: 2025-10-15 03:53
PEGA Fundamental Data Overview
P/E Trailing = 45.3388
P/E Forward = 27.3224
P/S = 5.5998
P/B = 15.7619
P/EG = 0.9329
Beta = 1.087
Revenue TTM = 1.68b USD
EBIT TTM = 298.6m USD
EBITDA TTM = 337.3m USD
Long Term Debt = 79.0m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 13.8m USD (from shortTermDebt, last quarter)
Debt = 79.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -122.5m USD (from netDebt column, last quarter)
Enterprise Value = 9.05b USD (9.39b + Debt 79.0m - CCE 411.6m)
Interest Coverage Ratio = 67.02 (Ebit TTM 298.6m / Interest Expense TTM 4.46m)
FCF Yield = 4.53% (FCF TTM 410.3m / Enterprise Value 9.05b)
FCF Margin = 24.48% (FCF TTM 410.3m / Revenue TTM 1.68b)
Net Margin = 13.14% (Net Income TTM 220.2m / Revenue TTM 1.68b)
Gross Margin = 75.47% ((Revenue TTM 1.68b - Cost of Revenue TTM 411.1m) / Revenue TTM)
Gross Margin QoQ = 71.50% (prev 78.46%)
Tobins Q-Ratio = 6.84 (Enterprise Value 9.05b / Total Assets 1.32b)
Interest Expense / Debt = 0.00% (Interest Expense 1000 / Debt 79.0m)
Taxrate = -19.13% (negative due to tax credits) (-4.83m / 25.2m)
NOPAT = 355.7m (EBIT 298.6m * (1 - -19.13%)) [negative tax rate / tax credits]
Current Ratio = 1.41 (Total Current Assets 845.6m / Total Current Liabilities 599.6m)
Debt / Equity = 0.13 (Debt 79.0m / totalStockholderEquity, last quarter 624.5m)
Debt / EBITDA = -0.36 (Net Debt -122.5m / EBITDA 337.3m)
Debt / FCF = -0.30 (Net Debt -122.5m / FCF TTM 410.3m)
Total Stockholder Equity = 573.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 16.63% (Net Income 220.2m / Total Assets 1.32b)
RoE = 38.39% (Net Income TTM 220.2m / Total Stockholder Equity 573.6m)
RoCE = 45.75% (EBIT 298.6m / Capital Employed (Equity 573.6m + L.T.Debt 79.0m))
RoIC = 43.60% (NOPAT 355.7m / Invested Capital 815.8m)
WACC = 9.94% (E(9.39b)/V(9.46b) * Re(10.02%) + D(79.0m)/V(9.46b) * Rd(0.00%) * (1-Tc(-0.19)))
Discount Rate = 10.02% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 0.91%
[DCF Debug] Terminal Value 75.29% ; FCFE base≈374.0m ; Y1≈461.4m ; Y5≈787.2m
Fair Price DCF = 55.63 (DCF Value 9.52b / Shares Outstanding 171.1m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 5.17 | EPS CAGR: -65.61% | SUE: -0.53 | # QB: 0
Revenue Correlation: 55.95 | Revenue CAGR: 13.61% | SUE: 0.43 | # QB: 0
Additional Sources for PEGA Stock
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