(PNFP) Pinnacle Financial Partners - Ratings and Ratios

Pinnacle Financial Partners, Inc. serves as the bank holding company for Pinnacle Bank, delivering a comprehensive suite of banking products and services tailored to individuals, businesses, and professional entities across the United States. The companys deposit offerings include savings accounts, noninterest-bearing and interest-bearing checking accounts, money market accounts, and certificates of deposit, each designed to meet specific customer needs. Additionally, Pinnacle provides treasury management services such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, along with small business and commercial credit cards, corporate purchasing cards, and virtual accounting/deposit escrow solutions.

The companys lending portfolio is diverse, encompassing equipment and working capital loans, commercial real estate loans for investment properties and business purposes, and consumer loans including secured and unsecured options such as installment loans, term loans, lines of credit, residential first mortgages, home equity loans, and home equity lines of credit. Furthermore, Pinnacle offers credit cards for both consumers and businesses, catering to a range of credit needs.

Investment and insurance services are integral to Pinnacles offerings, featuring investment products, brokerage and investment advisory programs, and fiduciary services such as personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. The company also provides insurance agency services in property and casualty, along with merger and acquisition advisory services, private debt, equity and mezzanine financing, and other middle-market advisory services.

Additional banking services include telephone and online banking, mobile banking, debit cards, direct deposit, remote deposit capture, mobile deposit options, automated teller machines, and cash management services, ensuring convenient access to banking solutions. Incorporated in 2000 and headquartered in Nashville, Tennessee, Pinnacle Financial Partners, Inc. is a key player in the financial services sector. Web URL: https://www.pnfp.com

Ticker Symbol: PNFP
Exchange: NASDAQ
Type: common stock
Country Origin: United States
GICS Sub Industry: Regional Banks

Average Volume 20d: 700,746
Last Price: 100.35
SMA 20: 96.29
SMA 50: 104.50
SMA 200: 105.72
ATR: 5.16

Market Cap: 7,376.16M USD
P/E: 15.44
P/E Forward: 12.52
P/B: 1.17
P/S: 4.42
RoE: 7.39

3-Month Forecast:
Based on the technical and fundamental data, Pinnacle Financial Partners, Inc. (NASDAQ:PNFP) is expected to experience moderate growth. The stock is currently trading above its 20-day SMA but below its 50-day and 200-day SMAs, indicating potential short-term volatility. The ATR of 5.16 suggests moderate price fluctuations. Fundamentally, with a P/E of 15.44 and forward P/E of 12.52, the stock is reasonably valued. The P/B ratio of 1.17 and P/S of 4.42 indicate a fair valuation relative to book value and sales. The RoE of 7.39% reflects decent profitability. Considering these factors, the stock is expected to trade in the range of $95 to $110 over the next three months, with potential upside driven by improving earnings and stable economic conditions.