PNFP 📈 Pinnacle Financial Partners - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US72346Q1040

PNFP: Banking, Loans, Investments, Insurance, Credit Cards, Treasury Services

Pinnacle Financial Partners, Inc. is a bank holding company that operates through its subsidiary, Pinnacle Bank, to provide a wide range of banking products and services to individuals, businesses, and professional entities across the United States. The company's deposit products include savings accounts, noninterest-bearing and interest-bearing checking accounts, money market accounts, and certificate of deposit accounts, which are designed to cater to the diverse needs of its clients. Additionally, Pinnacle Financial Partners offers treasury management services, such as online wire origination, enhanced ACH origination services, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, to help businesses manage their cash flow and financial transactions efficiently.

The company's lending portfolio is also diverse, comprising equipment and working capital loans, commercial real estate loans, including investment properties and business loans, as well as secured and unsecured loans, such as installment and term loans, lines of credit, residential first mortgage loans, home equity loans, and home equity lines of credit. Furthermore, Pinnacle Financial Partners provides credit cards to consumers and businesses, offering them a convenient and flexible way to make purchases and manage their expenses. The company also offers investment products, brokerage and investment advisory programs, and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody, to help its clients achieve their long-term financial goals.

In addition to its banking and lending services, Pinnacle Financial Partners provides a range of other financial services, including insurance agency services, primarily in the property and casualty area, merger and acquisition advisory services, and private debt, equity, and mezzanine, and other middle-market advisory services. The company also offers a variety of digital banking services, such as telephone and online banking, mobile banking, debit and credit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services, to make it easier for its clients to access and manage their accounts. With its headquarters in Nashville, Tennessee, Pinnacle Financial Partners, Inc. has established itself as a leading regional bank in the United States, with a strong presence in the financial services industry.

As a publicly traded company, Pinnacle Financial Partners, Inc. is listed on the NASDAQ stock exchange under the ticker symbol PNFP, and its common stock is classified under the GICS Sub Industry of Regional Banks. The company's web URL is https://www.pnfp.com, and its ISIN is US72346Q1040. With its diverse range of banking and financial services, Pinnacle Financial Partners is well-positioned to meet the evolving needs of its clients and contribute to the growth and development of the communities it serves. The company's commitment to providing exceptional customer service, combined with its expertise in financial services, has earned it a reputation as a trusted and reliable partner for individuals, businesses, and professional entities across the United States.

Additional Sources for PNFP Stock

PNFP Stock Overview

Market Cap in USD 9,447m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2000-08-22

PNFP Stock Ratings

Growth 5y 49.0%
Fundamental 46.2%
Dividend 56.5%
Rel. Strength Industry -3.12
Analysts 3.82/5
Fair Price Momentum 107.68 USD
Fair Price DCF 51.97 USD

PNFP Dividends

Dividend Yield 12m 0.78%
Yield on Cost 5y 1.45%
Annual Growth 5y 6.58%
Payout Consistency 98.8%

PNFP Growth Ratios

Growth Correlation 3m 78.3%
Growth Correlation 12m 69.6%
Growth Correlation 5y 43.7%
CAGR 5y 13.03%
CAGR/Mean DD 5y 0.59
Sharpe Ratio 12m 0.83
Alpha 2.49
Beta 1.12
Volatility 46.58%
Current Volume 1338.7k
Average Volume 20d 531.3k
What is the price of PNFP stocks?
As of December 21, 2024, the stock is trading at USD 112.24 with a total of 1,338,743 shares traded.
Over the past week, the price has changed by -6.29%, over one month by -9.55%, over three months by +10.56% and over the past year by +27.78%.
Is Pinnacle Financial Partners a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Pinnacle Financial Partners (NASDAQ:PNFP) is currently (December 2024) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 46.18 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PNFP as of December 2024 is 107.68. This means that PNFP is currently overvalued and has a potential downside of -4.06%.
Is PNFP a buy, sell or hold?
Pinnacle Financial Partners has received a consensus analysts rating of 3.82. Therefor, it is recommend to buy PNFP.
  • Strong Buy: 4
  • Buy: 1
  • Hold: 6
  • Sell: 0
  • Strong Sell: 0
What are the forecast for PNFP stock price target?
According to ValueRays Forecast Model, PNFP Pinnacle Financial Partners will be worth about 122.6 in December 2025. The stock is currently trading at 112.24. This means that the stock has a potential upside of +9.2%.
Issuer Forecast Upside
Wallstreet Target Price 122.4 9.1%
Analysts Target Price 78.4 -30.1%
ValueRay Target Price 122.6 9.2%