(PRTH) Priority Technology Holdings - Ratings and Ratios
SMB Payments, B2B Payments, Enterprise Payments, CPX Platform, MX Suite
EPS (Earnings per Share)
Revenue
Dividends
Currently no dividends paid| Risk via 5d forecast | |
|---|---|
| Volatility | 56.3% |
| Value at Risk 5%th | 80.8% |
| Relative Tail Risk | -12.76% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.74 |
| Alpha | -71.50 |
| CAGR/Max DD | 0.04 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.469 |
| Beta | 1.631 |
| Beta Downside | 1.981 |
| Drawdowns 3y | |
|---|---|
| Max DD | 60.54% |
| Mean DD | 30.05% |
| Median DD | 33.67% |
Description: PRTH Priority Technology Holdings December 25, 2025
Priority Technology Holdings, Inc. (NASDAQ: PRTH) is a U.S.-based payment-technology firm that serves both small- and medium-sized businesses (SMB) and larger enterprises through three operating segments: SMB Payments, Business-to-Business (B2B) Payments, and Enterprise Payments.
Its SMB offering includes full-service acquiring and B2C payment-enabled solutions delivered via a proprietary software platform and sold through independent sales organizations (ISOs), direct sales teams, and vertically focused independent software vendors (ISVs). The MX product suite (MX Connect and MX Merchant) adds customizable business-application tools that tie core payment processing to revenue-performance management.
In the B2B space, PRTH’s CPX platform automates accounts-payable workflows with virtual cards, purchase cards, ACH+, dynamic discounting, and check processing. The company counts major financial institutions such as Citibank, Visa, and Mastercard among its partners, and it also provides embedded-finance and Banking-as-a-Service (BaaS) solutions that help software partners modernize legacy systems and monetize payments.
Key industry drivers that shape PRTH’s growth outlook include the continued expansion of digital payments (global transaction volume grew ~12% YoY in 2023) and the accelerating adoption of embedded finance by non-bank players. In its most recent quarterly filing (Q2 2024), PRTH reported revenue of roughly $23 million, representing a 14% year-over-year increase, and a growing pipeline of ISO and ISV partnerships that now exceeds 150 active relationships.
For a deeper quantitative dive, you might explore PRTH’s metrics on ValueRay.
Piotroski VR‑10 (Strict, 0-10) 1.0
| Net Income (54.6m TTM) > 0 and > 6% of Revenue (6% = 56.0m TTM) |
| FCFTA 0.03 (>2.0%) and ΔFCFTA 0.16pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 8.79% (prev 4.42%; Δ 4.36pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 86.9m > Net Income 54.6m (YES >=105%, WARN >=100%) |
| Net Debt (937.6m) to EBITDA (195.1m) ratio: 4.81 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.06 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (81.1m) change vs 12m ago 1.27% (target <= -2.0% for YES) |
| Gross Margin 34.00% (prev 37.22%; Δ -3.21pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 46.92% (prev 48.41%; Δ -1.49pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.46 (EBITDA TTM 195.1m / Interest Expense TTM 94.6m) >= 6 (WARN >= 3) |
Altman Z'' 0.52
| (A) 0.04 = (Total Current Assets 1.39b - Total Current Liabilities 1.30b) / Total Assets 2.22b |
| (B) -0.05 = Retained Earnings (Balance) -100.4m / Total Assets 2.22b |
| (C) 0.07 = EBIT TTM 138.3m / Avg Total Assets 1.99b |
| (D) -0.04 = Book Value of Equity -100.5m / Total Liabilities 2.33b |
| Total Rating: 0.52 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.58
| 1. Piotroski 1.0pt |
| 2. FCF Yield 4.54% |
| 3. FCF Margin 6.79% |
| 4. Debt/Equity -9.13 |
| 5. Debt/Ebitda 4.81 |
| 6. ROIC - WACC (= 12.65)% |
| 7. RoE -37.55% |
| 8. Rev. Trend 98.33% |
| 9. EPS Trend 44.74% |
What is the price of PRTH shares?
Over the past week, the price has changed by -1.41%, over one month by -6.38%, over three months by -18.78% and over the past year by -51.44%.
Is PRTH a buy, sell or hold?
- Strong Buy: 4
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PRTH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 10.2 | 82.8% |
| Analysts Target Price | 10.2 | 82.8% |
| ValueRay Target Price | 5.2 | -7.2% |
PRTH Fundamental Data Overview December 27, 2025
P/E Trailing = 10.5472
P/E Forward = 6.1425
P/S = 0.4906
Beta = 1.453
Revenue TTM = 932.9m USD
EBIT TTM = 138.3m USD
EBITDA TTM = 195.1m USD
Long Term Debt = 997.5m USD (from longTermDebt, last quarter)
Short Term Debt = 10.0m USD (from shortTermDebt, last quarter)
Debt = 1.01b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 937.6m USD (from netDebt column, last quarter)
Enterprise Value = 1.40b USD (457.7m + Debt 1.01b - CCE 70.0m)
Interest Coverage Ratio = 1.46 (Ebit TTM 138.3m / Interest Expense TTM 94.6m)
FCF Yield = 4.54% (FCF TTM 63.3m / Enterprise Value 1.40b)
FCF Margin = 6.79% (FCF TTM 63.3m / Revenue TTM 932.9m)
Net Margin = 5.85% (Net Income TTM 54.6m / Revenue TTM 932.9m)
Gross Margin = 34.00% ((Revenue TTM 932.9m - Cost of Revenue TTM 615.7m) / Revenue TTM)
Gross Margin QoQ = 39.25% (prev 21.38%)
Tobins Q-Ratio = 0.63 (Enterprise Value 1.40b / Total Assets 2.22b)
Interest Expense / Debt = 2.19% (Interest Expense 22.1m / Debt 1.01b)
Taxrate = -273.5% (out of range, set to none) (-20.2m / 7.39m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.06 (Total Current Assets 1.39b / Total Current Liabilities 1.30b)
Debt / Equity = -9.13 (negative equity) (Debt 1.01b / totalStockholderEquity, last quarter -110.3m)
Debt / EBITDA = 4.81 (Net Debt 937.6m / EBITDA 195.1m)
Debt / FCF = 14.81 (Net Debt 937.6m / FCF TTM 63.3m)
Total Stockholder Equity = -145.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.46% (Net Income 54.6m / Total Assets 2.22b)
RoE = -37.55% (negative equity) (Net Income TTM 54.6m / Total Stockholder Equity -145.4m)
RoCE = 16.22% (EBIT 138.3m / Capital Employed (Equity -145.4m + L.T.Debt 997.5m))
RoIC = 16.41% (EBIT 138.3m / (Assets 2.22b - Curr.Liab 1.30b - Cash 70.0m))
WACC = 3.76% (E(457.7m)/V(1.47b) * Re(12.03%) + (debt cost/tax rate unavailable))
Discount Rate = 12.03% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 1.63%
[DCF Debug] Terminal Value 64.09% ; FCFE base≈56.9m ; Y1≈54.3m ; Y5≈52.3m
Fair Price DCF = 6.44 (DCF Value 527.6m / Shares Outstanding 81.9m; 5y FCF grow -6.15% → 3.0% )
EPS Correlation: 44.74 | EPS CAGR: 7.97% | SUE: 0.63 | # QB: 0
Revenue Correlation: 98.33 | Revenue CAGR: 14.77% | SUE: -3.37 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.23 | Chg30d=-0.013 | Revisions Net=-1 | Analysts=3
EPS next Year (2026-12-31): EPS=1.16 | Chg30d=-0.143 | Revisions Net=-2 | Growth EPS=+10.8% | Growth Revenue=+7.9%
Additional Sources for PRTH Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle