(PRTH) Priority Technology Holdings - Ratings and Ratios
MX Product Suite, CPX, Embedded Finance, BaaS, SMB Payments, B2B Payments
PRTH EPS (Earnings per Share)
PRTH Revenue
Description: PRTH Priority Technology Holdings
Priority Technology Holdings, Inc. is a US-based payment technology company that provides a comprehensive suite of payment solutions to small and medium-sized businesses, enterprises, and financial institutions. The companys multi-faceted business model is divided into three primary segments: SMB Payments, B2B Payments, and Enterprise Payments, allowing it to cater to diverse customer needs.
The companys SMB payments solutions, including full-service acquiring and payment-enabled solutions for B2C transactions, are distributed through various channels, such as independent sales organizations, direct sales, and vertically focused independent software vendors. Additionally, Priority Technology Holdings offers the MX product suite, which provides a flexible and customizable set of business applications that help manage critical business functions and revenue performance. The companys CPX platform offers accounts payable automation solutions, including virtual card, purchase card, ACH+, dynamic discounting, and check, making it a market leader in this space.
Priority Technology Holdings has established partnerships with major financial institutions, such as Citibank, Visa, and Mastercard, and offers embedded finance and BaaS solutions to customers, enabling them to modernize legacy platforms and accelerate their strategies to monetize payments. The companys diverse customer base includes SMBs, enterprises, distribution partners, retail and wholesale independent sales organizations, financial institutions, and independent software vendors.
Analyzing the
PRTH Stock Overview
| Market Cap in USD | 558m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2016-12-06 |
PRTH Stock Ratings
| Growth Rating | 14.9% |
| Fundamental | 63.5% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -2.49% |
| Analyst Rating | 4.80 of 5 |
PRTH Dividends
Currently no dividends paidPRTH Growth Ratios
| Growth Correlation 3m | 1.7% |
| Growth Correlation 12m | -25.3% |
| Growth Correlation 5y | 8.5% |
| CAGR 5y | 13.15% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.26 |
| CAGR/Mean DD 3y (Pain Ratio) | 0.43 |
| Sharpe Ratio 12m | 0.38 |
| Alpha | -13.08 |
| Beta | 1.863 |
| Volatility | 50.29% |
| Current Volume | 349.4k |
| Average Volume 20d | 381.8k |
| Stop Loss | 6.8 (-5.4%) |
| Signal | -0.69 |
Piotroski VR‑10 (Strict, 0-10) 2.5
| Net Income (37.6m TTM) > 0 and > 6% of Revenue (6% = 55.1m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -0.83pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 8.35% (prev 2.90%; Δ 5.46pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.03 (>3.0%) and CFO 70.7m > Net Income 37.6m (YES >=105%, WARN >=100%) |
| Net Debt (856.5m) to EBITDA (195.3m) ratio: 4.39 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.06 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (79.8m) change vs 12m ago 2.70% (target <= -2.0% for YES) |
| Gross Margin 33.58% (prev 28.09%; Δ 5.49pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 49.64% (prev 48.64%; Δ 1.00pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.48 (EBITDA TTM 195.3m / Interest Expense TTM 94.7m) >= 6 (WARN >= 3) |
Altman Z'' 0.49
| (A) 0.04 = (Total Current Assets 1.31b - Total Current Liabilities 1.23b) / Total Assets 2.03b |
| (B) -0.06 = Retained Earnings (Balance) -128.0m / Total Assets 2.03b |
| (C) 0.08 = EBIT TTM 139.8m / Avg Total Assets 1.85b |
| (D) -0.06 = Book Value of Equity -127.8m / Total Liabilities 2.17b |
| Total Rating: 0.49 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 63.48
| 1. Piotroski 2.50pt = -2.50 |
| 2. FCF Yield 3.37% = 1.69 |
| 3. FCF Margin 5.19% = 1.30 |
| 4. Debt/Equity -6.31 = -2.50 |
| 5. Debt/Ebitda 4.39 = -2.50 |
| 6. ROIC - WACC (= 7.56)% = 9.45 |
| 7. RoE -28.28% = -2.50 |
| 8. Rev. Trend 97.97% = 7.35 |
| 9. EPS Trend 74.09% = 3.70 |
What is the price of PRTH shares?
Over the past week, the price has changed by -1.10%, over one month by -3.36%, over three months by +0.56% and over the past year by +13.23%.
Is Priority Technology Holdings a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PRTH is around 6.62 USD . This means that PRTH is currently overvalued and has a potential downside of -7.93%.
Is PRTH a buy, sell or hold?
- Strong Buy: 4
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PRTH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 12.6 | 75.2% |
| Analysts Target Price | 12.6 | 75.2% |
| ValueRay Target Price | 7.2 | 0.3% |
Last update: 2025-10-05 02:07
PRTH Fundamental Data Overview
P/E Trailing = 26.8462
P/E Forward = 7.3421
P/S = 0.6073
Beta = 1.863
Revenue TTM = 918.6m USD
EBIT TTM = 139.8m USD
EBITDA TTM = 195.3m USD
Long Term Debt = 917.0m USD (from longTermDebt, last quarter)
Short Term Debt = 4.25m USD (from shortTermDebt, last quarter)
Debt = 921.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 856.5m USD (from netDebt column, last quarter)
Enterprise Value = 1.41b USD (557.8m + Debt 921.3m - CCE 64.8m)
Interest Coverage Ratio = 1.48 (Ebit TTM 139.8m / Interest Expense TTM 94.7m)
FCF Yield = 3.37% (FCF TTM 47.7m / Enterprise Value 1.41b)
FCF Margin = 5.19% (FCF TTM 47.7m / Revenue TTM 918.6m)
Net Margin = 4.09% (Net Income TTM 37.6m / Revenue TTM 918.6m)
Gross Margin = 33.58% ((Revenue TTM 918.6m - Cost of Revenue TTM 610.1m) / Revenue TTM)
Gross Margin QoQ = 21.38% (prev 38.85%)
Tobins Q-Ratio = 0.70 (Enterprise Value 1.41b / Total Assets 2.03b)
Interest Expense / Debt = 2.39% (Interest Expense 22.0m / Debt 921.3m)
Taxrate = 28.90% (4.42m / 15.3m)
NOPAT = 99.4m (EBIT 139.8m * (1 - 28.90%))
Current Ratio = 1.06 (Total Current Assets 1.31b / Total Current Liabilities 1.23b)
Debt / Equity = -6.31 (negative equity) (Debt 921.3m / totalStockholderEquity, last quarter -146.1m)
Debt / EBITDA = 4.39 (Net Debt 856.5m / EBITDA 195.3m)
Debt / FCF = 17.95 (Net Debt 856.5m / FCF TTM 47.7m)
Total Stockholder Equity = -133.0m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.86% (Net Income 37.6m / Total Assets 2.03b)
RoE = -28.28% (negative equity) (Net Income TTM 37.6m / Total Stockholder Equity -133.0m)
RoCE = 17.84% (EBIT 139.8m / Capital Employed (Equity -133.0m + L.T.Debt 917.0m))
RoIC = 13.47% (NOPAT 99.4m / Invested Capital 737.9m)
WACC = 5.92% (E(557.8m)/V(1.48b) * Re(12.88%) + D(921.3m)/V(1.48b) * Rd(2.39%) * (1-Tc(0.29)))
Discount Rate = 12.88% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 0.0 | Cagr: 0.0%
[DCF Debug] Terminal Value 59.84% ; FCFE base≈50.0m ; Y1≈44.1m ; Y5≈36.4m
Fair Price DCF = 4.33 (DCF Value 346.3m / Shares Outstanding 79.9m; 5y FCF grow -14.43% → 3.0% )
EPS Correlation: 74.09 | EPS CAGR: 41.63% | SUE: -2.65 | # QB: 0
Revenue Correlation: 97.97 | Revenue CAGR: 14.21% | SUE: 0.18 | # QB: 0
Additional Sources for PRTH Stock
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Fund Manager Positions: Dataroma | Stockcircle