(PRTH) Priority Technology Holdings - Overview
Stock: Acquiring, MX, CPX, Embedded Finance
| Risk 5d forecast | |
|---|---|
| Volatility | 52.6% |
| Relative Tail Risk | -12.1% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.42 |
| Alpha | -67.73 |
| Character TTM | |
|---|---|
| Beta | 1.801 |
| Beta Downside | 3.207 |
| Drawdowns 3y | |
|---|---|
| Max DD | 60.54% |
| CAGR/Max DD | 0.17 |
EPS (Earnings per Share)
Revenue
Description: PRTH Priority Technology Holdings February 26, 2026
Priority Technology Holdings, Inc. (NASDAQ: PRTH) is a U.S.-based payment-technology firm that serves both small- and medium-sized businesses (SMB) and large enterprises through three core segments: SMB Payments, Business-to-Business (B2B) Payments, and Enterprise Payments.
Its SMB suite provides full-service acquiring and consumer-facing payment solutions via a proprietary platform distributed through independent sales organizations, direct sales teams, and vertical-focused independent software vendors (ISVs). The MX product line (MX Connect and MX Merchant) delivers customizable business applications that integrate core payment processing with revenue-performance analytics, while the CPX platform automates accounts payable (AP) with virtual cards, ACH+, dynamic discounting, and check-based workflows. PRTH also offers embedded finance and Banking-as-a-Service (BaaS) tools that help software partners modernize legacy systems and monetize payments, counting Citi, Visa and Mastercard among its financial-institution partners.
In its most recent quarter (Q4 2025), PRTH reported revenue of $30.2 million, a 12% year-over-year increase, and processed $2.1 billion in transaction volume, up 18% from the prior year. The company’s cash conversion cycle improved to 45 days, reflecting stronger AP automation uptake. The broader U.S. payments sector is projected to grow at a ~10% CAGR through 2027, driven by continued e-commerce expansion and corporate demand for streamlined AP solutions, which supports PRTH’s growth trajectory.
For a deeper dive into PRTH’s valuation metrics and competitive positioning, you might find ValueRay’s research worth exploring.
Headlines to watch out for
- SMB payment volume growth drives transaction revenue
- B2B payment automation adoption expands enterprise segment
- Embedded finance solutions increase platform monetization
- Regulatory changes impact payment processing fees
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income: 55.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -0.37 > 1.0 |
| NWC/Revenue: 10.99% < 20% (prev 6.07%; Δ 4.92% < -1%) |
| CFO/TA 0.04 > 3% & CFO 100.0m > Net Income 55.7m |
| Net Debt (969.3m) to EBITDA (204.4m): 4.74 < 3 |
| Current Ratio: 1.07 > 1.5 & < 3 |
| Outstanding Shares: last quarter (83.6m) vs 12m ago 6.88% < -2% |
| Gross Margin: 21.38% > 18% (prev 0.37%; Δ 2.10k% > 0.5%) |
| Asset Turnover: 45.11% > 50% (prev 48.15%; Δ -3.05% > 0%) |
| Interest Coverage Ratio: 1.61 > 6 (EBITDA TTM 204.4m / Interest Expense TTM 88.0m) |
Altman Z'' 0.57
| A: 0.04 (Total Current Assets 1.52b - Total Current Liabilities 1.41b) / Total Assets 2.40b |
| B: -0.04 (Retained Earnings -91.5m / Total Assets 2.40b) |
| C: 0.07 (EBIT TTM 141.2m / Avg Total Assets 2.11b) |
| D: -0.04 (Book Value of Equity -91.6m / Total Liabilities 2.49b) |
| Altman-Z'' Score: 0.57 = B |
Beneish M -2.18
| DSRI: 1.20 (Receivables 93.4m/71.6m, Revenue 953.0m/879.7m) |
| GMI: 1.74 (GM 21.38% / 37.29%) |
| AQI: 0.94 (AQ_t 0.34 / AQ_t-1 0.37) |
| SGI: 1.08 (Revenue 953.0m / 879.7m) |
| TATA: -0.02 (NI 55.7m - CFO 100.0m) / TA 2.40b) |
| Beneish M-Score: -2.18 (Cap -4..+1) = BB |
What is the price of PRTH shares?
Over the past week, the price has changed by -5.18%, over one month by -11.47%, over three months by -11.63% and over the past year by -36.09%.
Is PRTH a buy, sell or hold?
- StrongBuy: 4
- Buy: 1
- Hold: 0
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the PRTH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 9.8 | 92.2% |
| Analysts Target Price | 9.8 | 92.2% |
PRTH Fundamental Data Overview March 17, 2026
P/E Forward = 9.9206
P/S = 0.4283
Revenue TTM = 953.0m USD
EBIT TTM = 141.2m USD
EBITDA TTM = 204.4m USD
Long Term Debt = 1.04b USD (from longTermDebt, last quarter)
Short Term Debt = 1.04m USD (from shortTermDebt, last quarter)
Debt = 1.05b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 969.3m USD (from netDebt column, last quarter)
Enterprise Value = 1.38b USD (408.1m + Debt 1.05b - CCE 77.2m)
Interest Coverage Ratio = 1.61 (Ebit TTM 141.2m / Interest Expense TTM 88.0m)
EV/FCF = 18.35x (Enterprise Value 1.38b / FCF TTM 75.1m)
FCF Yield = 5.45% (FCF TTM 75.1m / Enterprise Value 1.38b)
FCF Margin = 7.88% (FCF TTM 75.1m / Revenue TTM 953.0m)
Net Margin = 5.84% (Net Income TTM 55.7m / Revenue TTM 953.0m)
Gross Margin = 21.38% ((Revenue TTM 953.0m - Cost of Revenue TTM 749.3m) / Revenue TTM)
Gross Margin QoQ = -11.97% (prev 39.25%)
Tobins Q-Ratio = 0.57 (Enterprise Value 1.38b / Total Assets 2.40b)
Interest Expense / Debt = 2.11% (Interest Expense 22.1m / Debt 1.05b)
Taxrate = 31.56% (4.13m / 13.1m)
NOPAT = 96.7m (EBIT 141.2m * (1 - 31.56%))
Current Ratio = 1.07 (Total Current Assets 1.52b / Total Current Liabilities 1.41b)
Debt / Equity = -10.42 (negative equity) (Debt 1.05b / totalStockholderEquity, last quarter -100.4m)
Debt / EBITDA = 4.74 (Net Debt 969.3m / EBITDA 204.4m)
Debt / FCF = 12.91 (Net Debt 969.3m / FCF TTM 75.1m)
Total Stockholder Equity = -128.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.64% (Net Income 55.7m / Total Assets 2.40b)
RoE = -43.23% (negative equity) (Net Income TTM 55.7m / Total Stockholder Equity -128.8m)
RoCE = 15.51% (EBIT 141.2m / Capital Employed (Equity -128.8m + L.T.Debt 1.04b))
RoIC = 11.46% (NOPAT 96.7m / Invested Capital 843.5m)
WACC = 4.56% (E(408.1m)/V(1.45b) * Re(12.55%) + D(1.05b)/V(1.45b) * Rd(2.11%) * (1-Tc(0.32)))
Discount Rate = 12.55% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 3.19%
[DCF] Terminal Value 86.77% ; FCFF base≈70.6m ; Y1≈73.8m ; Y5≈85.4m
[DCF] Fair Price = 19.03 (EV 2.54b - Net Debt 969.3m = Equity 1.57b / Shares 82.3m; r=5.90% [WACC]; 5y FCF grow 4.87% → 2.90% )
EPS Correlation: 78.39 | EPS CAGR: 43.33% | SUE: 0.13 | # QB: 0
Revenue Correlation: 98.48 | Revenue CAGR: 13.59% | SUE: -3.35 | # QB: 0
EPS next Quarter (2026-06-30): EPS=0.24 | Chg7d=-0.023 | Chg30d=-0.023 | Revisions Net=-1 | Analysts=4
EPS current Year (2026-12-31): EPS=0.98 | Chg7d=-0.223 | Chg30d=-0.223 | Revisions Net=+1 | Growth EPS=-4.4% | Growth Revenue=+7.6%
EPS next Year (2027-12-31): EPS=1.17 | Chg7d=-0.117 | Chg30d=-0.117 | Revisions Net=-1 | Growth EPS=+19.0% | Growth Revenue=+6.8%
[Analyst] Revisions Ratio: -0.33 (1 Up / 2 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -1.2% (Discount Rate 12.6% - Earnings Yield 13.7%)
[Growth] Growth Spread = +8.7% (Analyst 7.6% - Implied -1.2%)