(PRTH) Priority Technology Holdings - Ratings and Ratios
Payment Processing, Merchant Solutions, AP Automation, BaaS
EPS (Earnings per Share)
Revenue
Dividends
Currently no dividends paid| Risk via 5d forecast | |
|---|---|
| Volatility | 58.3% |
| Value at Risk 5%th | 83.9% |
| Relative Tail Risk | -12.47% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.24 |
| Alpha | -65.15 |
| CAGR/Max DD | 0.03 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.428 |
| Beta | 1.682 |
| Beta Downside | 1.955 |
| Drawdowns 3y | |
|---|---|
| Max DD | 60.54% |
| Mean DD | 29.77% |
| Median DD | 33.58% |
Description: PRTH Priority Technology Holdings October 22, 2025
Priority Technology Holdings (NASDAQ: PRTH) is a U.S.-based payment-technology firm that serves both small- and medium-sized businesses (SMB) and large enterprises through three core segments: SMB Payments, Business-to-Business (B2B) Payments, and Enterprise Payments. Its product stack includes the MX suite (MX Connect and MX Merchant) for customizable payment processing, the CPX platform for accounts-payable automation (virtual cards, ACH+, dynamic discounting, etc.), and embedded finance/BaaS solutions that help partners modernize legacy systems and monetize payments. Distribution is handled via independent sales organizations, direct sales forces, and vertically focused independent software vendors (ISVs) and value-added resellers.
Recent operating data suggest the company is scaling: in Q2 2024 PRTH posted $84 million in revenue, a 22 % year-over-year increase, and processed roughly $1.3 billion in total payment volume (TPV), reflecting strong adoption of its CPX and MX products among midsize merchants. The broader transaction-processing sector is benefiting from a 9 % CAGR in digital payment adoption driven by higher consumer spending and the ongoing shift to cash-less commerce, while rising interest rates are prompting corporates to seek dynamic discounting and cash-management tools-core use cases for PRTH’s B2B solutions.
For a deeper, data-driven assessment of PRTH’s valuation and risk profile, you may find the analyst tools on ValueRay helpful.
Piotroski VR‑10 (Strict, 0-10) 1.0
| Net Income (54.6m TTM) > 0 and > 6% of Revenue (6% = 56.0m TTM) |
| FCFTA 0.03 (>2.0%) and ΔFCFTA 0.16pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 8.79% (prev 4.42%; Δ 4.36pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 86.9m > Net Income 54.6m (YES >=105%, WARN >=100%) |
| Net Debt (937.6m) to EBITDA (195.1m) ratio: 4.81 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.06 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (81.1m) change vs 12m ago 1.27% (target <= -2.0% for YES) |
| Gross Margin 34.00% (prev 37.22%; Δ -3.21pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 46.92% (prev 48.41%; Δ -1.49pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.46 (EBITDA TTM 195.1m / Interest Expense TTM 94.6m) >= 6 (WARN >= 3) |
Altman Z'' 0.52
| (A) 0.04 = (Total Current Assets 1.39b - Total Current Liabilities 1.30b) / Total Assets 2.22b |
| (B) -0.05 = Retained Earnings (Balance) -100.4m / Total Assets 2.22b |
| (C) 0.07 = EBIT TTM 138.3m / Avg Total Assets 1.99b |
| (D) -0.04 = Book Value of Equity -100.5m / Total Liabilities 2.33b |
| Total Rating: 0.52 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.58
| 1. Piotroski 1.0pt |
| 2. FCF Yield 4.55% |
| 3. FCF Margin 6.79% |
| 4. Debt/Equity -9.13 |
| 5. Debt/Ebitda 4.81 |
| 6. ROIC - WACC (= 12.62)% |
| 7. RoE -37.55% |
| 8. Rev. Trend 98.33% |
| 9. EPS Trend 44.74% |
What is the price of PRTH shares?
Over the past week, the price has changed by +2.17%, over one month by -1.57%, over three months by -24.23% and over the past year by -38.61%.
Is PRTH a buy, sell or hold?
- Strong Buy: 4
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PRTH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 10.2 | 80.2% |
| Analysts Target Price | 10.2 | 80.2% |
| ValueRay Target Price | 5.4 | -5.3% |
PRTH Fundamental Data Overview December 19, 2025
P/E Trailing = 10.4528
P/E Forward = 6.0643
P/S = 0.4862
Beta = 1.453
Revenue TTM = 932.9m USD
EBIT TTM = 138.3m USD
EBITDA TTM = 195.1m USD
Long Term Debt = 997.5m USD (from longTermDebt, last quarter)
Short Term Debt = 10.0m USD (from shortTermDebt, last quarter)
Debt = 1.01b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 937.6m USD (from netDebt column, last quarter)
Enterprise Value = 1.39b USD (453.6m + Debt 1.01b - CCE 70.0m)
Interest Coverage Ratio = 1.46 (Ebit TTM 138.3m / Interest Expense TTM 94.6m)
FCF Yield = 4.55% (FCF TTM 63.3m / Enterprise Value 1.39b)
FCF Margin = 6.79% (FCF TTM 63.3m / Revenue TTM 932.9m)
Net Margin = 5.85% (Net Income TTM 54.6m / Revenue TTM 932.9m)
Gross Margin = 34.00% ((Revenue TTM 932.9m - Cost of Revenue TTM 615.7m) / Revenue TTM)
Gross Margin QoQ = 39.25% (prev 21.38%)
Tobins Q-Ratio = 0.63 (Enterprise Value 1.39b / Total Assets 2.22b)
Interest Expense / Debt = 2.19% (Interest Expense 22.1m / Debt 1.01b)
Taxrate = -273.5% (out of range, set to none) (-20.2m / 7.39m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.06 (Total Current Assets 1.39b / Total Current Liabilities 1.30b)
Debt / Equity = -9.13 (negative equity) (Debt 1.01b / totalStockholderEquity, last quarter -110.3m)
Debt / EBITDA = 4.81 (Net Debt 937.6m / EBITDA 195.1m)
Debt / FCF = 14.81 (Net Debt 937.6m / FCF TTM 63.3m)
Total Stockholder Equity = -145.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.46% (Net Income 54.6m / Total Assets 2.22b)
RoE = -37.55% (negative equity) (Net Income TTM 54.6m / Total Stockholder Equity -145.4m)
RoCE = 16.22% (EBIT 138.3m / Capital Employed (Equity -145.4m + L.T.Debt 997.5m))
RoIC = 16.41% (EBIT 138.3m / (Assets 2.22b - Curr.Liab 1.30b - Cash 70.0m))
WACC = 3.79% (E(453.6m)/V(1.46b) * Re(12.21%) + (debt cost/tax rate unavailable))
Discount Rate = 12.21% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 1.63%
[DCF Debug] Terminal Value 63.55% ; FCFE base≈56.9m ; Y1≈54.3m ; Y5≈52.3m
Fair Price DCF = 6.32 (DCF Value 517.5m / Shares Outstanding 81.9m; 5y FCF grow -6.15% → 3.0% )
EPS Correlation: 44.74 | EPS CAGR: 7.97% | SUE: 0.63 | # QB: 0
Revenue Correlation: 98.33 | Revenue CAGR: 14.77% | SUE: -3.37 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.23 | Chg30d=-0.013 | Revisions Net=-1 | Analysts=3
EPS next Year (2026-12-31): EPS=1.16 | Chg30d=-0.143 | Revisions Net=-2 | Growth EPS=+10.8% | Growth Revenue=+7.9%
Additional Sources for PRTH Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle