(PT) Pintec Technology Holdings - Ratings and Ratios

Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: US72352G2066

PT: Financial Services, Loans, Insurance, Wealth Management, Digital Marketing

Pintec Technology Holdings Limited operates as a financial technology company specializing in digital financial services for micro, small, and medium-sized enterprises (MSMEs) in China. The companys platform connects business and financial partners, enabling the delivery of tailored financial solutions. Under the Dumiao brand, it offers point-of-sale financing and business installment loans, allowing partners to provide credit solutions to their customers. Additionally, Pintec provides wealth management solutions, including a fund distribution platform under the Hongdian brand and a robo-advisory service under the Polaris brand. The company also offers insurance solutions through Myfin, digital marketing tools, and real-time performance monitoring systems. Founded in 2012 and headquartered in Beijing, Pintec aims to bridge the financial needs of SMEs with innovative technology-driven solutions.

The stock of Pintec Technology Holdings Limited (NASDAQ:PT) is classified under the Consumer Finance sector, with a market capitalization of $16.09M. The companys price-to-book ratio stands at 2.54, with a price-to-sales ratio of 0.49, indicating a mixed valuation profile. The return on equity is negative at -2.70%, reflecting current profitability challenges. Technically, the stock is trading near its 20-day and 200-day moving averages, with an average true range (ATR) of 0.07, suggesting low volatility in recent trading sessions.

Based on the provided and , the 3-month outlook for Pintec Technology Holdings Limited (NASDAQ:PT) is as follows: - Price Action: The stock is expected to trade within a narrow range, bounded by the 20-day SMA (1.02) and 50-day SMA (0.98), with potential support at $0.90 and resistance at $1.10. - Volatility: The low ATR of 0.07 suggests that price fluctuations will remain subdued, with minimal upside or downside breakouts. - Fundamental Outlook: While the companys market cap and P/S ratio indicate undervaluation, the negative RoE and lack of forward P/E suggest ongoing profitability concerns, which may limit upside momentum. - Technical Bias: The stocks proximity to its 200-day SMA (1.00) indicates a neutral bias, with no strong directional signals in the near term.

Additional Sources for PT Stock

PT Stock Overview

Market Cap in USD 16m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2018-10-25

PT Stock Ratings

Growth 5y -85.0%
Fundamental 8.04%
Dividend 0.0%
Rel. Strength Industry -27.1
Analysts -
Fair Price Momentum 0.74 USD
Fair Price DCF 12.65 USD

PT Dividends

No Dividends Paid

PT Growth Ratios

Growth Correlation 3m 57.2%
Growth Correlation 12m -76.6%
Growth Correlation 5y -77.9%
CAGR 5y -37.51%
CAGR/Max DD 5y -0.38
Sharpe Ratio 12m -0.09
Alpha -17.14
Beta -0.11
Volatility 43.58%
Current Volume 54.5k
Average Volume 20d 47.2k
What is the price of PT stocks?
As of March 14, 2025, the stock is trading at USD 0.98 with a total of 54,541 shares traded.
Over the past week, the price has changed by -0.81%, over one month by -6.06%, over three months by +7.12% and over the past year by -13.54%.
Is Pintec Technology Holdings a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Pintec Technology Holdings is currently (March 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 8.04 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PT as of March 2025 is 0.74. This means that PT is currently overvalued and has a potential downside of -24.49%.
Is PT a buy, sell or hold?
Pintec Technology Holdings has no consensus analysts rating.
What are the forecast for PT stock price target?
According to ValueRays Forecast Model, PT Pintec Technology Holdings will be worth about 0.8 in March 2026. The stock is currently trading at 0.98. This means that the stock has a potential downside of -18.37%.
Issuer Forecast Upside
Wallstreet Target Price - -
Analysts Target Price - -
ValueRay Target Price 0.8 -18.4%