(SLM) SLM - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US78442P1066
SLM: Education Loans, Deposit Accounts, Savings Accounts
SLM Corporation, better known by its consumer-facing brand Sallie Mae, is a leading U.S. financial services company specializing in private education loans. The company provides financing solutions to students and families to help cover the costs of higher education. Beyond its core lending business, SLM also offers a range of deposit products, including certificates of deposit (CDs), money market accounts, and high-yield savings accounts, which are designed to attract retail depositors. Additionally, the company manages interest-bearing omnibus accounts, further diversifying its revenue streams.
Originally founded in 1972 as a government-sponsored entity, SLM Corporation underwent significant transformation over the years. It rebranded from New BLC Corporation to SLM Corporation in December 2013, marking a shift toward a more privatized business model. Headquartered in Newark, Delaware, the company operates as a major player in the consumer finance sector. With a market capitalization of approximately $6.316 billion, SLM trades on the NASDAQ under the ticker symbol SLM. The stock currently has a trailing P/E ratio of 11.20 and a forward P/E of 9.84, suggesting expectations of future earnings growth. Its price-to-book ratio stands at 3.31, while the price-to-sales ratio is 3.98, indicating a premium valuation relative to its book value and revenue. For more information, visit their website at https://www.salliemae.com.
Additional Sources for SLM Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
SLM Stock Overview
Market Cap in USD | 6,199m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 1988-01-05 |
SLM Stock Ratings
Growth 5y | 83.0% |
Fundamental | 38.8% |
Dividend | 62.3% |
Rel. Strength Industry | 18 |
Analysts | 4.42/5 |
Fair Price Momentum | 33.06 USD |
Fair Price DCF | 57.00 USD |
SLM Dividends
Dividend Yield 12m | 1.90% |
Yield on Cost 5y | 7.83% |
Annual Growth 5y | 30.83% |
Payout Consistency | 72.6% |
SLM Growth Ratios
Growth Correlation 3m | 83.5% |
Growth Correlation 12m | 83.9% |
Growth Correlation 5y | 68% |
CAGR 5y | 36.24% |
CAGR/Max DD 5y | 0.82 |
Sharpe Ratio 12m | 0.52 |
Alpha | 30.43 |
Beta | 0.99 |
Volatility | 30.92% |
Current Volume | 3381.1k |
Average Volume 20d | 3101.5k |
As of March 14, 2025, the stock is trading at USD 28.79 with a total of 3,381,093 shares traded.
Over the past week, the price has changed by -1.64%, over one month by -1.97%, over three months by +6.20% and over the past year by +39.90%.
Partly, yes. Based on ValueRay Fundamental Analyses, SLM (NASDAQ:SLM) is currently (March 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 38.84 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SLM as of March 2025 is 33.06. This means that SLM is currently undervalued and has a potential upside of +14.83% (Margin of Safety).
SLM has received a consensus analysts rating of 4.42. Therefor, it is recommend to buy SLM.
- Strong Buy: 7
- Buy: 3
- Hold: 2
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, SLM SLM will be worth about 36.7 in March 2026. The stock is currently trading at 28.79. This means that the stock has a potential upside of +27.47%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 32.8 | 13.8% |
Analysts Target Price | 31 | 7.7% |
ValueRay Target Price | 36.7 | 27.5% |