(SLM) SLM - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US78442P1066

SLM: Education Loans, Deposit Accounts, Savings Accounts

SLM Corporation, operating through its subsidiaries, is a key player in the private education loan market, providing financing solutions to students and their families in the United States. The company's loan portfolio is designed to help cover the costs associated with higher education, including tuition, fees, and living expenses. By offering a range of loan products, SLM Corporation aims to make education more accessible and affordable for a broader range of individuals. Additionally, the company has diversified its operations to include retail banking services, such as certificates of deposit, money market accounts, and high-yield savings accounts, which provide customers with a variety of options to manage their finances.

SLM Corporation's banking services also extend to interest-bearing omnibus accounts, which are designed to meet the needs of institutional clients. This aspect of the business underscores the company's commitment to providing a comprehensive suite of financial products and services. With a history dating back to 1972, SLM Corporation has established itself as a significant entity in the consumer finance sector. The company's evolution is marked by its name change from New BLC Corporation to SLM Corporation in December 2013, reflecting its growth and strategic repositioning in the market. Headquartered in Newark, Delaware, SLM Corporation operates with a focus on delivering value to its customers and stakeholders.

As a publicly traded company listed on the NASDAQ under the ticker symbol SLM, SLM Corporation is subject to the scrutiny and transparency that comes with being a listed entity. Its common stock is traded under the ISIN code US78442P1066, and the company is classified under the GICS Sub Industry category of Consumer Finance. This classification reflects the company's core business activities and its position within the broader financial services sector. Through its website, https://www.salliemae.com, SLM Corporation provides access to information about its products, services, and corporate activities, fostering a culture of openness and accountability.

Additional Sources for SLM Stock

SLM Stock Overview

Market Cap in USD 5,981m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1988-01-05

SLM Stock Ratings

Growth 5y 78.8%
Fundamental 9.78%
Dividend 58.2%
Rel. Strength Industry 45.4
Analysts 4.42/5
Fair Price Momentum 32.17 USD
Fair Price DCF -

SLM Dividends

Dividend Yield 12m 1.61%
Yield on Cost 5y 4.43%
Annual Growth 5y 30.83%
Payout Consistency 72.6%

SLM Growth Ratios

Growth Correlation 3m 90.4%
Growth Correlation 12m 82.1%
Growth Correlation 5y 67.6%
CAGR 5y 22.43%
CAGR/Mean DD 5y 1.39
Sharpe Ratio 12m 1.37
Alpha 20.19
Beta 1.20
Volatility 31.61%
Current Volume 2487.6k
Average Volume 20d 2862.7k
What is the price of SLM stocks?
As of January 23, 2025, the stock is trading at USD 28.57 with a total of 2,487,621 shares traded.
Over the past week, the price has changed by +3.40%, over one month by +4.00%, over three months by +25.09% and over the past year by +50.88%.
Is SLM a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, SLM is currently (January 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 9.78 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SLM as of January 2025 is 32.17. This means that SLM is currently undervalued and has a potential upside of +12.6% (Margin of Safety).
Is SLM a buy, sell or hold?
SLM has received a consensus analysts rating of 4.42. Therefor, it is recommend to buy SLM.
  • Strong Buy: 7
  • Buy: 3
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for SLM stock price target?
According to ValueRays Forecast Model, SLM SLM will be worth about 34.7 in January 2026. The stock is currently trading at 28.57. This means that the stock has a potential upside of +21.6%.
Issuer Forecast Upside
Wallstreet Target Price 30.3 6.2%
Analysts Target Price 30.2 5.6%
ValueRay Target Price 34.7 21.6%