(SLM) SLM - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US78442P1066

SLM: Education Loans, Deposit Accounts, Savings Accounts

SLM Corporation, better known by its consumer-facing brand Sallie Mae, is a leading U.S. financial services company specializing in private education loans. The company provides financing solutions to students and families to help cover the costs of higher education. Beyond its core lending business, SLM also offers a range of deposit products, including certificates of deposit (CDs), money market accounts, and high-yield savings accounts, which are designed to attract retail depositors. Additionally, the company manages interest-bearing omnibus accounts, further diversifying its revenue streams.

Originally founded in 1972 as a government-sponsored entity, SLM Corporation underwent significant transformation over the years. It rebranded from New BLC Corporation to SLM Corporation in December 2013, marking a shift toward a more privatized business model. Headquartered in Newark, Delaware, the company operates as a major player in the consumer finance sector. With a market capitalization of approximately $6.316 billion, SLM trades on the NASDAQ under the ticker symbol SLM. The stock currently has a trailing P/E ratio of 11.20 and a forward P/E of 9.84, suggesting expectations of future earnings growth. Its price-to-book ratio stands at 3.31, while the price-to-sales ratio is 3.98, indicating a premium valuation relative to its book value and revenue. For more information, visit their website at https://www.salliemae.com.

Additional Sources for SLM Stock

SLM Stock Overview

Market Cap in USD 5,713m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1988-01-05

SLM Stock Ratings

Growth Rating 82.0
Fundamental 35.0
Dividend Rating 65.4
Rel. Strength 8.19
Analysts 4.42/5
Fair Price Momentum 30.68 USD
Fair Price DCF 52.86 USD

SLM Dividends

Dividend Yield 12m 1.89%
Yield on Cost 5y 7.12%
Annual Growth 5y 30.83%
Payout Consistency 72.8%

SLM Growth Ratios

Growth Correlation 3m -45.7%
Growth Correlation 12m 86.4%
Growth Correlation 5y 68.2%
CAGR 5y 32.66%
CAGR/Max DD 5y 0.74
Sharpe Ratio 12m 0.29
Alpha 18.30
Beta 1.002
Volatility 35.90%
Current Volume 3229.8k
Average Volume 20d 2265.3k
What is the price of SLM stocks?
As of April 26, 2025, the stock is trading at USD 27.75 with a total of 3,229,778 shares traded.
Over the past week, the price has changed by +6.57%, over one month by -7.62%, over three months by -2.67% and over the past year by +29.07%.
Is SLM a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, SLM is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 35.00 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SLM as of April 2025 is 30.68. This means that SLM is currently undervalued and has a potential upside of +10.56% (Margin of Safety).
Is SLM a buy, sell or hold?
SLM has received a consensus analysts rating of 4.42. Therefor, it is recommend to buy SLM.
  • Strong Buy: 7
  • Buy: 3
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for SLM stock price target?
According to ValueRays Forecast Model, SLM SLM will be worth about 33.9 in April 2026. The stock is currently trading at 27.75. This means that the stock has a potential upside of +22.23%.
Issuer Forecast Upside
Wallstreet Target Price 32.2 15.9%
Analysts Target Price 31 11.7%
ValueRay Target Price 33.9 22.2%