(SNFCA) Security National Financial - Ratings and Ratios

Security National Financial Corporation (NASDAQ:SNFCA) operates across three core business segments: life insurance, cemetery and mortuary services, and mortgage banking. The company provides a diverse range of financial and end-of-life care products and services, catering to both individual and institutional clients.

In its Life Insurance segment, the company offers a broad spectrum of products, including traditional life insurance policies, interest-sensitive life insurance, annuity products (such as single and flexible premium deferred annuities and immediate annuities), and accidental death and dismemberment (AD&D) policies. The segment also engages in reinsurance activities, ceding and assuming risks through treaties with unaffiliated reinsurers to manage its exposure.

The Cemetery and Mortuary segment operates a network of mortuaries and cemeteries across three states: Utah, California, and New Mexico. Specifically, it manages eight mortuaries and five cemeteries in Utah, one cemetery in California, and four mortuaries and one cemetery in New Mexico. This segment offers a variety of death care products and services, including burial plots, interment vaults, mausoleum crypts, markers, caskets, urns, funeral directing, grave opening and closing, and the use of chapels, viewing rooms, and funeral vehicles.

The Mortgage segment focuses on originating and underwriting residential and commercial loans, primarily in Florida, Nevada, Texas, and Utah. The company provides mortgage lending services to real estate developers, homebuilders, and individual consumers, supporting new construction projects, existing home purchases, and real estate developments.

Founded in 1965 and headquartered in Salt City, Utah, Security National Financial Corporation is a publicly traded company listed on the NASDAQ under the ticker symbol SNFCA. Its operations are supported by a network of subsidiaries and affiliates, enabling it to deliver integrated financial and end-of-life care solutions across the United States.

Three-Month Forecast: Based on the provided and , the stock is expected to experience a period of consolidation. The SMA 20 (12.91) crossing above the last price (12.66) suggests potential short-term weakness, while the SMA 50 (12.46) and SMA 200 (9.88) indicate longer-term bullish momentum. The ATR of 0.38 signals moderate volatility. Fundamentally, the P/B ratio of 0.91 and P/S ratio of 0.95 suggest the stock may be undervalued relative to its book value and revenue. However, the forward P/E of 0.00 indicates limited visibility into future earnings. Overall, the stock is likely to trade sideways to slightly lower in the near term, with support near the SMA 50 level.