SPFI 📈 South Plains Financial - Overview
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US83946P1075
SPFI: Banking, Loans, Insurance, Investments, Credit Cards
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company was founded in 1941 and is headquartered in Lubbock, Texas. Web URL: https://www.spfi.bank
Additional Sources for SPFI Stock
News:
Wall Street Journal
Benzinga
Yahoo Finance
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
SPFI Stock Overview
| Market Cap in USD | 622m |
| Sector | Financial Services |
| Industry | Banks - Regional |
| GiC Sub-Industry | Regional Banks |
| IPO / Inception | 2019-05-09 |
SPFI Stock Ratings
| Growth 5y | 65.8% |
| Fundamental | 0.44% |
| Dividend | 66.3% |
| Rel. Strength Industry | -30.6 |
| Analysts | 4.25/5 |
| Fair Price Momentum | 33.86 USD |
| Fair Price DCF | 31.17 USD |
SPFI Dividends
| Dividend Yield 12m | 1.56% |
| Yield on Cost 5y | 2.92% |
| Annual Growth 5y | 54.02% |
| Payout Consistency | 100.0% |
SPFI Growth Ratios
| Growth Correlation 3m | 76.6% |
| Growth Correlation 12m | 79.4% |
| Growth Correlation 5y | 81.7% |
| CAGR 5y | 13.29% |
| CAGR/Mean DD 5y | 0.94 |
| Sharpe Ratio 12m | 0.66 |
| Alpha | 7.33 |
| Beta | 0.55 |
| Volatility | 50.81% |
| Current Volume | 99.4k |
| Average Volume 20d | 35.9k |
What is the price of SPFI stocks?
As of December 22, 2024, the stock is trading at USD 35.83 with a total of 99,416 shares traded.
Over the past week, the price has changed by -9.78%, over one month by -7.16%, over three months by +1.78% and over the past year by +19.91%.
As of December 22, 2024, the stock is trading at USD 35.83 with a total of 99,416 shares traded.
Over the past week, the price has changed by -9.78%, over one month by -7.16%, over three months by +1.78% and over the past year by +19.91%.
Is South Plains Financial a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, South Plains Financial is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 0.44 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPFI as of December 2024 is 33.86. This means that SPFI is currently overvalued and has a potential downside of -5.5%.
Neither. Based on ValueRay Fundamental Analyses, South Plains Financial is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 0.44 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPFI as of December 2024 is 33.86. This means that SPFI is currently overvalued and has a potential downside of -5.5%.
Is SPFI a buy, sell or hold?
South Plains Financial has received a consensus analysts rating of 4.25. Therefor, it is recommend to buy SPFI.
South Plains Financial has received a consensus analysts rating of 4.25. Therefor, it is recommend to buy SPFI.
- Strong Buy: 1
- Buy: 3
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecast for SPFI stock price target?
According to ValueRays Forecast Model, SPFI South Plains Financial will be worth about 40.6 in December 2025. The stock is currently trading at 35.83. This means that the stock has a potential upside of +13.4%.
According to ValueRays Forecast Model, SPFI South Plains Financial will be worth about 40.6 in December 2025. The stock is currently trading at 35.83. This means that the stock has a potential upside of +13.4%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 42 | 17.2% |
| Analysts Target Price | 29.6 | -17.3% |
| ValueRay Target Price | 40.6 | 13.4% |