UBSI 📈 United Bankshares - Overview

United Bankshares, Inc. is a financial services company that operates primarily in the United States, providing a wide range of commercial and retail banking products and services through its subsidiaries. The company's operations are divided into two main segments: Community Banking and Mortgage Banking, allowing it to cater to the diverse needs of its customers. In terms of deposit products, United Bankshares accepts various types of accounts, including checking, savings, and time and money market accounts, as well as individual retirement accounts and demand deposits. This provides customers with flexibility and convenience in managing their finances.

The company's loan products are also diverse, comprising commercial loans and leases to small to mid-size industrial and commercial companies, as well as construction and real estate loans, such as commercial and residential mortgages. Additionally, United Bankshares offers personal loans, student loans, credit card receivables, and floor plan loans, among others. Home equity loans are also available, allowing customers to tap into the value of their properties. Furthermore, the company provides a range of other banking products and services, including credit cards, safe deposit boxes, wire transfers, and automated teller machine services.

United Bankshares also offers a variety of community banking services, including asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Investment management and retirement planning services are also available, enabling customers to plan for their financial futures. The company's online and telephone banking services provide customers with convenient access to their accounts and banking services. With a history dating back to 1982, United Bankshares, Inc. is headquartered in Charleston, West Virginia, and is a common stock company listed on the NASDAQ under the ticker symbol UBSI, operating in the Regional Banks sub-industry.

In terms of its operational structure, United Bankshares, Inc. has a strong presence in the regional banking sector, with a focus on providing personalized services to its customers. The company's website, https://www.ubsi-inc.com, provides customers with easy access to information about its products and services, as well as online banking facilities. With an ISIN of US9099071071, United Bankshares, Inc. is a publicly traded company that is committed to delivering value to its shareholders and customers alike. As a regional bank, United Bankshares, Inc. is well-positioned to serve the financial needs of individuals, businesses, and communities in its operating areas.