UMBF Dividend History & Analysis | 1.5% Yield

UMBF has a dividend yield of 1.5% and paid 2.06 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.47%
Payout Ratio 11.8%
Growth Rate CAGR 5y 4.25%
Consistency Lifetime 98.4%
Yield on Cost 5y 2.90%
Payout FCF 14.2%
Streak Years 42
Dividend Rating 62.51%
Ex-Dividend in 29 days: Buy before Mar 10, 2026 to receive the next dividend.

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 17.2%
Total Return 5y: 89%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,560 M 7.68% 31.6%
BNP 120,308 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 521 M 2.84% 30.4%
ACA 63,786 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 342 M 100% 100%
CBK 46,157 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 75,081 M 50.4% 78.7%
CBNK 500 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

UMBF Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-03-10 2026-03-10 2026-04-01 0.43 0% N/A
2025-12-10 2025-12-10 2026-01-02 Quarterly 0.43 7.5% 0.38%
2025-09-10 2025-09-10 2025-10-01 Quarterly 0.4 0% 0.33%
2025-06-10 2025-06-10 2025-07-01 Quarterly 0.4 0% 0.38%
2025-03-10 2025-03-10 2025-04-01 Quarterly 0.4 0% 0.4%
2024-12-10 2024-12-10 2025-01-02 Quarterly 0.4 2.6% 0.32%
2024-09-10 2024-09-10 2024-10-01 Quarterly 0.39 0% 0.38%
2024-06-10 2024-06-10 2024-07-01 Quarterly 0.39 0% 0.49%
2024-03-08 2024-03-11 2024-04-01 Quarterly 0.39 0% 0.46%
2023-12-08 2023-12-11 2024-01-02 Quarterly 0.39 2.6% 0.51%
2023-09-08 2023-09-11 2023-10-02 Quarterly 0.38 0% 0.62%
2023-06-09 2023-06-12 2023-07-03 Quarterly 0.38 0% 0.57%
2023-03-09 2023-03-10 2023-04-03 Quarterly 0.38 0% 0.44%
2022-12-09 2022-12-12 2023-01-03 Quarterly 0.38 2.7% 0.47%
2022-09-09 2022-09-12 2022-10-03 Quarterly 0.37 0% 0.41%
2022-06-09 2022-06-10 2022-07-01 Quarterly 0.37 0% 0.41%
2022-03-09 2022-03-10 2022-04-01 Quarterly 0.37 0% 0.37%
2021-12-09 2021-12-10 2022-01-03 Quarterly 0.37 0% 0.36%
2021-09-09 2021-09-10 2021-10-01 Quarterly 0.37 15.6% 0.42%
2021-06-09 2021-06-10 2021-07-01 Quarterly 0.32 0% 0.34%
2021-03-09 2021-03-10 2021-04-01 Quarterly 0.32 0% 0.34%
2020-12-09 2020-12-10 2021-01-04 Quarterly 0.32 3.2% N/A
2020-09-09 2020-09-10 2020-10-01 Quarterly 0.31 0% N/A
2020-06-09 2020-06-10 2020-07-01 Quarterly 0.31 0% N/A
2020-03-09 2020-03-10 2020-04-01 Quarterly 0.31 0% N/A
2019-12-09 2019-12-10 2020-01-02 Quarterly 0.31 3.3% N/A
2019-09-09 2019-09-10 2019-10-01 Quarterly 0.3 0% N/A
2019-06-07 2019-06-10 2019-07-01 Quarterly 0.3 0% N/A
2019-03-08 2019-03-11 2019-04-01 Quarterly 0.3 0% N/A
2018-12-07 2018-12-10 2019-01-02 Quarterly 0.3 3.4% N/A
2018-09-07 2018-09-10 2018-10-01 Quarterly 0.29 0% N/A
2018-06-08 2018-06-11 2018-07-02 Quarterly 0.29 0% N/A
2018-03-08 2018-03-09 2018-04-02 Quarterly 0.29 5.5% N/A
2017-12-07 2017-12-08 2018-01-02 Quarterly 0.275 7.8% N/A
2017-09-07 2017-09-08 2017-10-02 Quarterly 0.255 0% N/A
2017-06-07 2017-06-09 2017-07-03 Quarterly 0.255 0% N/A
2017-03-08 2017-03-10 2017-04-03 Quarterly 0.255 0% N/A
2016-12-07 2016-12-09 2017-01-03 Quarterly 0.255 4.1% N/A
2016-09-07 2016-09-09 2016-10-03 Quarterly 0.245 0% N/A
2016-06-08 2016-06-10 2016-07-01 Quarterly 0.245 0% N/A
2016-03-08 2016-03-10 2016-04-01 Quarterly 0.245 0% N/A
2015-12-08 2015-12-10 2016-01-04 Quarterly 0.245 4.3% N/A
2015-09-08 2015-09-10 2015-10-01 Quarterly 0.235 0% N/A
2015-06-08 2015-06-10 2015-07-01 Quarterly 0.235 0% N/A
2015-03-06 2015-03-10 2015-04-01 Quarterly 0.235 0% N/A
2014-12-08 2014-12-10 2015-01-02 Quarterly 0.235 4.4% N/A
2014-09-08 2014-09-10 2014-10-01 Quarterly 0.225 0% N/A
2014-06-06 2014-06-10 2014-07-01 Quarterly 0.225 0% N/A
2014-03-06 2014-03-10 2014-04-01 Quarterly 0.225 0% N/A
2013-12-06 2013-12-10 2014-01-02 Quarterly 0.225 0% N/A

UMBF Dividend FAQ

UMB Financial Corporation (NASDAQ:UMBF) is a diversified bank holding company that serves customers in the United States and abroad through three primary segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking unit focuses on middle-market corporate lending, commercial real-estate financing, and a suite of treasury-management tools. Institutional Banking delivers fund administration, custody, and specialized healthcare-payment solutions to institutional clients. Personal Banking provides traditional retail deposits, mortgages, credit cards, and wealth-management services via a branch network and digital channels.

What is the Dividend Yield of UMBF?

As of February 2026, UMBF`s dividend yield is 1.47%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 2.06 USD by the current share price of 134.32.

Does UMBF pay a dividend?

As of February 2026, UMBF paid a dividend of 2.06 USD in the last 12 months. The last dividend was paid on 2026-03-10 and the payout was 0.43 USD.

How often does UMBF pay dividends?

UMBF pays dividends quarterly. Over the last 12 months, UMBF has issued 5 dividend payments. The last dividend payment was made on 2026-03-10.

UMBF dividend forecast

Based on historical data, the forecasted dividends per share for UMBF for the next 4 payments are between 0.418 (-2.8%) and 0.43 (+0.0%).
This suggests the dividend will remain relatively stable.

Will UMBF pay dividends in 2026?

The latest dividend paid per share was 0.43 USD with an Ex-Dividend Date of 2026-03-10. The next Ex-Dividend date for UMB Financial (UMBF) is 2026-03-10.

What is the next Ex-Dividend Date for UMBF?

The next Ex-Dividend date for UMB Financial (UMBF) is 2026-03-10.

What is the Dividend Growth of UMBF?

UMBF's average dividend growth rate over the past 5 years is 4.25% per year.
Strong growth: UMBF's Dividend growth is outpacing inflation.

What is the Yield on Cost of UMBF?

UMBF's 5-Year Yield on Cost is 2.90%. If you bought UMBF's shares at 71.09 USD five years ago, your current annual dividend income (2.06 USD per share, trailing 12 months) equals 2.90% of your original purchase price.

What is the Payout Consistency of UMBF?

UMBF Payout Consistency is 98.4%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: UMB Financial has a strong track record of consistent dividend payments over its lifetime.

Does UMBF have a good Dividend Yield?

UMBF`s 1.47% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of UMBF?

The Dividend Payout Ratio of UMBF is 11.8%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of UMBF?

UMBF`s Overall Dividend Rating is 62.51%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UMBF Outstanding Shares Analysis

What is the Trend in UMBF's Outstanding Shares?

UMB Financial's outstanding shares have increased by approximately 25.11% annually over the past 3 years (Trend Reliability: 100.0%).

Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has UMBF ever had a Stock Split?

Yes, the last stock split was on May 31, 2006 with a ratio of 2:1.

This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1985 43,076,000
1986 43,051,000 -0.06%
1987 42,975,000 -0.18%
1988 45,065,000 +4.86%
1989 42,534,000 -5.62%
1990 42,536,000 +0%
1991 42,639,000 +0.24%
1992 43,030,000 +0.92%
1993 54,134,000 +25.81%
1994 53,126,000 -1.86%
1995 49,659,000 -6.53%
1996 48,075,000 -3.19%
1997 47,930,000 -0.3%
1998 46,495,000 -2.99%
1999 44,998,000 -3.22%
2000 44,395,000 -1.34%
2001 44,495,000 +0.23%
2002 43,839,000 -1.47%
2003 43,910,000 +0.16%
2004 43,698,000 -0.48%
2005 43,259,000 -1%
2006 42,033,000 -2.83%
2007 41,482,000 -1.31%
2008 41,093,000 -0.94%
2009 40,090,000 -2.44%
2010 40,618,000 +1.32%
2011 40,319,000 -0.74%
2012 39,996,000 -0.8%
2013 44,512,000 +11.29%
2014 45,661,000 +2.58%
2015 49,067,000 +7.46%
2016 49,616,100 +1.12%
2017 49,840,500 +0.45%
2018 49,230,300 -1.22%
2019 49,187,300 -0.09%
2020 48,264,000 -1.88%
2021 48,854,400 +1.22%
2022 48,735,100 -0.24%
2023 48,860,000 +0.26%
2024 49,179,000 +0.65%
2025 76,475,500 +55.5%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-03 04:21