(UNTY) Unity Bancorp - Ratings and Ratios

Unity Bancorp, Inc., a bank holding company, oversees Unity Bank, which delivers a broad spectrum of financial services tailored to individuals, small to medium-sized businesses, and professional communities. The banking services encompass a wide range of account types, including personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts. Additionally, the bank offers various deposit options such as noninterest and interest-bearing demand deposits, catering to the diverse needs of its clientele.

The company's lending portfolio is equally comprehensive, featuring small business administration loans, commercial loans, and a variety of consumer loans. Residential mortgage loans, home equity lines and loans, and residential construction lines are also available, providing financing solutions for individuals looking to purchase, renovate, or construct homes. Furthermore, Unity Bancorp, Inc. extends personal loans to help customers meet their personal financial goals or unexpected expenses. The bank's credit and debit card services, coupled with wire transfer, safe deposit box, and automated teller services, enhance the convenience and accessibility of its financial products.

Unity Bancorp, Inc. also invests in technology to provide internet and mobile banking services, enabling customers to manage their accounts, transfer funds, and pay bills remotely. The bank's automated clearing house origination and remote deposit capture services streamline financial transactions for businesses, reducing the need for physical visits to bank branches. With its incorporation in 1991 and headquarters in Clinton, New Jersey, Unity Bancorp, Inc. has established itself as a significant player in the regional banking sector, operating with the ticker symbol UNTY on the NASDAQ stock exchange and identifiable by the ISIN code US9132901029 as a common stock in the GICS Sub Industry of Regional Banks.