(UNTY) Unity Bancorp - Ratings and Ratios

Unity Bancorp Inc (NASDAQ:UNTY) operates as a bank holding company for Unity Bank, delivering a comprehensive suite of commercial and retail banking services tailored to individuals, small and medium-sized businesses, and professional communities. The companys product offerings include personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts, along with noninterest and interest-bearing demand deposits. Its lending portfolio encompasses Small Business Administration (SBA) loans, commercial loans, and a range of residential mortgage and consumer loans, such as home equity lines and loans, residential construction lines, and personal loans. Additionally, Unity Bancorp provides credit and debit cards, wire transfer services, safe deposit boxes, automated teller services, and internet and mobile banking solutions. The institution also offers automated clearing house (ACH) origination and remote deposit capture services. Founded in 1991, Unity Bancorp is headquartered in Clinton, New Jersey. For more information, visit their official website at https://www.unitybank.com.

Ticker Symbol: UNTY Exchange: NASDAQ Type: common stock Country Origin: United States Gics Sub Industry: Regional Banks

Average volume 20d: 41,149 shares Last price: $46.16 SMA 20: $48.25 SMA 50: $46.15 SMA 200: $37.14 ATR: 1.58

Market cap: $484.16M USD P/E ratio: 11.88 Forward P/E: 11.10 P/B ratio: 1.64 P/S ratio: 4.69 Return on equity (RoE): 13.97%

3-Month Outlook Based on the provided data, Unity Bancorps stock price is expected to experience moderate volatility over the next three months. The 20-day average volume of 41,149 shares indicates consistent trading activity, while the ATR of 1.58 suggests price fluctuations of approximately $1.58 per session. The stock is currently trading below its 20-day SMA of $48.25, which may act as a resistance level. Support is likely to be found near the 200-day SMA of $37.14. From a fundamental perspective, Unity Bancorps P/E ratio of 11.88 is slightly above its forward P/E of 11.10, signaling expectations of stable earnings. The P/B ratio of 1.64 reflects a modest premium to book value, while the P/S ratio of 4.69 indicates a reasonable valuation relative to sales. The return on equity of 13.97% highlights strong profitability, which could support further share price appreciation. Overall, the stock is likely to remain range-bound between $37.14 and $48.25, with potential for upside if earnings exceed expectations.