(UXIN) Uxin - Overview

Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: US91818X1081

Stock: Used Cars, E-commerce, Financing, Insurance

Total Rating 19

Risk 38

Buy Signal -0.53

Auto & Truck Dealerships » Automotive Retail
Age: 7.6y

Market Cap: 654m
Avg Trading Vol: 1.08M USD

ATR: 7.57%
Peers RS (IBD): 22.73

EPS (Earnings per Share)

EPS CAGR: -0.22%
EPS Trend: -19.2%

Last SUE: 0.90
Qual. Beats: 1

Revenue

Rev. CAGR: 30.55%
Rev. Trend: 35.3%

Last SUE: -2.71
Qual. Beats: 0

Risk 5d forecast
Volatility	98.6%
Relative Tail Risk	-14.3%

Reward TTM
Sharpe Ratio	0.11
Alpha	-30.73

Character TTM
Beta	0.664
Beta Downside	0.631

Drawdowns 3y
Max DD	95.47%
CAGR/Max DD	-0.54

Description: UXIN Uxin January 07, 2026

Uxin Limited (NASDAQ: UXIN) is a Beijing-based investment holding company that operates a full-stack used-car retail business in China. It handles vehicle acquisition, inspection, reconditioning, warehousing, and both pre-sale and after-sale services, including warranties, repairs, door-to-door delivery, title transfers, and registration. Sales are conducted through an e-commerce platform for end-consumers and via offline dealerships to wholesale buyers, complemented by ancillary financing and insurance products.

As of FY 2023, Uxin reported approximately RMB 2.5 billion in revenue with a gross margin near 7%, reflecting the thin profitability typical of the Chinese used-car market. The company’s inventory turnover averaged 3.2 times per year, indicating roughly 114 days of stock on hand-a metric that tracks closely with sector-wide pressure on working capital. Macro-level drivers include a decelerating new-car market, which historically fuels used-car demand, and tightening consumer credit conditions that can suppress financing-linked sales.

For a deeper quantitative assessment, see the ValueRay profile on UXIN.

Piotroski VR‑10 (Strict, 0-10) 1.0

Net Income: -250.9m TTM > 0 and > 6% of Revenue
FCF/TA: -0.02 > 0.02 and ΔFCF/TA 13.38 > 1.0
NWC/Revenue: -64.40% < 20% (prev -21.22%; Δ -43.17% < -1%)
CFO/TA -0.02 > 3% & CFO -258.6m > Net Income -250.9m
Net Debt/EBITDA: error (EBITDA <= 0)
Current Ratio: 0.72 > 1.5 & < 3
Outstanding Shares: last quarter (213.8m) vs 12m ago 2835 % < -2%
Gross Margin: 6.71% > 18% (prev 0.06%; Δ 665.1% > 0.5%)
Asset Turnover: 28.45% > 50% (prev 81.28%; Δ -52.82% > 0%)
Interest Coverage Ratio: -1.24 > 6 (EBITDA TTM -103.0m / Interest Expense TTM 93.7m)

Altman Z'' -15.00

A: -0.10 (Total Current Assets 4.27b - Total Current Liabilities 5.90b) / Total Assets 16.02b
B: -8.79 (Retained Earnings -140.78b / Total Assets 16.02b)
C: -0.01 (EBIT TTM -116.5m / Avg Total Assets 8.92b)
D: -9.13 (Book Value of Equity -138.80b / Total Liabilities 15.20b)
Altman-Z'' Score: -39.00 = D

Beneish M 1.00

DSRI: 0.41 (Receivables 19.9m/28.7m, Revenue 2.54b/1.49b)
GMI: 0.89 (GM 6.71% / 5.95%)
AQI: 10.8k (AQ_t 0.63 / AQ_t-1 0.00)
SGI: 1.71 (Revenue 2.54b / 1.49b)
TATA: 0.00 (NI -250.9m - CFO -258.6m) / TA 16.02b)
Beneish M-Score: 6388 (Cap -4..+1) = D

What is the price of UXIN shares?

As of February 07, 2026, the stock is trading at USD 3.42 with a total of 122,446 shares traded.
Over the past week, the price has changed by +1.48%, over one month by -4.20%, over three months by +10.68% and over the past year by -21.20%.

Is UXIN a buy, sell or hold?

Uxin has no consensus analysts rating.

What are the forecasts/targets for the UXIN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	4.6	33.6%
Analysts Target Price	4.6	33.6%
ValueRay Target Price	2.3	-33%

UXIN Fundamental Data Overview February 04, 2026

P/S = 0.2319
P/B = 6.4003
Revenue TTM = 2.54b USD
EBIT TTM = -116.5m USD
EBITDA TTM = -103.0m USD
Long Term Debt = 14.2m USD (from longTermDebt, last quarter)
Short Term Debt = 3.37b USD (from shortTermDebt, last quarter)
Debt = 12.66b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 12.12b USD (from netDebt column, last quarter)
Enterprise Value = 12.78b USD (653.6m + Debt 12.66b - CCE 542.3m)
Interest Coverage Ratio = -1.24 (Ebit TTM -116.5m / Interest Expense TTM 93.7m)
EV/FCF = -48.12x (Enterprise Value 12.78b / FCF TTM -265.5m)
FCF Yield = -2.08% (FCF TTM -265.5m / Enterprise Value 12.78b)
FCF Margin = -10.46% (FCF TTM -265.5m / Revenue TTM 2.54b)
Net Margin = -9.88% (Net Income TTM -250.9m / Revenue TTM 2.54b)
Gross Margin = 6.71% ((Revenue TTM 2.54b - Cost of Revenue TTM 2.37b) / Revenue TTM)
Gross Margin QoQ = 7.50% (prev 5.20%)
Tobins Q-Ratio = 0.80 (Enterprise Value 12.78b / Total Assets 16.02b)
Interest Expense / Debt = 0.19% (Interest Expense 24.0m / Debt 12.66b)
Taxrate = 21.0% (US default 21%)
NOPAT = -92.0m (EBIT -116.5m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 0.72 (Total Current Assets 4.27b / Total Current Liabilities 5.90b)
Debt / Equity = -8.73 (negative equity) (Debt 12.66b / totalStockholderEquity, last quarter -1.45b)
Debt / EBITDA = -117.7 (out of range, set to none) (Net Debt 12.12b / EBITDA -103.0m)
Debt / FCF = -45.66 (negative FCF - burning cash) (Net Debt 12.12b / FCF TTM -265.5m)
Total Stockholder Equity = -595.1m (last 4 quarters mean from totalStockholderEquity)
RoA = -2.81% (Net Income -250.9m / Total Assets 16.02b)
RoE = 42.15% (negative equity) (Net Income TTM -250.9m / Total Stockholder Equity -595.1m)
RoCE = 20.06% (negative capital employed) (EBIT -116.5m / Capital Employed (Equity -595.1m + L.T.Debt 14.2m))
RoIC = 177.4% (negative operating profit) (NOPAT -92.0m / Invested Capital -51.9m)
WACC = 0.55% (E(653.6m)/V(13.32b) * Re(8.36%) + D(12.66b)/V(13.32b) * Rd(0.19%) * (1-Tc(0.21)))
Discount Rate = 8.36% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 567.1%
Fair Price DCF = unknown (Cash Flow -265.5m)
EPS Correlation: -19.18 | EPS CAGR: -0.22% | SUE: 0.90 | # QB: 1
Revenue Correlation: 35.30 | Revenue CAGR: 30.55% | SUE: -2.71 | # QB: 0
EPS next Year (2026-03-31): EPS=-0.68 | Chg30d=+0.000 | Revisions Net=+0 | Growth EPS=+41.9% | Growth Revenue=+107.5%

Additional Sources for UXIN Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle