(WLFC) Willis Lease Finance - Overview

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9706461053

Stock: Aircraft, Engines, Leasing, Parts, Services

Total Rating 40

Risk 85

Buy Signal -0.17

Rental & Leasing Services » Trading Companies & Distributors
Age: 29.4y

Market Cap: 1,394m
Avg Trading Vol: 10.7M USD

ATR: 3.27%
Peers RS (IBD): 80.56

EPS (Earnings per Share)

EPS CAGR: 116.29%
EPS Trend: 51.3%

Last SUE: -1.02
Qual. Beats: 0

Revenue

Rev. CAGR: 25.94%
Rev. Trend: 98.1%

Last SUE: 0.41
Qual. Beats: 0

Dividends

Dividend Yield	0.79%
Yield on Cost 5y	4.65%
Yield CAGR 5y	-48.89%
Payout Consistency	82.9%
Payout Ratio	9.4%

Risk 5d forecast
Volatility	52.5%
Relative Tail Risk	-11.2%

Reward TTM
Sharpe Ratio	0.17
Alpha	-17.18

Character TTM
Beta	1.265
Beta Downside	1.735

Drawdowns 3y
Max DD	49.88%
CAGR/Max DD	1.09

Description: WLFC Willis Lease Finance January 20, 2026

Willis Lease Finance Corporation (WLFC) and its subsidiaries lease and service commercial aircraft, engines, and related equipment worldwide, operating through a Leasing & Related Operations segment and a Spare Parts Sales segment. The firm acquires, leases, and manages aircraft assets while also buying, refurbishing, and reselling aftermarket engine parts, whole engines, and other components, serving airlines and MRO (maintenance, repair, and overhaul) providers.

Key industry metrics that drive WLFC’s performance include the global commercial aircraft fleet growth rate (≈3.5% YoY in 2024) and the average lease-rate spread, which currently sits near 150 bps over LIBOR for narrow-body jets. The company’s exposure to engine-resale margins is sensitive to the retirement cycle of older engine models-estimated to accelerate as airlines replace aging fleets to meet ESG-related fuel-efficiency targets. Additionally, the health of the MRO market, reflected by a 6% CAGR in aftermarket parts spend, directly influences spare-parts sales volume.

For a deeper, data-driven view of WLFC’s valuation dynamics, you might explore the analytics platform ValueRay.

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income: 122.6m TTM > 0 and > 6% of Revenue
FCF/TA: -0.12 > 0.02 and ΔFCF/TA -4.37 > 1.0
NWC/Revenue: 17.40% < 20% (prev 44.67%; Δ -27.27% < -1%)
CFO/TA 0.08 > 3% & CFO 277.0m > Net Income 122.6m
Net Debt (2.07b) to EBITDA (407.2m): 5.08 < 3
Current Ratio: 1.81 > 1.5 & < 3
Outstanding Shares: last quarter (7.03m) vs 12m ago 2.51% < -2%
Gross Margin: 76.88% > 18% (prev 0.75%; Δ 7613 % > 0.5%)
Asset Turnover: 21.22% > 50% (prev 17.44%; Δ 3.79% > 0%)
Interest Coverage Ratio: 2.38 > 6 (EBITDA TTM 407.2m / Interest Expense TTM 125.9m)

Altman Z'' 1.63

A: 0.03 (Total Current Assets 267.0m - Total Current Liabilities 147.6m) / Total Assets 3.42b
B: 0.17 (Retained Earnings 583.1m / Total Assets 3.42b)
C: 0.09 (EBIT TTM 299.0m / Avg Total Assets 3.23b)
D: 0.22 (Book Value of Equity 582.8m / Total Liabilities 2.71b)
Altman-Z'' Score: 1.63 = BB

Beneish M -3.01

DSRI: 0.15 (Receivables 42.3m/212.4m, Revenue 686.1m/530.7m)
GMI: 0.98 (GM 76.88% / 75.25%)
AQI: 1.95 (AQ_t 0.11 / AQ_t-1 0.06)
SGI: 1.29 (Revenue 686.1m / 530.7m)
TATA: -0.05 (NI 122.6m - CFO 277.0m) / TA 3.42b)
Beneish M-Score: -3.01 (Cap -4..+1) = AA

What is the price of WLFC shares?

As of February 07, 2026, the stock is trading at USD 200.18 with a total of 26,908 shares traded.
Over the past week, the price has changed by +9.82%, over one month by +37.81%, over three months by +62.31% and over the past year by +0.04%.

Is WLFC a buy, sell or hold?

Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.

StrongBuy: 1
Buy: 0
Hold: 0
Sell: 0
StrongSell: 0

What are the forecasts/targets for the WLFC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	160	-20.1%
Analysts Target Price	160	-20.1%
ValueRay Target Price	274	36.9%

WLFC Fundamental Data Overview February 03, 2026

P/E Trailing = 10.9412
P/S = 2.0668
P/B = 1.9103
Revenue TTM = 686.1m USD
EBIT TTM = 299.0m USD
EBITDA TTM = 407.2m USD
Long Term Debt = 2.24b USD (from longTermDebt, last quarter)
Short Term Debt = 67.9m USD (from shortTermDebt, last quarter)
Debt = 2.24b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.07b USD (from netDebt column, last quarter)
Enterprise Value = 3.46b USD (1.39b + Debt 2.24b - CCE 171.0m)
Interest Coverage Ratio = 2.38 (Ebit TTM 299.0m / Interest Expense TTM 125.9m)
EV/FCF = -8.41x (Enterprise Value 3.46b / FCF TTM -411.7m)
FCF Yield = -11.89% (FCF TTM -411.7m / Enterprise Value 3.46b)
FCF Margin = -60.01% (FCF TTM -411.7m / Revenue TTM 686.1m)
Net Margin = 17.87% (Net Income TTM 122.6m / Revenue TTM 686.1m)
Gross Margin = 76.88% ((Revenue TTM 686.1m - Cost of Revenue TTM 158.6m) / Revenue TTM)
Gross Margin QoQ = 93.43% (prev 67.12%)
Tobins Q-Ratio = 1.01 (Enterprise Value 3.46b / Total Assets 3.42b)
Interest Expense / Debt = 1.38% (Interest Expense 30.8m / Debt 2.24b)
Taxrate = 43.72% (18.9m / 43.2m)
NOPAT = 168.3m (EBIT 299.0m * (1 - 43.72%))
Current Ratio = 1.81 (Total Current Assets 267.0m / Total Current Liabilities 147.6m)
Debt / Equity = 3.14 (Debt 2.24b / totalStockholderEquity, last quarter 713.5m)
Debt / EBITDA = 5.08 (Net Debt 2.07b / EBITDA 407.2m)
Debt / FCF = -5.02 (negative FCF - burning cash) (Net Debt 2.07b / FCF TTM -411.7m)
Total Stockholder Equity = 627.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.79% (Net Income 122.6m / Total Assets 3.42b)
RoE = 19.55% (Net Income TTM 122.6m / Total Stockholder Equity 627.4m)
RoCE = 10.43% (EBIT 299.0m / Capital Employed (Equity 627.4m + L.T.Debt 2.24b))
RoIC = 5.65% (NOPAT 168.3m / Invested Capital 2.98b)
WACC = 4.54% (E(1.39b)/V(3.63b) * Re(10.58%) + D(2.24b)/V(3.63b) * Rd(1.38%) * (1-Tc(0.44)))
Discount Rate = 10.58% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 3.54%
Fair Price DCF = unknown (Cash Flow -411.7m)
EPS Correlation: 51.33 | EPS CAGR: 116.3% | SUE: -1.02 | # QB: 0
Revenue Correlation: 98.14 | Revenue CAGR: 25.94% | SUE: 0.41 | # QB: 0
EPS next Quarter (2026-03-31): EPS=2.90 | Chg30d=+0.620 | Revisions Net=-1 | Analysts=1
EPS next Year (2026-12-31): EPS=14.71 | Chg30d=+1.410 | Revisions Net=-1 | Growth EPS=+14.7% | Growth Revenue=+0.9%

Additional Sources for WLFC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle